Pure Companies vs. Plymouth Rock Insurance

Which insurance carrier is right for you? Compare plans, ratings, and quotes from Pure Companies and Plymouth Rock.

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Pure Companies vs. Plymouth Rock: What You Need to Know

PURE insurance focuses on high net-worth individuals to create specialized insurance solutions. Policies are broad and flexible and tailored to individual needs. CEO Ross Buchmueller has a career that spans more than 30 years of focus on specialized property and casualty needs of high net-worth individuals and families. He was at Chubb Group for more than a decade and founded AIG’s Private Client Group, serving as its president for more than six years. In 2006, he and colleagues Martin Hartley and Jeffrey Paraschac set out to create an insurance company with a reduced conflict between shareholders and policyholders while providing exceptional coverage, service, and savings. The holding company for the PURE Group of Insurance Companies is called Privilege Underwriters. PURE stands for Privilege Underwriters Reciprocal Exchange. Pure insurance recapitalized equity investments from funds managed by Stone Point Capital, KKR and the management team in 2015. Tokio Marine Holdings Inc. bought Privilege Underwriters Inc and PURE Group for $3.1 billion in October 2019. The acquisition closed the first quarter of 2020. The company is expended to expand and diversify its international business. PURE has a 96% member retention rate and an industry-leading Net Promoter Score. The company has been growing rapidly and has a premium volume in excess of $400 million.

In 1982, the former Massachusetts Insurance Commissioner Jim Stone founded a new car insurance agency committed to the highest level of customer care and satisfaction. Plymouth Rock Assurance is a member of the Plymouth Rock Group of Companies, which together write and manage more than $1 billion in annual auto and homeowners’ insurance premiums. Plymouth Rock Assurance serves the Northeast, specifically Massachusetts, Connecticut, New Hampshire, New Jersey, and Pennsylvania. The Plymouth Rock’s Pledge of Assurance is that you will always have a friendly person answer your call during business hours; your questions will be answered and the matter resolved quickly and accurately; everything about your issues will be explained clearly; if you are unable to get the matter resolved you can speak with a supervisor or manager; and at the end of the call, you will know exactly what to do next and how Plymouth Rock will keep you informed. The pledge also includes the promise that accurate policies and statements will be issued the first time around; claims will be handled professionally and sensitively; physical damage assessments within scheduled hours and without unreasonable delays; guarantee of all repairs by approved providers; and the promise to do the best for customers with extra effort.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Pure Companies Grp Overview and Plymouth Rock Assurance Overview.

Pure Companies Grp vs. Plymouth Rock Assurance: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Pure Companies Grp and Plymouth Rock Assurance. On average, Pure Companies Grp charges approximately $188.96 per month while Plymouth Rock Assurance comes in at around $122.03 per month. For Pure Companies Grp, the cheapest state average is Massachusetts at $189.09 per month and the most expensive is Massachusetts at $189.09 per month. For Plymouth Rock Assurance, the cheapest state average is Massachusetts at $122.05 per month and the most expensive is Massachusetts at $122.05 per month.

Pure Companies Grp

Average Rate

$188.96
Plymouth Rock Assurance

Average Rate

$122.03
National

Average Rate

$120.03
State Pure Companies Grp Plymouth Rock Assurance
Massachusetts $189.09 $122.05

Pure Companies Grp vs. Plymouth Rock Assurance: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Pure Companies Grp and Plymouth Rock Assurance typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Pure Companies Grp Plymouth Rock Assurance
1 Vehicle $181.47 $112.31
2 Vehicles $234.98 $169.39

Pure Companies Grp vs. Plymouth Rock Assurance: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Pure Companies Grp charges $169.15 per month and Plymouth Rock Assurance charges $122.36 per month for customers who own their home.

Own/Rent Pure Companies Grp Plymouth Rock Assurance
Own $169.15 $122.36
Rent $194.76 $121.92

What is Pure Companies and Plymouth Rock Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Pure Companies and Plymouth Rock ranked among the industry ratings.

