National General vs. Metlife Insurance

Which insurance carrier is right for you? Compare discounts, insights, and quotes from National General and Metlife.

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National General vs. Metlife: What You Need to Know

National General Insurance, formerly GMAC Insurance Group, is the only onein the United States to be founded within the automotive industry. Thecompany’s history began in 1920, in North Carolina, when Integon, a lifeinsurance company, was founded: One part of the company became NationalGeneral Insurance and the second was Motor Insurance Company, founded in1925, by General Motors. In the year 1969, Integon started a holdingcompany and began insuring high-risk drivers and by 1997, the company wasacquired by GMAC. By 2013, GMAC changed its name to National GeneralInsurance. Today, the National General Insurance Group is one of thelargest automobile insurers in the United States, offering a variety ofproperty and casualty products. The company operates and sells itsinsurance products through over 10,000 independent agents and brokersacross the US.

In 1869, MetLife began offering financial protection to working-classAmericans, mostly Civil War sailors and soldiers. It was then called theMetropolitan Life Insurance Company and soon shifted to a focus on lifeinsurance. By 1909, MetLife was the nation’s largest life insurer. From1907 to 2005, the Metropolitan Life Insurance Company Tower was thecompany’s headquarters in Lower Manhattan. It was the world’s tallestbuilding until 1913. This famous building emanated light for years with theslogan, “The light that never fails,” and it was often featured in MetLifeadvertisements.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit National General Overview and MetLife Auto & Home Overview.

National General vs. MetLife Auto & Home: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with National General and MetLife Auto & Home. On average, National General charges approximately $176.37 per month while MetLife Auto & Home comes in at around $ per month. For National General, the cheapest state average is Texas at $176.44 per month and the most expensive is Texas at $176.44 per month. For MetLife Auto & Home, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.

National General

Average Rate

$176.37
MetLife Auto & Home

Average Rate

$
National

Average Rate

$117.77
State National General MetLife Auto & Home
Texas $176.44 -

National General vs. MetLife Auto & Home: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that National General and MetLife Auto & Home typically charge for drivers who have more than 1 vehicle.

Number of Vehicles National General MetLife Auto & Home
1 Vehicle $174.10 $
2 Vehicles $182.12 $

National General vs. MetLife Auto & Home: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average National General charges $161.68 per month and MetLife Auto & Home charges $0.00 per month for customers who own their home.

Own/Rent National General MetLife Auto & Home
Own $161.68 $0.00
Rent $185.42 $0.00

What is National General and Metlife Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how National General and Metlife ranked among the industry ratings.

Comparison National General Metlife
Year Founded 1920 1868
Market Share 1.05
A.M. Best A- A+
BBB Rating A+
Financial Strength Excellent Excellent
JD Power Ranking About Average
NAIC Complaint Ratio 6.08 0.69
S&P Rating AA-

National General or Metlife: Insurance Products Offered

What coverage is available through National General and Metlife? Both insurance companies offer Auto, Commercial, Health, Home, Motorcycle, and RV Insurance. Additional products from National General insurance also includes Condo, Life, and Renters Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit National General and MetLife Auto & Home Insurance page.

Insurance National General Metlife
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance

National General or Metlife: Ways To Save

National General offers a wide range of discounts to its policyholders, including Anti-Theft, Low Mileage, and Motorcycle discounts. Metlie also offers a few discounts that National General doesn’t including Driver Training and Deductible Savings discounts. Start taking advantage of discounts offered by insurance providers like Kemper and Metlife and save yourself some money. You can review the full list of discounts that these two companies offer below.

National General Metlife
Affinity Discount Safe Driver Discounts
Anti-Theft Discount Mature Driver Discount
Low Mileage Discount Multiple Policy Discount
Motorcycle Discount Anti-lock Brake Discounts
Multi-Policy Discount Antitheft System Discount
Multi-Vehicle Discount Deductible Savings Benefit
Paid-in-Full Discount Driver Training/Defensive Driving Courses
Paperless Discount Multi-car Discount
RVs and autos on one convenient policy Restricted Mileage Discount
Safe-Driver Discount Passive Seat Belt and Air Bag Discount
Good-student Discount

Pros & Cons of National General & Metlife

Pros

National General
  • National General Insurance is available in all 50 states in America.
  • Offers 24/hour claims service
  • Flexible payment options
  • Extensive discounts and services
Metlife
  • MetLife Auto & Home is a subsidiary of MetLife, the largest life insurancecompany in the country, which is financially stable.
  • 150 years of experience.
  • No deductible on glass repairs.

Cons

National General
  • Slow claim process, according to customer’s reviews
Metlife
  • MetLife does not offer accident forgiveness.
  • Mobile app issues.
  • Expensive policies.

National General or Metlife Mobile Apps Options

National General does not currently have a mobile app.

The MetLife Auto & Home Mobile App is available for iOS and Android. With this app, you can pay bills, file claims, view policies and even get a life insurance quote.

Metlife Mobile App
iOS      1.3 197 user reviews
Android      1.9 1,904 user reviews

National General & Metlife Contact Info

National General Contact Info
Address 5620 University Pkwy, Winston-Salem, North Carolina 27105
Phone 1-888-293-5108
Website http://www.nationalgeneral.com/
Facebook https://www.facebook.com/NationalGeneralInsurance/
Linkedin https://www.linkedin.com/company/national-general-insurance/
Metlife Contact Info
Address 700 Quaker Lane, Warwick, RI 02818
Phone 1-900-422-4272
Website https://www.metlife.com/insurance/
Facebook https://www.facebook.com/metlife/
Twitter https://twitter.com/MetLife
Youtube https://www.youtube.com/user/Metlife
Linkedin https://www.linkedin.com/company/the-hanover-insurance-group/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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