Which insurance company is right for you? Compare savings, pros & cons, and quotes from Metlife and Foremost.
In 1869, MetLife began offering financial protection to working-class Americans, mostly Civil War sailors and soldiers. It was then called the Metropolitan Life Insurance Company and soon shifted to a focus on life insurance. By 1909, MetLife was the nation’s largest life insurer. From1907 to 2005, the Metropolitan Life Insurance Company Tower was the company’s headquarters in Lower Manhattan. It was the world’s tallest building until 1913. This famous building emanated light for years with the slogan, “The light that never fails,” and it was often featured in MetLife advertisements.
In 1952, Edward J Frey and Edward L. Stoddard founded Foremost Insurance Company. Their focus was originally on people who lived in mobile homes. They created the first mobile home insurance policy in history. The company also developed safety standards for mobile homes. Today the company offers a wide range of insurance, including auto insurance, RV insurance business insurance, and home insurance. Foremost Insurance Group is a member of the Farmers Insurance Group of Companies and has more than 38,000 agents across the country, operating in all 50 states. Foremost Insurance rebranded its auto insurance line as Bristol West in 2018 to improve its customer service and claims handling processes. Foremost insurance has a great reputation as a reliable insurer of nonstandard high-risk auto policies and older homes.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit MetLife Auto & Home Overview and Foremost Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Metlife and Foremost ranked among the industry ratings.
Comparison | Metlife | Foremost |
---|---|---|
Year Founded | 1868 | 1952 |
A.M. Best Rating | A+ | A |
BBB Rating | A+ | |
Financial Strength | Excellent | Excellent |
JD Power Ranking | About Average | |
NAIC Complaint Index | 0.65 | |
NAIC Complaint Ratio | 0.69 | |
S&P Rating | AA- | A |
What coverage is available through Metlife and Foremost? Both insurance companies offer Auto, Commercial, Home, Motorcycle, and RV insurance. Additional products from Metlife insurance also includes Health and Life insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit MetLife Auto & Home and Foremost Insurance page.
Insurance | Metlife | Foremost |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Health Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | |
Motorcycle Insurance | ✔ | ✔ |
RV Insurance | ✔ | ✔ |
Foremost offers a wide range of discounts to its policyholders, including Multi-policy, One Household, One Policy for All Vehicles, and Pay-in-Full discounts. In contrast, Metlife also offers a few discounts that Foremost doesn’t, including Safe Drivers, Restricted Mileage, and Passive Seat Belt and Air Bag discounts. Start taking advantage of discounts offered by insurance providers like Foremost and Metlife insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Metlife | Foremost |
---|---|
Anti-lock Brake Discounts | Mature Driver Discount |
Antitheft System Discount | Multi-policy Discount |
Deductible Savings Benefit | One Household, One Policy for All Vehicles |
Driver Training/Defensive Driving Courses | Pay-in-Full Discount |
Good-student Discount | |
Mature Driver Discount | |
Multi-car Discount | |
Multiple Policy Discount | |
Passive Seat Belt and Air Bag Discount | |
Restricted Mileage Discount | |
Safe Driver Discounts |
Metlife does not currently have a mobile app.
The Foremost Insurance Group mobile app, available for iOS and Android, is not intended for billing or insurance information. This is an app for Foremost Insurance Group corporate and agent events. It’s only for internal use by Foremost employees. For account information, you can use the Foremost website.
Metlife Mobile App | ||
---|---|---|
iOS | 1.3 | 197 user reviews |
Android | 1.9 | 1,904 user reviews |
Foremost Mobile App | ||
---|---|---|
iOS | 1.2 | 5 user reviews |
Android | 1.5 | 63 user reviews |
Metlife Contact Info | |
---|---|
Address | 700 Quaker Lane, Warwick, RI 02818 |
Phone | 1-900-422-4272 |
Website | https://www.metlife.com/insurance/ |
https://www.facebook.com/metlife/ | |
https://twitter.com/MetLife | |
Youtube | https://www.youtube.com/user/Metlife |
https://www.linkedin.com/company/the-hanover-insurance-group/ |
Foremost Contact Info | |
---|---|
Address | 5600 Beech Tree Lane, Caledonia, MI 49316 |
Phone | 1-800-532-4221 |
Website | https://www.foremost.com/about-foremost/ |
https://www.facebook.com/ForemostInsurance/ | |
https://twitter.com/Foremost | |
Youtube | https://www.youtube.com/user/foremostinsurance |
https://www.linkedin.com/company/foremost-insurance/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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