Which insurance company is right for you? Compare savings, premiums, and quotes from Pure Companies and National General.
PURE insurance focuses on high net-worth individuals to create specialized insurance solutions. Policies are broad and flexible and tailored to individual needs. CEO Ross Buchmueller has a career that spans more than 30 years of focus on specialized property and casualty needs of high net-worth individuals and families. He was at Chubb Group for more than a decade and founded AIG’s Private Client Group, serving as its president for more than six years. In 2006, he and colleagues Martin Hartley and Jeffrey Paraschac set out to create an insurance company with a reduced conflict between shareholders and policyholders while providing exceptional coverage, service, and savings. The holding company for the PURE Group of Insurance Companies is called Privilege Underwriters. PURE stands for Privilege Underwriters Reciprocal Exchange. Pure insurance recapitalized equity investments from funds managed by Stone Point Capital, KKR and the management team in 2015. Tokio Marine Holdings Inc. bought Privilege Underwriters Inc and PURE Group for $3.1 billion in October 2019. The acquisition closed the first quarter of 2020. The company is expended to expand and diversify its international business. PURE has a 96% member retention rate and an industry-leading Net Promoter Score. The company has been growing rapidly and has a premium volume in excess of $400 million.
National General Insurance, formerly GMAC Insurance Group, is the only one in the United States to be founded within the automotive industry. The company’s history began in 1920, in North Carolina, when Integon, a life insurance company, was founded: One part of the company became National General Insurance and the second was Motor Insurance Company, founded in 1925, by General Motors. In the year 1969, Integon started a holding company and began insuring high-risk drivers and by 1997, the company was acquired by GMAC. By 2013, GMAC changed its name to National General Insurance. Today, the National General Insurance Group is one of the largest automobile insurers in the United States, offering a variety of property and casualty products. The company operates and sells its insurance products through over 10,000 independent agents and brokers across the US.
Below is a list of the average rates that drivers typically pay with Pure Companies Grp and National General. On average, Pure Companies Grp charges approximately $186.30 per month while National General comes in at around $164.01 per month. For Pure Companies Grp, the cheapest state average is Massachusetts at $186.40 per month and the most expensive is Massachusetts at $186.40 per month. For National General, the cheapest state average is California at $0.00 per month and the most expensive is Louisiana at $262.50 per month.
|State||Pure Companies Grp||National General|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Pure Companies Grp and National General typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Pure Companies Grp||National General|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Pure Companies Grp charges $170.13 per month and National General charges $146.88 per month for customers who own their home.
|Own/Rent||Pure Companies Grp||National General|
Which car insurance company is better? We've made it easy to compare companies side by side. See how Pure Companies and National General ranked among the industry ratings.
|Comparison||Pure Companies||National General|
|A.M Best Rating||A||A-|
|NAIC Complaint Ratio||6.08|
What coverage is available through Pure Companies and National General? Both insurance companies offer Auto, Commercial, Condo, Home, and RV Insurance. Additional products from National General insurance also includes Health, Motorcycle, and Renters Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Pure Companies Grp and National General Insurance page.
|Insurance||Pure Companies||National General|
National General offers a wide range of discounts to its policyholders, including Anti-Theft, Low Mileage, and Motorcycle discounts. Pure Companies also offers a few discounts that National General doesn’t including Storage, Seasonal Use, and Multiple Policys discounts. Start taking advantage of discounts offered by insurance providers like National General and Pure Companies insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Pure Companies||National General|
|5% Discount on Homeowners with Flood Policy||Affinity Discount|
|Central Burglar/Fire Alarm Discount||Anti-Theft Discount|
|Clean Loss History Discount||Low Mileage Discount|
|Gated Community Discount||Motorcycle Discount|
|Impact-resistant Windows and Roofing Discount||Multi-Policy Discount|
|Jewelry Appraisal Discount||Multi-Vehicle Discount|
|More Cars Than Drivers Discount||Paid-in-Full Discount|
|Multiple Policy Discounts||Paperless Discount|
|Seasonal Use Discount||RVs and autos on one convenient policy|
|Storage Discount||Safe-Driver Discount|
|National General Mobile App|
|Does not currently have a mobile app.|
|Pure Companies Mobile App|
|Does not currently have a mobile app.|
|Pure Companies Contact Info|
|Address||PO Box 480, Elmsford, NY 10523|
|Phone||1 (888) 813-7873|
|National General Contact Info|
|Address||5620 University Pkwy, Winston-Salem, North Carolina 27105|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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