Which insurance carrier is right for you? Compare pros & cons, cost, and quotes from Nationwide and American Family.
Murray D. Lincoln formed the company the Farm Bureau Mutual Automobile Insurance Company with the goal of selling auto insurance at low rates for farmers in Ohio. In 1926, the first policy was sold. In 1928, Farm Bureau Mutual begins to expand into other states including West Virginia, Maryland, Delaware, Vermont, and North Carolina. By 1934, the company was insuring motorists in metropolitan areas and writing property insurance policies too and by 1943 was operating in 12 states and the District of Columbia. It was in 1955 that the company changed its name to nationwide, with an expansion into 20 new states. In 1982, Nationwide acquires a 100-year-old company and America’s leading farm insurer and goes public in 1997. In the year 2000, the Nationwide Arena opens and becomes home to a National Hockey League franchise, the Columbus Blue Jackets. In 2007, the Nationwide Bank opens. Today, Nationwide is a Fortune 100 company with a full range of insurance and financial services across the country, including car, motorcycle, boat, homeowners, pet, farm, life and commercial insurance, annuities, mortgages, mutual funds, pensions, long-term savings plans, and specific health services.
Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.
Below is a list of the average rates that drivers typically pay with Nationwide and American Family. On average, Nationwide charges approximately $215.83 per month while American Family comes in at around $162.37 per month. For Nationwide, the cheapest state average is North Carolina at $97.28 per month and the most expensive is New York at $350.97 per month. For American Family, the cheapest state average is Ohio at $93.23 per month and the most expensive is Nevada at $346.70 per month.
|District of Columbia||$236.41||-|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Nationwide and American Family typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Nationwide||American Family|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Nationwide charges $196.43 per month and American Family charges $155.50 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Nationwide and American Family ranked among the industry ratings.
|A.M. Best Rating||A+||A|
|JD Power Ranking||About Average||About Average|
|NAIC Complaint Index||0.38||0.64|
What coverage is available through Nationwide and American Family? Both insurance companies offer Auto, Commercial, Farm, Health, Home, Life, Motorcycle, and RV insurance. Additional products from American Family insurance also includes Condo, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Nationwide and American Family Insurance page.
American Family offers a wide range of discounts to its policyholders, including Claims-free Pricing, Generational, and Good Student discounts. In contrast, Nationwide also offers a few discounts that American Family doesn’t, including SmartRide, Passive Occupant Restraint, and Paperless Documents discounts. Start taking advantage of discounts offered by insurance providers like American Family and Nationwide insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Accident-free Discount||Away at School Discount|
|Advance Quote Discount||Claims-free Pricing|
|Affinity Car Insurance Discounts||Generational Discount|
|Anti-theft Discount||Good Student Discount|
|Defensive Driving Discount||KnowYourDrive|
|Easy Pay Discount||Loyalty Discount|
|Farm Bureau Discount||Multi-product Discount|
|Good Student Discount||Smart Home Discount|
|Long-term Policyholder Discount||Teen Safe Driver Discount|
|Multi-policy Discount||Young Volunteer Discount|
|Nationwide Family Plan|
|Passive Occupant Restraint Discount|
The Nationwide Mobile App for Android, iPhone and iPad lets you access accounts on the go. The app features fingerprint and facial login to a dashboard where you make payments, manage payment methods and save or share ID cards with drivers on your policy. You can also file a claim and check on its status. The app comes fully equipped to connect with roadside assistance too.
The American Family mobile app is available for iOS and Android. CalledMyAmFam, the app allows users to manage their insurance policy: Make payments, view coverage and policy details, access digital ID cards, in-app payment reminders, find a repair shop, submit a claim, get roadside assistance and more.
|Nationwide Mobile App|
|iOS||3.6||3K user reviews|
|Android||4.3||1.4K user reviews|
|American Family Mobile App|
|iOS||4.8||30K user reviews|
|Android||4.4||3.5K user reviews|
|Nationwide Contact Info|
|Address||P.O. Box 742522, Cincinnati, OH 45274-2522|
|American Family Contact Info|
|Address||6000 American Parkway, Madison, WI 53783|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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