Which insurance company is right for you? Compare products, pros & cons, and quotes from Pure Companies and Hartford.
PURE insurance focuses on high net-worth individuals to create specialized insurance solutions. Policies are broad and flexible and tailored to individual needs. CEO Ross Buchmueller has a career that spans more than 30 years of focus on specialized property and casualty needs of high net-worth individuals and families. He was at Chubb Group for more than a decade and founded AIG’s Private Client Group, serving as its president for more than six years. In 2006, he and colleagues Martin Hartley and Jeffrey Paraschac set out to create an insurance company with a reduced conflict between shareholders and policyholders while providing exceptional coverage, service, and savings. The holding company for the PURE Group of Insurance Companies is called Privilege Underwriters. PURE stands for Privilege Underwriters Reciprocal Exchange. Pure insurance recapitalized equity investments from funds managed by Stone Point Capital, KKR and the management team in 2015. Tokio Marine Holdings Inc. bought Privilege Underwriters Inc and PURE Group for $3.1 billion in October 2019. The acquisition closed the first quarter of 2020. The company is expended to expand and diversify its international business. PURE has a 96% member retention rate and an industry-leading Net Promoter Score. The company has been growing rapidly and has a premium volume in excess of $400 million.
In 1810, Nathaniel Terry was the president of a small fire insurance company which, 15 years later, wrote a policy for Yale University. In 1835, a large fire destroyed most of the buildings in New York City’s Financial District and all claims were paid. In 1861, the Hartford provided protection for president-elect Abraham Lincoln’s Illinois home after he arranged to move to the White House. In 1871, a fire ravaged more than three square miles of Chicago, and Hartford took care of the casualties. In 1906, 500 city blocks in San Francisco were destroyed by an earthquake and fires. The Hartford paid over $11 million in damages. In 1913, The Hartford formed the Accident and Indemnity Company, providing improved automobile and property coverage for fires, accidents, liability and more. In 1920, the company covered Baby Ruth with a policy. Years later, they even protected President Dwight Eisenhower’s 190-acre farm, where he hosted world leaders. In 1931, the Hartford insured the Hoover Dam, in 1937 the Golden Gate Bridge. In 1959, they insured the St. Lawrence Seaway. In 1947 The Hartford established the Junior Fire Marshal program, which has been teaching fire prevention and safety to millions of children. In 1983, a dedicated small business service center was formed to meet the new demands for businesses. In 1984, The Hartford became the exclusive provider of home and auto insurance for AARP members and the Hartford Center for Mature Market Excellence was established to empower mature adults. In 2001 the company paid over $850 million in claims after the 9/11 terror attacks. Since 1994, The Hartford has been a sponsor of the U.S. Paralympics. Since 2003, they’ve participated in the Ability Equipped program, which provides access to adaptive sports and equipment for people with disabilities across the country. The year 2010 was The Hartford’s 200th anniversary. Since its inception, the company has been named a World’s Most Ethical Company 11 times by the Ethisphere Institute.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Pure Companies Grp Overview and Hartford Overview.
Below is a list of the average rates that drivers typically pay with Pure Companies Grp and Hartford. On average, Pure Companies Grp charges approximately $146.00 per month while Hartford comes in at around $214.92 per month. For Pure Companies Grp, the cheapest state average is Massachusetts at $146.00 per month and the most expensive is Massachusetts at $146.00 per month. For Hartford, the cheapest state average is California at $214.81 per month and the most expensive is California at $214.81 per month.
|State||Pure Companies Grp||Hartford|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Pure Companies Grp and Hartford typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Pure Companies Grp||Hartford|
Which car insurance company is better? We've made it easy to compare companies side by side. See how Pure Companies and Hartford ranked among the industry ratings.
|A.M. Best Rating||A||A|
|NAIC Complaint Ratio||1.65|
What coverage is available through Pure Companies and Hartford? Both insurance companies offer Auto, Commercial, Condo, Home, and RV insurance. Additional products from Hartford insurance also includes Renters and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Pure Companies Grp and Hartford Insurance page.
Pure Companies offers a wide range of discounts to its policyholders, including Central Burglar/Fire Alarm, Clean Loss History, and Gated Community discounts. In contrast, Hartford also offers a few discounts that Pure Companies doesn’t, including Workers’ Compensation Insurance, Umbrella Insurance, and Surety & Fidelity Bonds discounts. Start taking advantage of discounts offered by insurance providers like Hartford and Pure Companies insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|5% Discount on Homeowners with Flood Policy||Auto Insurance|
|Central Burglar/Fire Alarm Discount||Business Insurance|
|Clean Loss History Discount||Business Owners Policy|
|Gated Community Discount||Classic Car Insurance|
|Impact-resistant Windows and Roofing Discount||Commercial Auto Insurance|
|Jewelry Appraisal Discount||Commercial Flood Insurance|
|More Cars Than Drivers Discount||Commercial Umbrella Insurance|
|Multiple Policy Discounts||Condo Insurance|
|Seasonal Use Discount||Data Breach Insurance|
|Storage Discount||Employment Practices Liability Insurance|
|General Liability Insurance|
|Home-based Business Insurance|
|Management Liability Insurance|
|Professional Liability Insurance|
|Surety & Fidelity Bonds|
|Workers’ Compensation Insurance|
The Hartford smartphone app allows users to view important documents and access a digital auto ID card. You can pay bills, file and track claims, contact an agent, access roadside assistance and more.
|Pure Companies Mobile App|
|Pure Companies does not currently have a mobile app.|
|Hartford Mobile App|
|iOS||3.9||265 user reviews|
|Android||3.7||513 user reviews|
|Pure Companies Contact Info|
|Address||PO Box 480, Elmsford, NY 10523|
|Phone||1 (888) 813-7873|
|Hartford Contact Info|
|Address||690 Asylum Avenue, Hartford, CT, 06155|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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