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Nationwide vs. Encompass Insurance
Which insurance provider is right for you? Compare price, savings, and quotes from Nationwide and Encompass.
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Nationwide vs. Encompass: What You Need to Know
Murray D. Lincoln formed the company the Farm Bureau Mutual Automobile Insurance Company with the goal of selling auto insurance at low rates for farmers in Ohio. In 1926, the first policy was sold. In 1928, Farm Bureau Mutual begins to expand into other states including West Virginia, Maryland, Delaware, Vermont, and North Carolina. By 1934, the company was insuring motorists in metropolitan areas and writing property insurance policies too and by 1943 was operating in 12 states and the District of Columbia. It was in 1955 that the company changed its name to nationwide, with an expansion into 20 new states. In 1982, Nationwide acquires a 100-year-old company and America’s leading farm insurer and goes public in 1997. In the year 2000, the Nationwide Arena opens and becomes home to a National Hockey League franchise, the Columbus Blue Jackets. In 2007, the Nationwide Bank opens. Today, Nationwide is a Fortune 100 company with a full range of insurance and financial services across the country, including car, motorcycle, boat, homeowners, pet, farm, life and commercial insurance, annuities, mortgages, mutual funds, pensions, long-term savings plans and specific health services.
In 1897, the company that would eventually be called Encompass almost a century later began selling personal insurance with the promise of “protection and security.” Even though the company began using the name Encompass in the 1990s, the EncompassOne® Package Policy traces back to the very start in 1897. Today, there are more than 2,400 Encompass independent agents in 39 states. Encompass Insurance is a subsidiary of Allstate Corporation and is one of the largest personal property and casualty insurance brands.
Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Nationwide Overview and Encompass Overview.
Nationwide vs. Encompass: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Nationwide and Encompass. On average, Nationwide charges approximately $0.00 per month while Encompass comes in at around $ per month. For Nationwide, the cheapest state average is Tennessee at $0.00 per month and the most expensive is Missouri at $0.00 per month. For Encompass, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.
Average Rate
Average Rate
Average Rate
| State | Nationwide | Encompass |
|---|---|---|
| Alabama | $0.00 | - |
| Arizona | $0.00 | - |
| California | $0.00 | - |
| Colorado | $0.00 | - |
| Florida | $0.00 | - |
| Georgia | $0.00 | - |
| Illinois | $0.00 | - |
| Indiana | $0.00 | - |
| Iowa | $0.00 | - |
| Kansas | $0.00 | - |
| Missouri | $0.00 | - |
| Ohio | $0.00 | - |
| Oregon | $0.00 | - |
| Pennsylvania | $0.00 | - |
| Tennessee | $0.00 | - |
| Texas | $0.00 | - |
| Utah | $0.00 | - |
| Virginia | $0.00 | - |
Nationwide vs. Encompass: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Nationwide and Encompass typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Nationwide | Encompass |
|---|---|---|
| 1 Vehicle | $0.00 | $ |
| 2 Vehicles | $0.00 | $ |
Nationwide vs. Encompass: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Nationwide charges $0.00 per month and Encompass charges $ per month for customers who own their home.
| Own/Rent | Nationwide | Encompass |
|---|---|---|
| Own | $0.00 | $ |
| Rent | $0.00 | $ |
What is Nationwide and Encompass Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Nationwide and Encompass ranked among the industry ratings.
| Comparison | Nationwide | Encompass |
|---|---|---|
| Year Founded | 1925 | 1897 |
| Market Share | 2.7% | |
| A.M. Best | A+ | A+ |
| BBB Rating | A+ | A+ |
| Financial Strength | Excellent | Excellent |
| JD Power Ranking | About Average | |
| Moody’s Rating | A1 | |
| NAIC Complaint Index | 0.38 | 0.42 |
| S&P Rating | A+ |
Nationwide or Encompass: Insurance Products Offered
What coverage is available through Nationwide and Encompass? Both insurance companies offer Auto, Commercial, Farm, Home, and RV Insurance. Additional products from Nationwide insurance also includes ,Health, Life, Motorcycle, Pet, and Umbrella Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Nationwide and Encompass Insurance page.
