Nationwide vs. Dairyland Insurance

Which insurance carrier is right for you? Compare plans, pros & cons, and quotes from Nationwide and Dairyland.

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Nationwide vs. Dairyland: What You Need to Know

Murray D. Lincoln formed the company the Farm Bureau Mutual Automobile Insurance Company with the goal of selling auto insurance at low rates for farmers in Ohio. In 1926, the first policy was sold. In 1928, Farm Bureau Mutual begins to expand into other states including West Virginia,Maryland, Delaware, Vermont, and North Carolina. By 1934, the company was insuring motorists in metropolitan areas and writing property insurance policies too and by 1943 was operating in 12 states and the District of Columbia. It was in 1955 that the company changed its name to nationwide,with an expansion into 20 new states. In 1982, Nationwide acquires a 100-year-old company and America’s leading farm insurer and goes public in 1997. In the year 2000, the Nationwide Arena opens and becomes home to a National Hockey League franchise, the Columbus Blue Jackets. In 2007, the Nationwide Bank opens. Today, Nationwide is a Fortune 100 company with a full range of insurance and financial services across the country,including car, motorcycle, boat, homeowners, pet, farm, life and commercial insurance, annuities, mortgages, mutual funds, pensions, long-term savings plans and specific health services.

Dairyland Insurance Company began as a local insurer in Wisconsin over 60 years ago and grew to have a national presence. Today, the insurance company prides itself on maintaining its midwestern roots and what it calls“small-town values.” In 1916, The Hardware Dealers Mutual Fire Insurance Company of Wisconsin (known today as Sentry) began writing auto insurance policies. Professor Stuart Struck formed the Dairyland Mutual Insurance Company of Wisconsin in 1953 and in 1966 The Hardware Dealers Mutual Fire Insurance Company acquired Dairyland, which sold specialty insurance to drivers who couldn’t otherwise get standard coverage due to poor drivingrecords, little driving experience or no prior insurance. In 1975 independent agents joined Dairyland and began selling motorcycle insurance. Two years later, they moved to a new headquarters in Steven Point, Wisconsin. Since 1992, Sentry has been rated A+ in financial strength from A.M. Best. Sentry, Dairyland’s parent company, celebrated 100 years of business in 2004. The following year, Sentry acquired Viking Insurance and doubled the size of Dairyland. Sentry has over $13 billion worth of assets and a policyholder surplus of $4.1 billion. In addition to motorcycle insurance, Dairyland is known for selling non-standard SR-22/SR22/SR 22 insurance and insurance for teen drivers at affordable rates.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Nationwide Overview and Dairyland Overview.

Nationwide vs. Dairyland: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Nationwide and Dairyland. On average, Nationwide charges approximately $165.08 per month while Dairyland comes in at around $168.20 per month. For Nationwide, the cheapest state average is Florida at $3.39 per month and the most expensive is Connecticut at $252.73 per month. For Dairyland, the cheapest state average is Oregon at $0.00 per month and the most expensive is South Carolina at $492.82 per month.

Nationwide

Average Rate

$165.08
Dairyland

Average Rate

$168.20
National

Average Rate

$133.56
State Nationwide Dairyland
Alabama- $358.90
Arizona $79.80 -
California $207.63 -
Colorado $75.76 -
Connecticut $252.73 -
Florida $3.39 -
Georgia $72.02 -
Illinois $67.45 $89.87
Indiana $96.81 -
Kentucky $77.45 -
Michigan $68.22 -
Missouri $108.78 -
Nevada $173.22 $55.57
New York $187.33 -
North Carolina $72.42 $139.55
Ohio $64.56 -
Oregon $94.71 $0.00
Pennsylvania $69.04 $277.30
South Carolina $58.83 $492.82
Tennessee $87.05 -
Texas $87.67 -
Virginia $104.83 -
Washington $156.54 $222.48
Wisconsin- $21.90

Nationwide vs. Dairyland: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Nationwide and Dairyland typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Nationwide Dairyland
1 Vehicle $165.58 $149.17
2 Vehicles $165.59 $276.22

Nationwide vs. Dairyland: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Nationwide charges $75.43 per month and Dairyland charges $226.22 per month for customers who own their home.

