Plymouth Rock vs. Kemper Insurance

Which insurance carrier is right for you? Compare coverage, price, and quotes from Plymouth Rock and Kemper.

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Plymouth Rock vs. Kemper: What You Need to Know

In 1982, the former Massachusetts Insurance Commissioner Jim Stone founded a new car insurance agency committed to the highest level of customer care and satisfaction. Plymouth Rock Assurance is a member of the Plymouth Rock Group of Companies, which together write and manage more than $1 billion in annual auto and homeowners’ insurance premiums. Plymouth Rock Assurance serves the Northeast, specifically Massachusetts, Connecticut, New Hampshire, New Jersey, and Pennsylvania. The Plymouth Rock’s Pledge of Assurance is that you will always have a friendly person answer your call during business hours; your questions will be answered and the matter resolved quickly and accurately; everything about your issues will be explained clearly; if you are unable to get the matter resolved you can speak with a supervisor or manager; and at the end of the call, you will know exactly what to do next and how Plymouth Rock will keep you informed. The pledge also includes the promise that accurate policies and statements will be issued the first time around; claims will be handled professionally and sensitively; physical damage assessments within scheduled hours and without unreasonable delays; guarantee of all repairs by approved providers; and the promise to do the best for customers with extra effort.

After the state of Illinois passed laws regarding workers’ compensation in 1912, James S. Kemper founded the Mutual Casualty Co to sell accident insurance. Soon after, the company began selling auto insurance. Only seven years later, Kemper had offices all over the country and eventually changed its name to James S. Kemper & Co. By late 1960, annual revenues approached $150 million. They also moved offices from Chicago to Long Grove and became a part of a holding company called Kemperco Inc. By the 1970s, the company changed its name to Kemper Corp and revenue reached nearly $1 billion. By the 1980s, Kemper began offering financial services until 1995, when Kemper was acquired by Zurich Insurance of Switzerland, who then sold off the securities division to Kemper employees as a separate company called Everen Securities Inc. In the 1990s the company acquired Unitrin Insurance and founded Kemper Corporation. In the early 2000s, Kemper Insurance Companies laid off thousands of employees in Chicago and across the country. In 2003, they sold off their service organization. In 2015 Kemper acquired Alliance United Insurance Company and in 2018 the company acquired Infinity Insurance Company. Kemper boasts $11 billion in assets, servicing approximately seven million policies, employing more than 30,000 agents and brokers as well as 7,800 associates. Kemper is licensed to sell insurance in 50 states and the District of Columbia. Other Kemper acquisitions include: Valley Property & Casualty Insurance Company, Warner Insurance, Mutual Savings Fire Insurance Company, Reserve National Insurance Company, Union National Life Insurance Company, United Insurance Company of America, United Casualty Insurance Company of America, Union National Fire Insurance Company, Capitol County Mutual Fire Insurance Company, Old Reliable Casualty Company and Unitrin County Mutual Insurance Company.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Plymouth Rock Assurance Overview and Kemper Overview.

Plymouth Rock Assurance vs. Kemper: How much are the Average Rates?

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Plymouth Rock Assurance vs. Kemper: Rates by Number of Vehicle

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Plymouth Rock Assurance vs. Kemper: Rates by Homeownership

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What is Plymouth Rock and Kemper Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Plymouth Rock and Kemper ranked among the industry ratings.

ComparisonPlymouth RockKemper
Year Founded19821912
Market Share6.02% (2017)
A.M. Best RatingA-A-
BBB RatingA+
Financial StrengthExcellentExcellent
JD PowerAmong the Best
Moody'sA3
NAIC Complaint Index0.83
S&P RatingA-

Plymouth Rock or Kemper: Insurance Products Offered

What coverage is available through Plymouth Rock and Kemper? Both insurance companies offer Auto, Commercial, Condo, Home, and Renters insurance. Additional products from Kemper insurance also includes Health, Life, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Plymouth Rock Assurance and Kemper Insurance page.

InsurancePlymouth RockKemper
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Life Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Plymouth Rock or Kemper: Ways To Save

Kemper offers a wide range of discounts to its policyholders, including Anti-theft Devices, Away-at-school, and Driver Training discounts. In contrast, Plymouth Rock also offers a few discounts that Kemper doesn’t, including Safety Pledge, Pay-in-Full, and No Accident discounts. Start taking advantage of discounts offered by insurance providers like Kemper and Plymouth Rock insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Plymouth RockKemper
AARP Member Program of MAAnti-lock Brakes Discount
Affinity Group DiscountsAnti-theft Devices Discount
Age of Home DiscountAway-at-school Discount
Anti-theft DiscountDriver Training Discount
Away at School DiscountGood Student Discount
Companion Policy DiscountKemper EZPaySM Discount
Connected Homes Discount (only in PA and NJ)Multi-car Discount
Defensive Driving Course DiscountsPackage Plus Discount
Driver Training DiscountPaid-in-Full Discount
eDocuments DiscountPassive Restraint/Airbags Discount
eDocuments SavingsPrior Insurance Discount
Good Student DiscountResident Discount
Health Care PrimarySr. Operator Defensive Driving Course Discount
Motor Club Discount
New Business Discount
New Driver Discount
New Jersey Teachers Auto Insurance
No Accident Discount
Pay-in-Full Discount
Safety Pledge Discount

Pros & Cons of Plymouth Rock & Kemper

Pros

Plymouth Rock
  • Plymouth Rock offers many discounts for home and auto.
  • Boasts financial strength.
  • Offers tiered auto insurance protection options, which are more economical than buying a la carte.
Kemper
  • Kemper’s subsidiaries have great options for non-standard drivers
  • Kemper EZPaySM text cancel arts alert you if your policy is in danger of canceling. You can make payments anytime, anywhere.
  • High-risk policies for non-standard drivers.

Cons

Plymouth Rock
  • Plymouth Rock only serves New Jersey, Massachusetts, Connecticut, New Hampshire, Pennsylvania, and New York
Kemper
  • There is no mobile app for account information or for paying bills. The app is only for photos of vehicle damage for a claim.
  • Not all vehicle brands and models are covered by Kemper.

Plymouth Rock or Kemper Mobile Apps Options

The Plymouth Rock Mobile app allows access to your policy, 24 hours a day, 7 days a week. You can use it to report a claim, schedule an inspection or submit photos of the damages and/or claim scene. You can also access claim information and view copies of vehicle appraisals.

Kemper offers customers a photo inspection app, available for iOS and Android, which allows them to submit photos of the vehicle damage for faster claims processing.

Plymouth Rock Mobile App
iOS     1.3107 user reviews
Android     3127 user reviews
Kemper Mobile App
iOS     4.4216 user reviews
Android     4323 user reviews

Plymouth Rock & Kemper Contact Info

Plymouth Rock Contact Info
AddressPO Box 900, Lincroft, NJ 07738-0900
Phone1 (800) 437-3535
Websitehttps://www.plymouthrock.com/
Facebookhttps://www.facebook.com/PlymouthRockAssurance/
Youtubehttps://www.youtube.com/watch?v=wEHtWA74PyY
Twitterhttps://twitter.com/PlymouthRock
Kemper Contact Info
Address200 East Randolph Street, Suite 3300, Chicago, IL 60601
Phone1-866-860-9348
Websitehttps://www.Kemper.com/
Facebookhttps://www.facebook.com/KemperAutoAllianceUnited/
Twitterhttps://twitter.com/KemperInsurance
Youtubehttps://www.youtube.com/channel
Linkedinhttps://www.linkedin.com/company/kemperinsurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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