Plymouth Rock vs. Utica National Insurance

Which insurance carrier is right for you? Compare price, ratings, and quotes from Plymouth Rock and Utica National.

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Plymouth Rock vs. Utica National: What You Need to Know

In 1982, the former Massachusetts Insurance Commissioner Jim Stone founded a new car insurance agency committed to the highest level of customer care and satisfaction. Plymouth Rock Assurance is a member of the Plymouth Rock Group of Companies, which together write and manage more than $1 billion in annual auto and homeowners’ insurance premiums. Plymouth Rock Assurance serves the Northeast, specifically Massachusetts, Connecticut, New Hampshire, New Jersey, and Pennsylvania. The Plymouth Rock’s Pledge of Assurance is that you will always have a friendly person answer your call during business hours; your questions will be answered and the matter resolved quickly and accurately; everything about your issues will be explained clearly; if you are unable to get the matter resolved you can speak with a supervisor or manager; and at the end of the call, you will know exactly what to do next and how Plymouth Rock will keep you informed. The pledge also includes the promise that accurate policies and statements will be issued the first time around; claims will be handled professionally and sensitively; physical damage assessments within scheduled hours and without unreasonable delays; guarantee of all repairs by approved providers; and the promise to do the best for customers with extra effort.

Utica Mutual Compensation Company was founded in 1914 as a workers compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New York State’s most successful and respectful mutual insurance organizations. Utica adopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York. Even during the Great Depression and World War II, the company kept growing and expanding. By the end of 1940’s, Utica’s assets had more than doubled. Today, Utica National Insurance Group is an award-winning, nationally recognized organization which provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas and Georgia.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Plymouth Rock Assurance Overview and Utica National Ins Group Overview.

Plymouth Rock Assurance vs. Utica National Ins Group: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Plymouth Rock Assurance and Utica National Ins Group. On average, Plymouth Rock Assurance charges approximately $117.47 per month while Utica National Ins Group comes in at around $107.26 per month. For Plymouth Rock Assurance, the cheapest state average is Massachusetts at $117.54 per month and the most expensive is Massachusetts at $117.54 per month. For Utica National Ins Group, the cheapest state average is Virginia at $85.99 per month and the most expensive is Connecticut at $169.00 per month.

Plymouth Rock Assurance

Average Rate

$117.47
Utica National Ins Group

Average Rate

$107.26
National

Average Rate

$117.77
State Plymouth Rock Assurance Utica National Ins Group
Connecticut- $169.00
Indiana- $127.51
Massachusetts $117.54 -
North Carolina- $88.53
Virginia- $85.99

Plymouth Rock Assurance vs. Utica National Ins Group: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Plymouth Rock Assurance and Utica National Ins Group typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Plymouth Rock Assurance Utica National Ins Group
1 Vehicle $107.22 $98.08
2 Vehicles $158.52 $142.14

Plymouth Rock Assurance vs. Utica National Ins Group: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Plymouth Rock Assurance charges $116.97 per month and Utica National Ins Group charges $110.26 per month for customers who own their home.

Own/Rent Plymouth Rock Assurance Utica National Ins Group
Own $116.97 $110.26
Rent $117.71 $105.41

What is Plymouth Rock and Utica National Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Plymouth Rock and Utica National ranked among the industry ratings.

ComparisonPlymouth RockUtica National
Year Founded19821914
Market Share6.02% (2017)
A.M. Best RatingA-A-
BBB RatingA+
Financial StrengthExcellentExcellent
JD PowerAmong the Best

Plymouth Rock or Utica National: Insurance Products Offered

What coverage is available through Plymouth Rock and Utica National? Both insurance companies offer Auto, Commercial, Home, Renters, and Umbrella insurance. Additional products from Utica National insurance also includes Motorcycle and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Plymouth Rock Assurance and Utica National Ins Group Insurance page.

InsurancePlymouth RockUtica National
Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Plymouth Rock or Utica National: Ways To Save

Utica National offers a wide range of discounts to its policyholders, including Number of Vehicles, Rates Not Currently Available, and discounts. In contrast, Plymouth Rock also offers a few discounts that Utica National doesn’t, including Safety Pledge, Pay-in-Full, and No Accident discounts. Start taking advantage of discounts offered by insurance providers like Utica National and Plymouth Rock insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Plymouth RockUtica National
AARP Member Program of MAAvg Monthly Rate
Affinity Group DiscountsNumber of Vehicles
Age of Home DiscountRates Not Currently Available
Anti-theft Discount
Away at School Discount
Companion Policy Discount
Connected Homes Discount (only in PA and NJ)
Defensive Driving Course Discounts
Driver Training Discount
eDocuments Discount
eDocuments Savings
Good Student Discount
Health Care Primary
Motor Club Discount
New Business Discount
New Driver Discount
New Jersey Teachers Auto Insurance
No Accident Discount
Pay-in-Full Discount
Safety Pledge Discount

Pros & Cons of Plymouth Rock & Utica National

Pros

Plymouth Rock
  • Plymouth Rock offers many discounts for home and auto.
  • Boasts financial strength.
  • Offers tiered auto insurance protection options, which are more economical than buying a la carte.
Utica National
  • Utica National Insurance is a financially stable company.
  • The company is one of the largest insurance companies in the United States.
  • It’s easy to report a claim - the company has a 24/7/365 service available and you can start the claim process through phone, online, fax or mail.

Cons

Plymouth Rock
  • Plymouth Rock only serves New Jersey, Massachusetts, Connecticut, New Hampshire, Pennsylvania, and New York
Utica National
  • The company is not considered low-priced by those who have tickets or accidents on their record.
  • Utica National doesn’t offer an online quote.

Plymouth Rock or Utica National Mobile Apps Options

The Plymouth Rock Mobile app allows access to your policy, 24 hours a day, 7 days a week. You can use it to report a claim, schedule an inspection or submit photos of the damages and/or claim scene. You can also access claim information and view copies of vehicle appraisals.

Plymouth Rock Mobile App
iOS     1.3107 user reviews
Android     3127 user reviews
Utica National Mobile App
Utica National does not currently have a mobile app.

Plymouth Rock & Utica National Contact Info

Plymouth Rock Contact Info
AddressPO Box 900, Lincroft, NJ 07738-0900
Phone1 (800) 437-3535
Websitehttps://www.plymouthrock.com/
Facebookhttps://www.facebook.com/PlymouthRockAssurance/
Youtubehttps://www.youtube.com/watch?v=wEHtWA74PyY
Twitterhttps://twitter.com/PlymouthRock
Utica National Contact Info
Address180 Genesee St, New Hartford, NY 13413
Phone1-800-589-8422
Websitehttps://www.uticanational.com/
Facebookhttps://www.facebook.com/uticanational/
Linkedinhttps://www.linkedin.com/company/uticanational/
Twitterhttps://twitter.com/uticanational

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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