Pure Companies vs. National General Insurance

Which insurance company is right for you? Compare savings, premiums, and quotes from Pure Companies and National General.

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Pure Companies vs. National General: What You Need to Know

PURE insurance focuses on high net-worth individuals to create specialized insurance solutions. Policies are broad and flexible and tailored to individual needs. CEO Ross Buchmueller has a career that spans more than 30 years of focus on specialized property and casualty needs of high net-worth individuals and families. He was at Chubb Group for more than a decade and founded AIG’s Private Client Group, serving as its president for more than six years. In 2006, he and colleagues Martin Hartley and Jeffrey Paraschac set out to create an insurance company with a reduced conflict between shareholders and policyholders while providing exceptional coverage, service, and savings. The holding company for the PURE Group of Insurance Companies is called Privilege Underwriters. PURE stands for Privilege Underwriters Reciprocal Exchange. Pure insurance recapitalized equity investments from funds managed by Stone Point Capital, KKR and the management team in 2015. Tokio Marine Holdings Inc. bought Privilege Underwriters Inc and PURE Group for $3.1 billion in October 2019. The acquisition closed the first quarter of 2020. The company is expended to expand and diversify its international business. PURE has a 96% member retention rate and an industry-leading Net Promoter Score. The company has been growing rapidly and has a premium volume in excess of $400 million.

National General Insurance, formerly GMAC Insurance Group, is the only one in the United States to be founded within the automotive industry. The company’s history began in 1920, in North Carolina, when Integon, a life insurance company, was founded: One part of the company became National General Insurance and the second was Motor Insurance Company, founded in 1925, by General Motors. In the year 1969, Integon started a holding company and began insuring high-risk drivers and by 1997, the company was acquired by GMAC. By 2013, GMAC changed its name to National General Insurance. Today, the National General Insurance Group is one of the largest automobile insurers in the United States, offering a variety of property and casualty products. The company operates and sells its insurance products through over 10,000 independent agents and brokers across the US.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Pure Companies Grp Overview and National General Overview.

Pure Companies Grp vs. National General: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Pure Companies Grp and National General. On average, Pure Companies Grp charges approximately $ per month while National General comes in at around $258.40 per month. For Pure Companies Grp, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For National General, the cheapest state average is Indiana at $0.00 per month and the most expensive is Connecticut at $492.13 per month.

Pure Companies Grp

Average Rate

$
National General

Average Rate

$258.40
National

Average Rate

$133.56
State Pure Companies Grp National General
Alabama- $156.56
California- $249.80
Connecticut- $492.13
Florida- $435.44
Indiana- $0.00
North Carolina- $56.37
Oregon- $70.17
Pennsylvania- $1.39
Tennessee- $134.94
Texas- $270.98

Pure Companies Grp vs. National General: Rates by Number of Vehicle

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Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Pure Companies Grp and National General typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Pure Companies Grp National General
1 Vehicle $ $254.74
2 Vehicles $ $281.89

Pure Companies Grp vs. National General: Rates by Homeownership

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Rates Are Not Currently Available

What is Pure Companies and National General Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Pure Companies and National General ranked among the industry ratings.

Comparison Pure Companies National General
Year Founded 2006 1920
Market Share 1.05%
A.M Best Rating A A-
BBB A+
Financial Strength Excellent Excellent
NAIC Complaint Ratio 6.08

Pure Companies or National General: Insurance Products Offered

What coverage is available through Pure Companies and National General? Both insurance companies offer Auto, Commercial, Condo, Home, and RV Insurance. Additional products from National General insurance also includes Health, Motorcycle, and Renters Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Pure Companies Grp and National General Insurance page.

Insurance Pure Companies National General
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance

Pure Companies or National General: Ways To Save

National General offers a wide range of discounts to its policyholders, including Anti-Theft, Low Mileage, and Motorcycle discounts. Pure Companies also offers a few discounts that National General doesn’t including Storage, Seasonal Use, and Multiple Policys discounts. Start taking advantage of discounts offered by insurance providers like National General and Pure Companies insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Pure Companies National General
5% Discount on Homeowners with Flood Policy Affinity Discount
Central Burglar/Fire Alarm Discount Anti-Theft Discount
Clean Loss History Discount Low Mileage Discount
Gated Community Discount Motorcycle Discount
Impact-resistant Windows and Roofing Discount Multi-Policy Discount
Jewelry Appraisal Discount Multi-Vehicle Discount
More Cars Than Drivers Discount Paid-in-Full Discount
Multiple Policy Discounts Paperless Discount
Seasonal Use Discount RVs and autos on one convenient policy
Storage Discount Safe-Driver Discount

Pros & Cons of Pure Companies & National General

Pros

Pure Companies
  • PURE is the top choice for affluent and high net-worth individuals and families.
  • Boasts financial strength.
  • Offers concierge services that make everything easy to do.
National General
  • National General Insurance is available in all 50 states in America.
  • Offers 24/hour claims service
  • Flexible payment options
  • Extensive discounts and services

Cons

Pure Companies
  • PURE only covers New York, New Jersey, Connecticut, Rhode Island, Texas, South Carolina, Maryland, Washington D.C., Georgia, Alabama, Mississippi, North Carolina, Massachusetts, South Dakota, Arizona, and Oklahoma.
National General
  • Slow claim process, according to customer’s reviews

Pure Companies or National General Mobile Apps Options


National General Mobile App
Does not currently have a mobile app.
Pure Companies Mobile App
Does not currently have a mobile app.

Pure Companies & National General Contact Info

Pure Companies Contact Info
Address PO Box 480, Elmsford, NY 10523
Phone 1 (888) 813-7873
Website https://www.pureinsurance.com/
Facebook https://www.facebook.com/PUREinsuranceUS/
Youtube https://www.youtube.com/user/puremktg/
Twitter https://twitter.com/PUREinsurance
Linkedin https://www.linkedin.com/company/pure-group-of-insurance-companies/
National General Contact Info
Address 5620 University Pkwy, Winston-Salem, North Carolina 27105
Phone 1-888-293-5108
Website http://www.nationalgeneral.com/
Facebook https://www.facebook.com/NationalGeneralInsurance/
Linkedin https://www.linkedin.com/company/national-general-insurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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