Which insurance provider is right for you? Compare cost, discounts, and quotes from Safeco and American Family.
In 1923, Hawthorne K. Dent founded the General Insurance Company of America. Most insurance activity during that time was taking place in the Northeast, so its Seattle location made “The General” a pioneer not only geographically but also with their competitive prices and great service. Today, however, “the General” is called Safeco, and they offer insurance to people across the country. It was in 1953 that the General Insurance Company of America created a subsidiary called Selective Auto and Fire Insurance Company of America (SAFECO). It was intended to compete with the national companies using computer automation tools, which allowed them to enter the life insurance business. By the end of the 1960s, the company also began offering mutual funds and commercial lines of credit. It became so successful that the changed the name entirely to Safeco. In 1997, Safeco began expanding east by acquiring American States Financial Corporation, doubling its agency in size. They soon became a leading insurer for small to mid-sized businesses. In 2002, the company’s dedication to automated technology helped the company recover from the slump of the late 1990s. In 2004, Safeco sold its life and investment division to refocus on surety bonds and its property and casualty lines of insurance. In 2008, Safeco was bought by Liberty Mutual Insurance Company, a change that allows Safeco to focus solely on personal insurance lines today.
Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.
Below is a list of the average rates that drivers typically pay with SAFECO and American Family. On average, SAFECO charges approximately $180.76 per month while American Family comes in at around $159.09 per month. For SAFECO, the cheapest state average is Montana at $64.42 per month and the most expensive is Georgia at $387.85 per month. For American Family, the cheapest state average is Ohio at $93.01 per month and the most expensive is Nevada at $346.49 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that SAFECO and American Family typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||SAFECO||American Family|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average SAFECO charges $170.14 per month and American Family charges $152.55 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Safeco and American Family ranked among the industry ratings.
|A.M. Best Rating||A|
|JD Power Ranking||About Average||About Average|
|NAIC Complaint Index||1.08||0.64|
What coverage is available through Safeco and American Family? Both insurance companies offer Auto, Commercial, Condo, Home, Motorcycle, Renters, RV, and Umbrella insurance. Additional products from American Family insurance also includes Farm, Health, and Life insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit SAFECO and American Family Insurance page.
American Family offers a wide range of discounts to its policyholders, including Claims-free Pricing, Generational, and Good Student discounts. In contrast, Safeco also offers a few discounts that American Family doesn’t, including Tenture Award, Telematics Reward (Safeco RightTrack), and Teen Safety Rewards discounts. Start taking advantage of discounts offered by insurance providers like American Family and Safeco insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Accident Forgiveness||Away at School Discount|
|Accident Prevention||Claims-free Pricing|
|Diminishing Deductible||Generational Discount|
|Distant Student Discount||Good Student Discount|
|Driver Training Discount||KnowYourDrive|
|Good Student Discount||Loyalty Discount|
|New Teen Reward||Multi-product Discount|
|Newly Independent Discount||Smart Home Discount|
|Teen Safety Rewards||Teen Safe Driver Discount|
|Telematics Reward (Safeco RightTrack)||Young Volunteer Discount|
The Safeco Insurance mobile app is available for iOS and Android. This insurance concierge gives you access to your policy 24/7. This mobile and tablet friendly app helps you pull up your ID cards, make a payment, manage your policies and file a claim as well as submit accident photos.
The American Family mobile app is available for iOS and Android. Called MyAmFam, the app allows users to manage their insurance policy: Make payments, view coverage and policy details, access digital ID cards, in-app payment reminders, find a repair shop, submit a claim, get roadside assistance and more.
|Safeco Mobile App|
|iOS||4.7||5.4K user reviews|
|Android||3.8||416 user reviews|
|American Family Mobile App|
|iOS||4.8||30K user reviews|
|Android||4.4||3.5K user reviews|
|Safeco Contact Info|
|Address||1400 South Highway Drive, Suite 100, Fenton, MO, 63026|
|American Family Contact Info|
|Address||6000 American Parkway, Madison, WI 53783|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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