National General vs. Utica National Insurance

Which insurance provider is right for you? Compare coverage, price, and quotes from National General and Utica National.

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National General vs. Utica National: What You Need to Know

National General Insurance, formerly GMAC Insurance Group, is the only onein the United States to be founded within the automotive industry. The company’s history began in 1920, in North Carolina, when Integon, a life insurance company, was founded: One part of the company became NationalGeneral Insurance and the second was Motor Insurance Company, founded in1925, by General Motors. In the year 1969, Integon started a holding company and began insuring high-risk drivers and by 1997, the company was acquired by GMAC. By 2013, GMAC changed its name to National GeneralInsurance. Today, the National General Insurance Group is one of the largest automobile insurers in the United States, offering a variety of property and casualty products. The company operates and sells its insurance products through over 10,000 independent agents and brokers across the US.

Utica Mutual Compensation Company was founded in 1914 as a workers compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New York State’s most successful and respectful mutual insurance organizations. Utica adopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York.Even during the Great Depression and World War II, the company kept growing and expanding. By the end of 1940’s, Utica’s assets had more than doubled. Today, Utica National Insurance Group is an award-winning,nationally recognized organization which provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas and Georgia.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit National General Overview and Utica National Ins Group Overview.

National General vs. Utica National Ins Group: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with National General and Utica National Ins Group. On average, National General charges approximately $234.51 per month while Utica National Ins Group comes in at around $84.03 per month. For National General, the cheapest state average is Indiana at $0.00 per month and the most expensive is Connecticut at $712.56 per month. For Utica National Ins Group, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.

National General

Average Rate

$234.51
Utica National Ins Group

Average Rate

$84.03
National

Average Rate

$133.56
State National General Utica National Ins Group
Alabama $116.21 -
California $279.22 -
Connecticut $712.56 -
Florida $411.57 -
Indiana $0.00 -
North Carolina $64.05 -
Oregon $103.72 -
Pennsylvania $0.96 -
Tennessee $92.09 -
Texas $159.71 -

National General vs. Utica National Ins Group: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that National General and Utica National Ins Group typically charge for drivers who have more than 1 vehicle.

Number of Vehicles National General Utica National Ins Group
1 Vehicle $233.17 $
2 Vehicles $248.84 $

National General vs. Utica National Ins Group: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average National General charges $194.41 per month and Utica National Ins Group charges $ per month for customers who own their home.

Own/Rent National General Utica National Ins Group
Own $194.41 $
Rent $244.36 $

What is National General and Utica National Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how National General and Utica National ranked among the industry ratings.

Comparison National General Utica National
Year Founded 1920 1914
Market Share 1.05%
A.M. Best A- A-
BBB Rating A+
Financial Strength Excellent Excellent
NAIC Complaint Ratio 6.08

National General or Utica National: Insurance Products Offered

What coverage is available through National General and Utica National? Both insurance companies offer Auto, Commercial, Home, Motorcycle, Renters, and RV Insurance. Additional products from National General insurance also includes Condo, Health, and Umbrella Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit National General and Utica National Ins Group Insurance page.

Insurance National General Utica National
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

National General or Utica National: Ways To Save

National General offers a wide range of discounts to its policyholders, including Anti-Theft, Low Mileage, and Motorcycle discounts. Utica National also offers a few discounts that National General doesn’t including Pay in Full, Good Student, and Go Green Vehicle discounts. Start taking advantage of discounts offered by insurance providers like Utica National and National General insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

National GeneralUtica National
Affinity DiscountAirbags & motorized seat belts
Anti-Theft DiscountAnnual Mileage Discount
Low Mileage DiscountAnti-lock brakes
Motorcycle DiscountAnti-Theft Device
Multi-Policy DiscountAway at School Discount
Multi-Vehicle DiscountBundled Discount
Paid-in-Full DiscountCompany Car Discount
Paperless DiscountElectronic Funds Transfer
RVs and autos on one convenient policyElectronic stability control
Safe-Driver DiscountGo Green Vehicle Discount
Good Student Discount
Multi-Vehicle Discount
Pay in Full Discount

Pros & Cons of National General & Utica National

Pros

National General
  • National General Insurance is available in all 50 states in America.
  • Offers 24/hour claims service
  • Flexible payment options
  • Extensive discounts and services
Utica National
  • Utica National Insurance is a financially stable company.
  • The company is one of the largest insurance companies in the United States.
  • It’s easy to report a claim - the company has a 24/7/365 service availableand you can start the claim process through phone, online, fax or mail.

Cons

National General
  • Slow claim process, according to customer’s reviews
Utica National
  • The company is not considered low-priced by those who have tickets oraccidents on their record.
  • Utica National doesn’t offer an online quote.

National General or Utica National Mobile Apps Options

Neither National General or Utica National currently have mobile apps.

National General & Utica National Contact Info

National General Contact Info
Address 5620 University Pkwy, Winston-Salem, North Carolina 27105
Phone 1-888-293-5108
Website http://www.nationalgeneral.com/
Facebook https://www.facebook.com/NationalGeneralInsurance/
Linkedin https://www.linkedin.com/company/national-general-insurance/
Utica National Contact Info
Address 180 Genesee St, New Hartford, NY 13413
Phone 1-800-589-8422
Website https://www.uticanational.com/
Facebook https://www.facebook.com/uticanational/
Linkedin https://www.linkedin.com/company/uticanational/
Twitter https://twitter.com/uticanational

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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