Which insurance company is right for you? Compare plans, price, and quotes from Mercury and Esurance.
George Joseph founded Mercury General Corporation in Los Angeles with a promise to provide more affordable rates than other carriers and the best customer service in the industry. The first policy was sold in 1962 when the company had only six employees and 90 agents. Two years later Mercury Insurance opened an office in Orange County, CA. In 1966 they opened their first office in the San Fernando Valley and a year later earned an A+ rating from A.M. Best. They continued expanding in southern California with an office opening in San Diego. In 1968 Mercury established a holding company, then acquired shares of Mercury Casualty Company and made it a wholly-owned subsidiary of Mercury General Corp. They then moved into their newly opened San Jose office. In 1970, Mercury wrote $1 million in premiums in one month and grew to employ 467 agents. In 1972 they sold their first homeowners policy. In 1973 Mercury formed a subsidiary for underwriting preferred risk, thereby increasing business using a 34-page manual written by the company’s founder. In 1974, Mercury opened its first Sacramento office and by 1977, Mercury Insurance becomes the largest insurance subsidiary, producing over $1 billion in premiums by 2011. In 1978, Mercury established a Special Investigations Unit (SIU) to fight insurance fraud.
Founded in 1999 and purchased by Allstate in 2011, Esurance has the spirit of a startup but the backing of Allstate as a multiline insurance company with an A+ financial rating. Using state-of-the-art technology, Esurance offers online and mobile services that enable a more efficient payment and claims process. Esurance sells the vehicle and property insurance around the county, and they are still growing. In 1999, Jean-Bernard Duler, Jeffrey L. Goodman, Huyen Bui, David Griffin, and Charles Wallace founded Esurance as one of the first insurance companies to sell policies directly to consumers online, without the need for in-person meetings or telephone calls.
Below is a list of the average rates that drivers typically pay with Mercury and Esurance. On average, Mercury charges approximately $218.87 per month while Esurance comes in at around $222.74 per month. For Mercury, the cheapest state average is Virginia at $135.16 per month and the most expensive is Florida at $300.67 per month. For Esurance, the cheapest state average is Utah at $133.20 per month and the most expensive is New York at $460.25 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Mercury and Esurance typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Mercury||Esurance|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Mercury charges $213.23 per month and Esurance charges $200.88 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Mercury and Esurance ranked among the industry ratings.
|A.M. Best Rating||A+|
|Financial Strength||Excellent||Above Average|
|JD Power Ranking||Average|
|NAIC Complaint Ratio||1.14|
What coverage is available through Mercury and Esurance? Both insurance companies offer Auto, Commercial, Condo, Home, Renters, and Umbrella insurance. Additional products from Esurance insurance also includes Health, Life, Motorcycle, Pet, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Mercury and Esurance Insurance page.
Mercury offers a wide range of discounts to its policyholders, including Auto Pay, E-signature, and Good Driver discounts. In contrast, Esurance also offers a few discounts that Mercury doesn’t, including Switch & Save®, Safety Device, and Renters Plus® discounts. Start taking advantage of discounts offered by insurance providers like Esurance and Mercury insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Anti-theft Feature Discount||Anti-lock Brakes Discount|
|Auto Pay Discount||Anti-theft Discount|
|E-signature Discount||Claim-free Discount|
|Good Driver Discount||Defensive Driver Discount|
|Good Student Discount||Emergency Road Assistance Discount|
|Multi-car Discount||Fast 5 Discount®|
|Multi-policy Discount||Good Driver Discount|
|Occupational Discount||Good Student Discount|
|Pay-in-Full Discount||Homeowners Discount|
|Online Shopper® Discount|
|Renters Plus® Discount|
|Safety Device Discount|
|Switch & Save® Discount|
The Mercury Mobile app is available for android. This insurance tool is where you can manage payments, view auto policy information, download ID cards and more.
The Esurance mobile app is available for iOS and Android.
|Mercury Mobile App|
|Android||2.7||200 user reviews|
|Esurance Mobile App|
|iOS||4.8||1,194 user reviews|
|Android||4.7||8,655 user reviews|
|Mercury Contact Info|
|Address||4484 Wilshire Boulevard Los Angeles, California|
|Phone||1 (800) 503-3724|
|Esurance Contact Info|
|Address||650 Davis Street, San Francisco, CA 94111|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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