Comparison Pure Companies Plymouth Rock
Year Founded 2006 1982
Market Share 6.02% (2017)
A.M Best Rating A A-
BBB A+ A+
Financial Strength Excellent Excellent
JD Power Among the Best

Pure Companies or Plymouth Rock: Insurance Products Offered

What coverage is available through Pure Companies and Plymouth Rock? Both insurance companies offer Auto, Commercial, Condo, and Home Insurance. Additional products from Plymouth Rock insurance also includes Renters, RV, and Umbrella Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Pure Companies Grp and Plymouth Rock Assurance Insurance page.

Insurance Pure Companies Plymouth Rock
Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Pure Companies or Plymouth Rock: Ways To Save

Pure Companies offers a wide range of discounts to its policyholders, including Central Burglar/Fire Alarm, Clean Loss History, and Gated Community discounts. Plymouth Rock also offers a few discounts that Pure Companies doesn’t including Safety Pledge, Pay-in-Full, and No Accident discounts. Start taking advantage of discounts offered by insurance providers like Plymouth Rock and Pure Companies insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Pure CompaniesPlymouth Rock
5% Discount on Homeowners with Flood PolicyAARP Member Program of MA
Central Burglar/Fire Alarm DiscountAffinity Group Discounts
Clean Loss History DiscountAge of Home Discount
Gated Community DiscountAnti-theft Discount
Impact-resistant Windows and Roofing DiscountAway at School Discount
Jewelry Appraisal DiscountCompanion Policy Discount
More Cars Than Drivers DiscountConnected Homes Discount (only in PA and NJ)
Multiple Policy DiscountsDefensive Driving Course Discounts
Seasonal Use DiscountDriver Training Discount
Storage DiscounteDocuments Discount
eDocuments Savings
Good Student Discount
Health Care Primary
Motor Club Discount
New Business Discount
New Driver Discount
New Jersey Teachers Auto Insurance
No Accident Discount
Pay-in-Full Discount
Safety Pledge Discount

Pros & Cons of Pure Companies & Plymouth Rock

Pros

Pure Companies
  • PURE is the top choice for affluent and high net-worth individuals and families.
  • Boasts financial strength.
  • Offers concierge services that make everything easy to do.
Plymouth Rock
  • Plymouth Rock offers many discounts for home and auto.
  • Boasts financial strength.
  • Offers tiered auto insurance protection options, which are more economical than buying a la carte.

Cons

Pure Companies
  • PURE only covers New York, New Jersey, Connecticut, Rhode Island, Texas, South Carolina, Maryland, Washington D.C., Georgia, Alabama, Mississippi, North Carolina, Massachusetts, South Dakota, Arizona, and Oklahoma.
Plymouth Rock
  • Plymouth Rock only serves New Jersey, Massachusetts, Connecticut, New Hampshire, Pennsylvania, and New York

Pure Companies or Plymouth Rock Mobile Apps Options

The Plymouth Rock Mobile app allows access to your policy, 24 hours a day, 7 days a week. You can use it to report a claim, schedule an inspection or submit photos of the damages and/or claim scene. You can also access claim information and view copies of vehicle appraisals.

Pure Companies does not currently have a mobile app.

Plymouth Rock Mobile App
iOS      1.3 107 user reviews
Android      3 127 user reviews

Pure Companies & Plymouth Rock Contact Info

Pure Companies Contact Info
Address PO Box 480, Elmsford, NY 10523
Phone 1 (888) 813-7873
Website https://www.pureinsurance.com/
Facebook https://www.facebook.com/PUREinsuranceUS/
Youtube https://www.youtube.com/user/puremktg/
Twitter https://twitter.com/PUREinsurance
Linkedin https://www.linkedin.com/company/pure-group-of-insurance-companies/
Plymouth Rock Contact Info
Address PO Box 900, Lincroft, NJ 07738-0900
Phone 1 (800) 437-3535
Website https://www.plymouthrock.com/
Facebook https://www.facebook.com/PlymouthRockAssurance/
Youtube https://www.youtube.com/watch?v=wEHtWA74PyY
Twitter https://twitter.com/PlymouthRock

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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