Which insurance carrier is right for you? Compare plans, cost, and quotes from Pemco and Arbella.
Pemco was founded in 1949 by Robert J. Handy, a Seattle journalism and math teacher. He had at first envisioned insuring teachers, who were members of the Seattle Teachers Credit Union which he founded in 1939 (it later became the School Employees Credit Union of Washington). He wanted to “create a financial institution with a heart.” Handy was also working for an insurance agency, which enabled him to sell auto insurance to educators who came to the credit union to secure car loans.
Founded in 1988 in Quincy, Massachusetts, Arbella took over Kemper Group’s Massachusetts auto insurance business, which was then-troubled. Arbella’s founders worked to strengthen their partnership with independent agents. Arbella is a mutual company owned by its policyholders and prides itself on excellent customer service. In 2004, Arbella formed the Arbella Insurance Foundation to support not-for-profit organizations that have a positive impact on the communities Arbella serves, donating more than $13 million to 960 different charities. Arbella also founded the Arbella Insurance Group Charitable Foundation in 2004. Arbella has consistently ranked as one of the best places to work in New England. Arbella Insurance Group has more than $600M in revenue with approximately $1B in assets.
Below is a list of the average rates that drivers typically pay with PEMCO and Arbella Insurance Group. On average, PEMCO charges approximately $101.01 per month while Arbella Insurance Group comes in at around $176.77 per month. For PEMCO, the cheapest state average is Washington at $100.99 per month and the most expensive is Washington at $100.99 per month. For Arbella Insurance Group, the cheapest state average is Massachusetts at $176.84 per month and the most expensive is Massachusetts at $176.84 per month.
|State||PEMCO||Arbella Insurance Group|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that PEMCO and Arbella Insurance Group typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||PEMCO||Arbella Insurance Group|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average PEMCO charges $97.48 per month and Arbella Insurance Group charges $167.95 per month for customers who own their home.
|Own/Rent||PEMCO||Arbella Insurance Group|
Which car insurance company is better? We've made it easy to compare companies side by side. See how Pemco and Arbella ranked among the industry ratings.
|A.M. Best Rating||B++||A-|
|JD Power||Among the Best|
|JD Power Ranking||Below Average|
|NAIC Complaint Ratio||0.11|
What coverage is available through Pemco and Arbella? Both insurance companies offer Auto, Home, Motorcycle, Renters, and Umbrella insurance. Additional products from Pemco insurance also includes Condo and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit PEMCO and Arbella Insurance Group Insurance page.
Pemco offers a wide range of discounts to its policyholders, including Advance Purchase (for new business), Auto Plus Home, and Defensive Driver discounts. In contrast, Arbella also offers a few discounts that Pemco doesn’t, including Student Away at College, Residence Safety Package, and Rental Property Account Credit discounts. Start taking advantage of discounts offered by insurance providers like Arbella and Pemco insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Accident Forgiveness Benefit||Account Credit Discount|
|Advance Purchase Discount (for new business)||Advanced Driver Training Discount|
|Auto Plus Home Discount||Annual Mileage Discount|
|Defensive Driver Discount||Anti-theft Devices Discount|
|Distant Student Discount||Auto Loyalty Discount|
|Educator Discount||Auto Rewards Discount|
|Good Student Discount||Deployment/Active Military Duty Discount|
|Homeownership Discount||Driver Simulator Training Discount|
|Life Insurance (only for members of the teacher’s credit union)||Energy-Saving Hybrids or Electrics Discount|
|Low Mileage Discount||Experienced Motorcycle Operator Discount|
|Loyal Auto Customer Discount||Good Student Discount|
|Minor Ticket Forgiveness Benefit||MAHA Workshops Savings Discount|
|New Vehicle Discount||Mass Save Discount|
|Paid in Full Discount||Motorcycle Training Discount|
|Safety/Security Feature Discount||Multi-car Family Discount|
|University of Washington Alumni Discount||Multi-car Individual/Spouse Discount|
|New Business Discount|
|New Home Credit|
|Premium in Full Discount|
|Protective Devices Discount|
|Renew and Save Discount|
|Rental Property Account Credit|
|Residence Safety Package|
|Student Away at College Discount|
The Go PEMCO app connects you to your PEMCO policy no matter where you are. You have access to vehicle insurance ID cards, your policy, and discounts. You can also make changes to your policy, view documents and bills and pay your bill. Local repair shops are listed for you too.
Wheel Focused™ on iTunes and Google Play is available to download, regardless of what carrier you may have. The app is designed to improve driving behaviors through real-time feedback.
|Pemco Mobile App|
|iOS||3.6||5 user reviews|
|Android||4.3||68 user reviews|
|Arbella Mobile App|
|Arbella does not currently have a mobile app for insurance products.|
|Pemco Contact Info|
|Address||1300 Dexter Avenue N. Seattle, WA 98109-3571|
|Phone||1 (800) 467-3626|
|Arbella Contact Info|
|Address||1100 Crown Colony Drive, P.O. Box 699103, Quincy, MA 02269-9103|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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