Pure Companies vs. Grinnell Insurance

Which insurance carrier is right for you? Compare discounts, plans, and quotes from Pure Companies and Grinnell.

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Pure Companies vs. Grinnell: What You Need to Know

PURE insurance focuses on high net-worth individuals to create specialized insurance solutions. Policies are broad and flexible and tailored to individual needs. CEO Ross Buchmueller has a career that spans more than 30 years of focus on specialized property and casualty needs of high net-worth individuals and families. He was at Chubb Group for more than a decade and founded AIG’s Private Client Group, serving as its president for more than six years. In 2006, he and colleagues Martin Hartley and Jeffrey Paraschac set out to create an insurance company with a reduced conflict between shareholders and policyholders while providing exceptional coverage, service, and savings. The holding company for the PURE Group of Insurance Companies is called Privilege Underwriters. PURE stands for Privilege Underwriters Reciprocal Exchange. Pure insurance recapitalized equity investments from funds managed by Stone Point Capital, KKR and the management team in 2015. Tokio Marine Holdings Inc. bought Privilege Underwriters Inc and PURE Group for $3.1 billion in October 2019. The acquisition closed the first quarter of 2020. The company is expended to expand and diversify its international business. PURE has a 96% member retention rate and an industry-leading Net Promoter Score. The company has been growing rapidly and has a premium volume in excess of $400 million.

Since 1909, Ginnell Mutual has been insuring people, and today it is the 114th-largest property-casualty insurance company in the U.S.. and the largest primary reinsurer of farm mutual companies in North America. Their insurance products are sold in 19 states.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Pure Companies Grp Overview and Grinnell Mutual Overview.

Pure Companies Grp vs. Grinnell Mutual: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Pure Companies Grp and Grinnell Mutual. On average, Pure Companies Grp charges approximately $187.19 per month while Grinnell Mutual comes in at around $127.04 per month. For Pure Companies Grp, the cheapest state average is Massachusetts at $187.29 per month and the most expensive is Massachusetts at $187.29 per month. For Grinnell Mutual, the cheapest state average is Iowa at $126.69 per month and the most expensive is North Dakota at $128.40 per month.

Pure Companies Grp

Average Rate

$187.19
Grinnell Mutual

Average Rate

$127.04
National

Average Rate

$119.96
State Pure Companies Grp Grinnell Mutual
Iowa- $126.69
Massachusetts $187.29 -
North Dakota- $128.40

Pure Companies Grp vs. Grinnell Mutual: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Pure Companies Grp and Grinnell Mutual typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Pure Companies Grp Grinnell Mutual
1 Vehicle $178.51 $113.08
2 Vehicles $236.21 $183.17

Pure Companies Grp vs. Grinnell Mutual: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Pure Companies Grp charges $169.20 per month and Grinnell Mutual charges $130.09 per month for customers who own their home.

Own/Rent Pure Companies Grp Grinnell Mutual
Own $169.20 $130.09
Rent $192.79 $125.62

What is Pure Companies and Grinnell Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Pure Companies and Grinnell ranked among the industry ratings.

ComparisonPure CompaniesGrinnell
Year Founded20061909
A.M. Best RatingAA
BBB RatingA+A+
Financial StrengthExcellentExcellent
S&P RatingA

Pure Companies or Grinnell: Insurance Products Offered

What coverage is available through Pure Companies and Grinnell? Both insurance companies offer Auto, Commercial, and Home insurance. Additional products from Grinnell insurance also includes Farm, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Pure Companies Grp and Grinnell Mutual Insurance page.

InsurancePure CompaniesGrinnell
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Home Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Pure Companies or Grinnell: Ways To Save

Pure Companies offers a wide range of discounts to its policyholders, including Central Burglar/Fire Alarm, Clean Loss History, and Gated Community discounts. In contrast, Grinnell also offers a few discounts that Pure Companies doesn’t, including Small At-fault Accident Forgiveness, Passive Restraint/Airbags, and Paid-in-Full discounts. Start taking advantage of discounts offered by insurance providers like Grinnell and Pure Companies insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Pure CompaniesGrinnell
5% Discount on Homeowners with Flood PolicyAnniversary Discount
Central Burglar/Fire Alarm DiscountAnti-lock Brakes Discount
Clean Loss History DiscountAnti-theft Discount
Gated Community DiscountClaim-free Discount
Impact-resistant Windows and Roofing DiscountDefensive Driver Discount
Jewelry Appraisal DiscountElectronic Funds Transfer Discount
More Cars Than Drivers DiscountElite Driver (Good Driver)
Multiple Policy DiscountsExcess Vehicles Discount
Seasonal Use DiscountGood Student Discount
Storage DiscountMile Marker
Minor Violation Forgiveness
Motor Homes Limited Use Discount
Multi-Car Discount
Multi-policy Discount
Paid-in-Full Discount
Passive Restraint/Airbags Discount
Small At-fault Accident Forgiveness

Pros & Cons of Pure Companies & Grinnell

Pros

Pure Companies
  • PURE is the top choice for affluent and high net-worth individuals and families.
  • Boasts financial strength.
  • Offers concierge services that make everything easy to do.
Grinnell
  • Grinnell offers good customer service and reliable insurance products.
  • Customized commercial policies.

Cons

Pure Companies
  • PURE only covers New York, New Jersey, Connecticut, Rhode Island, Texas, South Carolina, Maryland, Washington D.C., Georgia, Alabama, Mississippi, North Carolina, Massachusetts, South Dakota, Arizona, and Oklahoma.
Grinnell
  • Grinnell auto insurance is only available in 19 states.

Pure Companies or Grinnell Mobile Apps Options


Pure Companies Mobile App
Pure Companies does not currently have a mobile app.
Grinnell Mobile App
Grinnell does not currently have a mobile app.

Pure Companies & Grinnell Contact Info

Pure Companies Contact Info
AddressPO Box 480, Elmsford, NY 10523
Phone1 (888) 813-7873
Websitehttps://www.pureinsurance.com/
Facebookhttps://www.facebook.com/PUREinsuranceUS/
Youtubehttps://www.youtube.com/user/puremktg/
Twitterhttps://twitter.com/PUREinsurance
Linkedinhttps://www.linkedin.com/company/pure-group-of-insurance-companies/
Grinnell Contact Info
Address4215 Highway 146 South, P.O. Box 790, Grinnell, IA 50112-0790
Phone1-800-362-2041
Websitehttps://www.grinnellmutual.com/
Facebookhttps://www.facebook.com/myGrinnellMutual/
Youtubehttps://www.youtube.com/user/grinnellmutual
Twitterhttps://twitter.com/GrinnellMutual
Linkedinhttps://www.linkedin.com/company/grinnellmutual/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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