Which insurance carrier is right for you? Compare discounts, pros & cons, and quotes from Pemco and Utica National.
Pemco was founded in 1949 by Robert J. Handy, a Seattle journalism and math teacher. He had at first envisioned insuring teachers, who were members of the Seattle Teachers Credit Union which he founded in 1939 (it later became the School Employees Credit Union of Washington). He wanted to “create a financial institution with a heart.” Handy was also working for an insurance agency, which enabled him to sell auto insurance to educators who came to the credit union to secure car loans.
Utica Mutual Compensation Company was founded in 1914 as a workers compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New York State’s most successful and respectful mutual insurance organizations. Utica adopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York. Even during the Great Depression and World War II, the company kept growing and expanding. By the end of 1940’s, Utica’s assets had more than doubled. Today, Utica National Insurance Group is an award-winning, nationally recognized organization which provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas, and Georgia.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit PEMCO Overview and Utica National Ins Group Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Pemco and Utica National ranked among the industry ratings.
Comparison | Pemco | Utica National |
---|---|---|
Year Founded | 1949 | 1914 |
Market Share | 3.8% | |
A.M. Best Rating | B++ | A- |
BBB Rating | A+ | |
Financial Strength | Excellent | Excellent |
JD Power | Among the Best |
What coverage is available through Pemco and Utica National? Both insurance companies offer Auto, Home, Motorcycle, Renters, RV, and Umbrella insurance. Additional products from Pemco insurance also include Condo insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit PEMCO and Utica National Ins Group Insurance page.
Insurance | Pemco | Utica National |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | |
Condo Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Motorcycle Insurance | ✔ | ✔ |
Renters Insurance | ✔ | ✔ |
RV Insurance | ✔ | ✔ |
Umbrella Insurance | ✔ | ✔ |
Utica National offers a wide range of discounts to its policyholders, including Annual Mileage, Anti-lock brakes, and Anti-Theft Device discounts. In contrast, Pemco also offers a few discounts that Utica National doesn’t, including University of Washington Alumni, Safety/Security Feature, and Paid in Full discounts. Start taking advantage of discounts offered by insurance providers like Utica National and Pemco insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Pemco | Utica National |
---|---|
Accident Forgiveness Benefit | Airbags & motorized seat belts |
Advance Purchase Discount (for new business) | Annual Mileage Discount |
Auto Plus Home Discount | Anti-lock brakes |
Defensive Driver Discount | Anti-Theft Device |
Distant Student Discount | Away at School Discount |
Educator Discount | Bundled Discount |
Good Student Discount | Company Car Discount |
Homeownership Discount | Electronic Funds Transfer |
Life Insurance (only for members of the teacher’s credit union) | Electronic stability control |
Low Mileage Discount | Go Green Vehicle Discount |
Loyal Auto Customer Discount | Good Student Discount |
Minor Ticket Forgiveness Benefit | Multi-Vehicle Discount |
New Vehicle Discount | Pay in Full Discount |
Paid in Full Discount | |
Safety/Security Feature Discount | |
University of Washington Alumni Discount |
The Go PEMCO app connects you to your PEMCO policy no matter where you are. You have access to vehicle insurance ID cards, your policy, and discounts. You can also make changes to your policy, view documents and bills and pay your bill. Local repair shops are listed for you too.
Pemco Mobile App | ||
---|---|---|
iOS | 3.6 | 5 user reviews |
Android | 4.3 | 68 user reviews |
Utica National Mobile App | ||
---|---|---|
Utica National does not currently have a mobile app. |
Pemco Contact Info | |
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Address | 1300 Dexter Avenue N. Seattle, WA 98109-3571 |
Phone | 1 (800) 467-3626 |
Website | https://pemco.com/ |
https://www.facebook.com/PEMCOInsurance/ | |
Youtube | https://www.youtube.com/channel/UChCRheGkktnLSRYpqBsEP8g |
https://twitter.com/PEMCO | |
https://www.linkedin.com/company/pemco/ |
Utica National Contact Info | |
---|---|
Address | 180 Genesee St, New Hartford, NY 13413 |
Phone | 1-800-589-8422 |
Website | https://www.uticanational.com/ |
https://www.facebook.com/uticanational/ | |
https://www.linkedin.com/company/uticanational/ | |
https://twitter.com/uticanational |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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