Own/Rent Nationwide Dairyland
Own $75.43 $226.22
Rent $202.03 $147.50

What is Nationwide and Dairyland Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Nationwide and Dairyland ranked among the industry ratings.

Comparison Nationwide Dairyland
Year Founded 1925 1953
Market Share 2.7%
A.M. Best A+
A.M. Best Rating A+
BBB Rating A+ A+
Financial Strength Excellent Very Good
JD Power Ranking About Average N/A
Moody’s Rating A1 N/A
NAIC Complaint Ratio 0.38 2.68
S&P Rating A+ N/A

Nationwide or Dairyland: Insurance Products Offered

What coverage is available through Nationwide and Dairyland? Both insurance companies offer Auto, and Motorcycle Insurance. Additional products from Nationwide insurance also includes Commercial, Farm, Health, Home, Life, Pet, RV, and SR22/FR44 Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Nationwide and Dairyland Insurance page.

Insurance Nationwide Dairyland
Auto Insurance
Commercial Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Pet Insurance
RV Insurance
SR22/FR44

Nationwide or Dairyland: Ways To Save

Dairyland offers a wide range of discounts to its policyholders, including Anti-theft, Defensive Driving, and Homeowners discounts. Nationwide also offers a few discounts that Dairyland doesn’t including SmartRide, Passive Occupant Restraint, and Paperless Documents discounts. Start taking advantage of discounts offered by insurance providers like Dairyland and Nationwide insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

NationwideDairyland
Accident-free DiscountAdvanced Quote Discount
Advance Quote DiscountAnti-theft Discount
Affinity Car Insurance DiscountsDefensive Driving Discount
Anti-theft DiscountHomeowners Discount
Defensive Driving DiscountMulti-car Discount
Easy Pay DiscountPayment Frequency Discount
Farm Bureau DiscountTransfer Discount
Good Student Discount
Long-term Policyholder Discount
Multi-policy Discount
Nationwide Family Plan
New Vehicle
Paperless Documents
Passive Occupant Restraint Discount
SmartRide Discount

Pros & Cons of Nationwide & Dairyland

Pros

Nationwide
  • Up to 20% off when you bundle home, auto, life and other policies with nationwide.
  • Big savings for safe driving history.
  • On Your Side Auto Repair Network guarantees workmanship on repairs.
  • Vanishing deductible.
Dairyland
  • Insurance for nonstandard and/or high-risk drivers at reasonable prices.

Cons

Nationwide
Dairyland
  • While rates are often lower than other carriers, insuring high-risk/nonstandard drivers is not cheap.

Nationwide or Dairyland Mobile Apps Options

The Nationwide Mobile App for Android, iPhone and iPad lets you access accounts on the go. The app features fingerprint and facial login to a dashboard where you make payments, manage payment methods and save or share ID cards with drivers on your policy. You can also file a claim and check on its status. The app comes fully equipped to connect with roadside assistance too.

The Dairyland app is available for iOS and Android. This is where customers can access self-service options here and pay bills.

Nationwide Mobile App
iOS     3.63K user reviews
Android     4.31.4K user reviews
Dairyland Mobile App
iTunes     3.434 user reviews
Google Play     3.6208 user reviews

Nationwide & Dairyland Contact Info

Nationwide Contact Info
AddressP.O. Box 742522, Cincinnati, OH 45274-2522
Phone1-877-669-6877
Websitehttps://www.Nationwide.com
Facebookhttps://www.facebook.com/nationwide/
Twitterhttps://twitter.com/Nationwide
Youtubehttps://www.youtube.com/c/nationwide
Linkedinhttps://www.linkedin.com/company/nationwide/
Dairyland Contact Info
Address1800 North Point Drive, Stevens Point, WI 54481
Phone1 (844) 242-4468
Websitehttps://www.dairylandinsurance.com
Twitterhttps://www.twitter.com/dairylandins
Facebookhttps://www.facebook.com/DairylandInsurance
Youtubehttps://www.youtube.com/user/dairylandcycle/featured
Linkedinhttps://www.linkedin.com/company/dairyland-cycle-insurance/about

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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