Plymouth Rock vs. Metlife Insurance

Which insurance carrier is right for you? Compare pros & cons, premiums, and quotes from Plymouth Rock and Metlife.

Compare Car Insurance Rates in Your Area

Plymouth Rock vs. Metlife: What You Need to Know

In 1982, the former Massachusetts Insurance Commissioner Jim Stone founded a new car insurance agency committed to the highest level of customer care and satisfaction. Plymouth Rock Assurance is a member of the Plymouth Rock Group of Companies, which together write and manage more than $1 billion in annual auto and homeowners’ insurance premiums. Plymouth Rock Assurance serves the Northeast, specifically Massachusetts, Connecticut, New Hampshire, New Jersey, and Pennsylvania. The Plymouth Rock’s Pledge of Assurance is that you will always have a friendly person answer your call during business hours; your questions will be answered and the matter resolved quickly and accurately; everything about your issues will be explained clearly; if you are unable to get the matter resolved you can speak with a supervisor or manager; and at the end of the call, you will know exactly what to do next and how Plymouth Rock will keep you informed. The pledge also includes the promise that accurate policies and statements will be issued the first time around; claims will be handled professionally and sensitively; physical damage assessments within scheduled hours and without unreasonable delays; guarantee of all repairs by approved providers; and the promise to do the best for customers with extra effort.

In 1869, MetLife began offering financial protection to working-class Americans, mostly Civil War sailors and soldiers. It was then called the Metropolitan Life Insurance Company and soon shifted to a focus on life insurance. By 1909, MetLife was the nation’s largest life insurer. From 1907 to 2005, the Metropolitan Life Insurance Company Tower was the company’s headquarters in Lower Manhattan. It was the world’s tallest building until 1913. This famous building emanated light for years with the slogan, “The light that never fails,” and it was often featured in MetLife advertisements.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Plymouth Rock Assurance Overview and MetLife Auto & Home Overview.

Plymouth Rock Assurance vs. MetLife Auto & Home: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Plymouth Rock Assurance and MetLife Auto & Home. On average, Plymouth Rock Assurance charges approximately $118.64 per month while MetLife Auto & Home comes in at around $ per month. For Plymouth Rock Assurance, the cheapest state average is Massachusetts at $118.68 per month and the most expensive is Massachusetts at $118.68 per month. For MetLife Auto & Home, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.

Plymouth Rock Assurance

Average Rate

$118.64
MetLife Auto & Home

Average Rate

$
National

Average Rate

$119.16
State Plymouth Rock Assurance MetLife Auto & Home
Massachusetts $118.68 -

Plymouth Rock Assurance vs. MetLife Auto & Home: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Plymouth Rock Assurance and MetLife Auto & Home typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Plymouth Rock Assurance MetLife Auto & Home
1 Vehicle $108.27 $
2 Vehicles $162.39 $

Plymouth Rock Assurance vs. MetLife Auto & Home: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Plymouth Rock Assurance charges $119.40 per month and MetLife Auto & Home charges $0.00 per month for customers who own their home.

Own/Rent Plymouth Rock Assurance MetLife Auto & Home
Own $119.40 $0.00
Rent $118.36 $0.00

What is Plymouth Rock and Metlife Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Plymouth Rock and Metlife ranked among the industry ratings.

ComparisonPlymouth RockMetlife
Year Founded19821868
Market Share6.02% (2017)
A.M. Best RatingA-A+
BBB RatingA+
Financial StrengthExcellentExcellent
JD PowerAmong the Best
JD Power RankingAbout Average
NAIC Complaint Ratio0.69
S&P RatingAA-

Plymouth Rock or Metlife: Insurance Products Offered

What coverage is available through Plymouth Rock and Metlife? Both insurance companies offer Auto, Commercial, Home insurance. Additional products from Metlife insurance also includes Health, Life, Motorcycle, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Plymouth Rock Assurance and MetLife Auto & Home Insurance page.

InsurancePlymouth RockMetlife
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Plymouth Rock or Metlife: Ways To Save

Metlife offers a wide range of discounts to its policyholders, including Antitheft System, Deductible Savings Benefit, and Driver Training/Defensive Driving Courses discounts. In contrast, Plymouth Rock also offers a few discounts that Metlife doesn’t, including Safety Pledge, Pay-in-Full, and No Accident discounts. Start taking advantage of discounts offered by insurance providers like Metlife and Plymouth Rock insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Plymouth RockMetlife
AARP Member Program of MAAnti-lock Brake Discounts
Affinity Group DiscountsAntitheft System Discount
Age of Home DiscountDeductible Savings Benefit
Anti-theft DiscountDriver Training/Defensive Driving Courses
Away at School DiscountGood-student Discount
Companion Policy DiscountMature Driver Discount
Connected Homes Discount (only in PA and NJ)Multi-car Discount
Defensive Driving Course DiscountsMultiple Policy Discount
Driver Training DiscountPassive Seat Belt and Air Bag Discount
eDocuments DiscountRestricted Mileage Discount
eDocuments SavingsSafe Driver Discounts
Good Student Discount
Health Care Primary
Motor Club Discount
New Business Discount
New Driver Discount
New Jersey Teachers Auto Insurance
No Accident Discount
Pay-in-Full Discount
Safety Pledge Discount

Pros & Cons of Plymouth Rock & Metlife

Pros

Plymouth Rock
  • Plymouth Rock offers many discounts for home and auto.
  • Boasts financial strength.
  • Offers tiered auto insurance protection options, which are more economical than buying a la carte.
Metlife
  • MetLife Auto & Home is a subsidiary of MetLife, the largest life insurance company in the country, which is financially stable.
  • 150 years of experience.
  • No deductible on glass repairs.

Cons

Plymouth Rock
  • Plymouth Rock only serves New Jersey, Massachusetts, Connecticut, New Hampshire, Pennsylvania, and New York
Metlife
  • MetLife does not offer accident forgiveness.
  • Mobile app issues.
  • Expensive policies.

Plymouth Rock or Metlife Mobile Apps Options

The Plymouth Rock Mobile app allows access to your policy, 24 hours a day, 7 days a week. You can use it to report a claim, schedule an inspection or submit photos of the damages and/or claim scene. You can also access claim information and view copies of vehicle appraisals.

The MetLife Auto & Home Mobile App is available for iOS and Android. With this app, you can pay bills, file claims, view policies and even get a life insurance quote.

Plymouth Rock Mobile App
iOS     1.3107 user reviews
Android     3127 user reviews
Metlife Mobile App
iOS     1.3197 user reviews
Android     1.91,904 user reviews

Plymouth Rock & Metlife Contact Info

Plymouth Rock Contact Info
AddressPO Box 900, Lincroft, NJ 07738-0900
Phone1 (800) 437-3535
Websitehttps://www.plymouthrock.com/
Facebookhttps://www.facebook.com/PlymouthRockAssurance/
Youtubehttps://www.youtube.com/watch?v=wEHtWA74PyY
Twitterhttps://twitter.com/PlymouthRock
Metlife Contact Info
Address700 Quaker Lane, Warwick, RI 02818
Phone1-900-422-4272
Websitehttps://www.metlife.com/insurance/
Facebookhttps://www.facebook.com/metlife/
Twitterhttps://twitter.com/MetLife
Youtubehttps://www.youtube.com/user/Metlife
Linkedinhttps://www.linkedin.com/company/the-hanover-insurance-group/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Enter your zip code, answer a few questions, and compare rates in less than 3 minutes.