| Insurance | Nationwide | Encompass |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | ✔ |
| Farm Insurance | ✔ | ✔ |
| Health Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | |
| Motorcycle Insurance | ✔ | |
| Pet Insurance | ✔ | |
| RV Insurance | ✔ | ✔ |
| Umbrella Insurance | ✔ |
Nationwide or Encompass: Ways To Save
Encompass offers a wide range of discounts to its policyholders, including Anti-theft Device, Defensive Driver, and Driver Training Credit discounts. Nationwide also offers a few discounts that Encompass doesn’t including SmartRide, Passive Occupant Restraint, and Paperless Documents discounts. Start taking advantage of discounts offered by insurance providers like Encompass and Nationwide insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Nationwide | Encompass |
|---|---|
| Accident-free Discount | Anti-lock Brake Discount |
| Advance Quote Discount | Anti-theft Device Discount |
| Affinity Car Insurance Discounts | Defensive Driver Discount |
| Anti-theft Discount | Driver Training Credit |
| Defensive Driving Discount | Driver Training Discount |
| Easy Pay Discount | Encompass Easy Pay |
| Farm Bureau Discount | Future Effective Date |
| Good Student Discount | Good Payer Discount |
| Long-term Policyholder Discount | Good Student Discount |
| Multi-policy Discount | Homeowners Discount |
| Nationwide Family Plan | New Car Discount |
| New Vehicle | Passive Restraint System Discount |
| Paperless Documents | Resident Student Discount |
| Passive Occupant Restraint Discount | Safe Driving Bonus |
| SmartRide Discount |
Pros & Cons of Nationwide & Encompass
Pros
Nationwide
- Up to 20% off when you bundle home, auto, life and other policies with Nationwide.
- Big savings for safe driving history.
- On Your Side Auto Repair Network guarantees workmanship on repairs.
- Vanishing deductible.
Encompass
- Great customer service and low complaint ratio.
- New Car Replacement and Accident Forgiveness (and Extended Accident Forgiveness)
- Great bundle deals
Cons
Nationwide
Encompass
- There’s no minimal coverage for standalone homeowners insurance
- No mature driver discount
Nationwide or Encompass Mobile Apps Options
The Nationwide Mobile App for Android, iPhone and iPad lets you access accounts on the go. The app features fingerprint and facial login to a dashboard where you make payments, manage payment methods and save or share ID cards with drivers on your policy. You can also file a claim and check on its status. The app comes fully equipped to connect with roadside assistance too.
Encompass only offers a Roadside Assistance app for iOS and Android. It has not been rated.
| Nationwide Mobile App | ||
|---|---|---|
| iOS | 3.6 | 3K user reviews |
| Android | 4.3 | 1.4K user reviews |
Nationwide & Encompass Contact Info
| Nationwide Contact Info | |
|---|---|
| Address | P.O. Box 742522, Cincinnati, OH 45274-2522 |
| Phone | 1-877-669-6877 |
| Website | https://www.Nationwide.com |
| https://www.facebook.com/nationwide/ | |
| https://twitter.com/Nationwide | |
| Youtube | https://www.youtube.com/channel/nationwide |
| https://www.linkedin.com/company/nationwide/ | |
| Encompass Contact Info | |
|---|---|
| Address | 2775 Sanders Road, Northbrook, IL 60062 |
| Phone | 1-800-342-5342 |
| Website | https://www.encompassinsurance.com/ |
| https://www.facebook.com/EncompassInsurance/ | |
| https://twitter.com/EncompassInsur1 | |
| Youtube | https://www.youtube.com/channel/UC4ijYmLNXkfG0TVFbfCwLSg |
| https://www.linkedin.com/company/encompass-insurance/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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