Secura vs. Hartford Insurance

Which insurance carrier is right for you? Compare discounts, products, and quotes from Secura and Hartford.

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Secura vs. Hartford: What You Need to Know

In 1900, a cyclone caused destruction throughout New Richmond, Wisconsin. Homes and businesses were destroyed and more than 100 were killed, 500 injured. A 135-member chapter in the Cicero Township developed The Farmers Home Mutual Hail, Tornado and Cyclone Insurance Company of Seymour, Wisconsin. In 1986 They renamed the company as SECURA

In 1810, Nathaniel Terry was the president of a small fire insurance company which, 15 years later, wrote a policy for Yale University. In 1835, a large fire destroyed most of the buildings in New York City’s Financial District and all claims were paid. In 1861, the Hartford provided protection for president-elect Abraham Lincoln’s Illinois home after he arranged to move to the White House. In 1871, a fire ravaged more than three square miles of Chicago, and Hartford took care of the casualties. In 1906, 500 city blocks in San Francisco were destroyed by an earthquake and fires. The Hartford paid over $11 million in damages. In 1913, The Hartford formed the Accident and Indemnity Company, providing improved automobile and property coverage for fires, accidents, liability and more. In 1920, the company covered Baby Ruth with a policy. Years later, they even protected President Dwight Eisenhower’s 190-acre farm, where he hosted world leaders. In 1931, the Hartford insured the Hoover Dam, in 1937 the Golden Gate Bridge. In 1959, they insured the St. Lawrence Seaway. In 1947 The Hartford established the Junior Fire Marshal program, which has been teaching fire prevention and safety to millions of children. In 1983, a dedicated small business service center was formed to meet the new demands for businesses. In 1984, The Hartford became the exclusive provider of home and auto insurance for AARP members and the Hartford Center for Mature Market Excellence was established to empower mature adults. In 2001 the company paid over $850 million in claims after the 9/11 terror attacks. Since 1994, The Hartford has been a sponsor of the U.S. Paralympics. Since 2003, they’ve participated in the Ability Equipped program, which provides access to adaptive sports and equipment for people with disabilities across the country. The year 2010 was The Hartford’s 200th anniversary. Since its inception, the company has been named a World’s Most Ethical Company 11 times by the Ethisphere Institute.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit SECURA Insurance Overview and Hartford Overview.

SECURA Insurance vs. Hartford: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with SECURA Insurance and Hartford. On average, SECURA Insurance charges approximately $69.37 per month while Hartford comes in at around $195.91 per month. For SECURA Insurance, the cheapest state average is Michigan at $69.05 per month and the most expensive is Michigan at $69.05 per month. For Hartford, the cheapest state average is California at $195.89 per month and the most expensive is California at $195.89 per month.

SECURA Insurance

Average Rate

$69.37
Hartford

Average Rate

$195.91
National

Average Rate

$133.56
State SECURA Insurance Hartford
California- $195.89
Michigan $69.05 -

SECURA Insurance vs. Hartford: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that SECURA Insurance and Hartford typically charge for drivers who have more than 1 vehicle.

Number of Vehicles SECURA Insurance Hartford
1 Vehicle $67.21 $185.93
2 Vehicles $101.87 $273.78

SECURA Insurance vs. Hartford: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average SECURA Insurance charges $75.60 per month and Hartford charges $193.04 per month for customers who own their home.

Own/Rent SECURA Insurance Hartford
Own $75.60 $193.04
Rent $67.67 $196.27

What is Secura and Hartford Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Secura and Hartford ranked among the industry ratings.

ComparisonSecuraHartford
Year Founded19001810
A.M. Best RatingAA
BBB RatingA+A-
Financial StrengthExcellentExcellent
NAIC Complaint Ratio1.65
S&P RatingA

Secura or Hartford: Insurance Products Offered

What coverage is available through Secura and Hartford? Both insurance companies offer Auto, Commercial, Home, Renters, and Umbrella insurance. Additional products from Hartford insurance also includes Condo and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit SECURA Insurance and Hartford Insurance page.

InsuranceSecuraHartford
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Home Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Secura or Hartford: Ways To Save

Hartford offers a wide range of discounts to its policyholders, including Anti-theft Device, Bundle Insurance Savings, and Defensive Driver Course discounts. However, Secura also offers a few discounts that Hartford doesn’t, including Valued Policyholder, Umbrella Coverage, and Select Pay discounts. Start taking advantage of discounts offered by insurance providers like Hartford and Secura insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

SecuraHartford
Claim Free/Violation Free DiscountAirbags Discount
Early Quoting DiscountAnti-theft Device Discount
Financial Stability DiscountBundle Insurance Savings
Good Student DiscountDefensive Driver Course
New Home CreditDriver Training Discount
Protective Device CreditGood Student Discount
Select Pay DiscountPaid-in-Full Discount
Umbrella Coverage DiscountVehicle Fuel Type (Hybrid or Electric Vehicles)
Valued Policyholder Discount

Pros & Cons of Secura & Hartford

Pros

Secura
  • Bundle packages ensure a comprehensive package to protect both home and auto.
  • Bundle packages are more cost-effective than buying them a la carte.
Hartford
  • Great discounts for AARP members for both auto and home.
  • High customer satisfaction ratings.

Cons

Secura
  • If you only want liability insurance on a car, SECURA is not the right insurer for you.
Hartford
  • This is not the most affordable option for newer drivers and non-AARP members.
  • A high number of complaints filed.

Secura or Hartford Mobile Apps Options

The Hartford smartphone app allows users to view important documents and access a digital auto ID card. You can pay bills, file and track claims, contact an agent, access roadside assistance and more.

Secura Mobile App
Secura does not currently have a mobile app.
Hartford Mobile App
iOS     3.9265 user reviews
Android     3.7513 user reviews

Secura & Hartford Contact Info

Secura Contact Info
Address1500 Mutual Way, Neenah, WI 54956
Phone1 (800) 558-3405
Websitehttps://www.secura.net/
Facebookhttps://www.facebook.com/securainsurance/
Youtubehttps://www.youtube.com/channel/UCrAs4hn0QNpnQZhb4wdNf7w
Twitterhttps://twitter.com/SecuraInsurance
Linkedinhttps://www.linkedin.com/company/secura-insurance/
Hartford Contact Info
Address690 Asylum Avenue, Hartford, CT, 06155
Phone1-800-423-6789
Websitehttps://www.thehartford.com/
Facebookhttps://www.facebook.com/TheHartford/
Youtubehttps://www.youtube.com/thehartford
Twitterhttps://twitter.com/TheHartford
Linkedinhttps://www.linkedin.com/company/the-hartford/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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