Which insurance carrier is right for you? Compare coverage, price, and quotes from Plymouth Rock and Kemper.
In 1982, the former Massachusetts Insurance Commissioner Jim Stone founded a new car insurance agency committed to the highest level of customer care and satisfaction. Plymouth Rock Assurance is a member of the Plymouth Rock Group of Companies, which together write and manage more than $1 billion in annual auto and homeowners’ insurance premiums. Plymouth Rock Assurance serves the Northeast, specifically Massachusetts, Connecticut, New Hampshire, New Jersey, and Pennsylvania. The Plymouth Rock’s Pledge of Assurance is that you will always have a friendly person answer your call during business hours; your questions will be answered and the matter resolved quickly and accurately; everything about your issues will be explained clearly; if you are unable to get the matter resolved you can speak with a supervisor or manager; and at the end of the call, you will know exactly what to do next and how Plymouth Rock will keep you informed. The pledge also includes the promise that accurate policies and statements will be issued the first time around; claims will be handled professionally and sensitively; physical damage assessments within scheduled hours and without unreasonable delays; guarantee of all repairs by approved providers; and the promise to do the best for customers with extra effort.
After the state of Illinois passed laws regarding workers’ compensation in 1912, James S. Kemper founded the Mutual Casualty Co to sell accident insurance. Soon after, the company began selling auto insurance. Only seven years later, Kemper had offices all over the country and eventually changed its name to James S. Kemper & Co. By late 1960, annual revenues approached $150 million. They also moved offices from Chicago to Long Grove and became a part of a holding company called Kemperco Inc. By the 1970s, the company changed its name to Kemper Corp and revenue reached nearly $1 billion. By the 1980s, Kemper began offering financial services until 1995, when Kemper was acquired by Zurich Insurance of Switzerland, who then sold off the securities division to Kemper employees as a separate company called Everen Securities Inc. In the 1990s the company acquired Unitrin Insurance and founded Kemper Corporation. In the early 2000s, Kemper Insurance Companies laid off thousands of employees in Chicago and across the country. In 2003, they sold off their service organization. In 2015 Kemper acquired Alliance United Insurance Company and in 2018 the company acquired Infinity Insurance Company. Kemper boasts $11 billion in assets, servicing approximately seven million policies, employing more than 30,000 agents and brokers as well as 7,800 associates. Kemper is licensed to sell insurance in 50 states and the District of Columbia. Other Kemper acquisitions include: Valley Property & Casualty Insurance Company, Warner Insurance, Mutual Savings Fire Insurance Company, Reserve National Insurance Company, Union National Life Insurance Company, United Insurance Company of America, United Casualty Insurance Company of America, Union National Fire Insurance Company, Capitol County Mutual Fire Insurance Company, Old Reliable Casualty Company and Unitrin County Mutual Insurance Company.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Plymouth Rock Assurance Overview and Kemper Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Plymouth Rock and Kemper ranked among the industry ratings.
Comparison | Plymouth Rock | Kemper |
---|---|---|
Year Founded | 1982 | 1912 |
Market Share | 6.02% (2017) | |
A.M. Best Rating | A- | A- |
BBB Rating | A+ | |
Financial Strength | Excellent | Excellent |
JD Power | Among the Best | |
Moody's | A3 | |
NAIC Complaint Index | 0.83 | |
S&P Rating | A- |
What coverage is available through Plymouth Rock and Kemper? Both insurance companies offer Auto, Commercial, Condo, Home, and Renters insurance. Additional products from Kemper insurance also includes Health, Life, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Plymouth Rock Assurance and Kemper Insurance page.
Insurance | Plymouth Rock | Kemper |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | ✔ |
Health Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | |
Renters Insurance | ✔ | ✔ |
RV Insurance | ✔ | |
Umbrella Insurance | ✔ |
Kemper offers a wide range of discounts to its policyholders, including Anti-theft Devices, Away-at-school, and Driver Training discounts. In contrast, Plymouth Rock also offers a few discounts that Kemper doesn’t, including Safety Pledge, Pay-in-Full, and No Accident discounts. Start taking advantage of discounts offered by insurance providers like Kemper and Plymouth Rock insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Plymouth Rock | Kemper |
---|---|
AARP Member Program of MA | Anti-lock Brakes Discount |
Affinity Group Discounts | Anti-theft Devices Discount |
Age of Home Discount | Away-at-school Discount |
Anti-theft Discount | Driver Training Discount |
Away at School Discount | Good Student Discount |
Companion Policy Discount | Kemper EZPaySM Discount |
Connected Homes Discount (only in PA and NJ) | Multi-car Discount |
Defensive Driving Course Discounts | Package Plus Discount |
Driver Training Discount | Paid-in-Full Discount |
eDocuments Discount | Passive Restraint/Airbags Discount |
eDocuments Savings | Prior Insurance Discount |
Good Student Discount | Resident Discount |
Health Care Primary | Sr. Operator Defensive Driving Course Discount |
Motor Club Discount | |
New Business Discount | |
New Driver Discount | |
New Jersey Teachers Auto Insurance | |
No Accident Discount | |
Pay-in-Full Discount | |
Safety Pledge Discount |
The Plymouth Rock Mobile app allows access to your policy, 24 hours a day, 7 days a week. You can use it to report a claim, schedule an inspection or submit photos of the damages and/or claim scene. You can also access claim information and view copies of vehicle appraisals.
Kemper offers customers a photo inspection app, available for iOS and Android, which allows them to submit photos of the vehicle damage for faster claims processing.
Plymouth Rock Mobile App | ||
---|---|---|
iOS | 1.3 | 107 user reviews |
Android | 3 | 127 user reviews |
Kemper Mobile App | ||
---|---|---|
iOS | 4.4 | 216 user reviews |
Android | 4 | 323 user reviews |
Plymouth Rock Contact Info | |
---|---|
Address | PO Box 900, Lincroft, NJ 07738-0900 |
Phone | 1 (800) 437-3535 |
Website | https://www.plymouthrock.com/ |
https://www.facebook.com/PlymouthRockAssurance/ | |
Youtube | https://www.youtube.com/watch?v=wEHtWA74PyY |
https://twitter.com/PlymouthRock |
Kemper Contact Info | |
---|---|
Address | 200 East Randolph Street, Suite 3300, Chicago, IL 60601 |
Phone | 1-866-860-9348 |
Website | https://www.Kemper.com/ |
https://www.facebook.com/KemperAutoAllianceUnited/ | |
https://twitter.com/KemperInsurance | |
Youtube | https://www.youtube.com/channel |
https://www.linkedin.com/company/kemperinsurance/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Answer a few questions and let Penny find the best rates in your area.