Secura vs. Pemco Insurance

Which insurance carrier is right for you? Compare price, insights, and quotes from Secura and Pemco.

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Secura vs. Pemco: What You Need to Know

In 1900, a cyclone caused destruction throughout New Richmond, Wisconsin. Homes and businesses were destroyed and more than 100 were killed, 500 injured. A 135-member chapter in the Cicero Township developed The Farmers Home Mutual Hail, Tornado and Cyclone Insurance Company of Seymour, Wisconsin. In 1986 They renamed the company as SECURA

Pemco was founded in 1949 by Robert J. Handy, a Seattle journalism and math teacher. He had at first envisioned insuring teachers, who were members of the Seattle Teachers Credit Union which he founded in 1939 (it later became the School Employees Credit Union of Washington). He wanted to “create a financial institution with a heart.” Handy was also working for an insurance agency, which enabled him to sell auto insurance to educators who came to the credit union to secure car loans.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit SECURA Insurance Overview and PEMCO Overview.

SECURA Insurance vs. PEMCO: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with SECURA Insurance and PEMCO. On average, SECURA Insurance charges approximately $104.26 per month while PEMCO comes in at around $99.67 per month. For SECURA Insurance, the cheapest state average is Wisconsin at $86.77 per month and the most expensive is Michigan at $108.43 per month. For PEMCO, the cheapest state average is Washington at $99.65 per month and the most expensive is Washington at $99.65 per month.

SECURA Insurance

Average Rate

$104.26
PEMCO

Average Rate

$99.67
National

Average Rate

$120.83
State SECURA Insurance PEMCO
Illinois $103.11 -
Michigan $108.43 -
Washington- $99.65
Wisconsin $86.77 -

SECURA Insurance vs. PEMCO: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that SECURA Insurance and PEMCO typically charge for drivers who have more than 1 vehicle.

Number of Vehicles SECURA Insurance PEMCO
1 Vehicle $94.48 $93.91
2 Vehicles $145.56 $119.80
3 Vehicles $224.73 $

SECURA Insurance vs. PEMCO: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average SECURA Insurance charges $109.31 per month and PEMCO charges $97.04 per month for customers who own their home.

Own/Rent SECURA Insurance PEMCO
Own $109.31 $97.04
Rent $101.73 $100.71

What is Secura and Pemco Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Secura and Pemco ranked among the industry ratings.

ComparisonSecuraPemco
Year Founded19001949
Market Share3.8%
A.M. Best RatingAB++
BBB RatingA+A+
Financial StrengthExcellentExcellent
JD PowerAmong the Best

Secura or Pemco: Insurance Products Offered

What coverage is available through Secura and Pemco? Both insurance companies offer Auto, Home, Renters, and Umbrella insurance. Additional products from Pemco insurance also includes Condo, Motorcycle, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit SECURA Insurance and PEMCO Insurance page.

InsuranceSecuraPemco
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Secura or Pemco: Ways To Save

Secura offers a wide range of discounts to its policyholders, including Early Quoting, Financial Stability, and Good Student discounts. However, Pemco also offers a few discounts that Secura doesn’t, including Water & Sewer Line Insurance, Umbrella Insurance, and Specialty Insurance discounts. Start taking advantage of discounts offered by insurance providers like Pemco and Secura insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

SecuraPemco
Claim Free/Violation Free DiscountAuto Insurance
Early Quoting DiscountBoat Insurance
Financial Stability DiscountCollector Vehicle Insurance
Good Student DiscountCondo Insurance
New Home CreditEarthquake Insurance
Protective Device CreditFlood Insurance
Select Pay DiscountHome Insurance
Umbrella Coverage DiscountManufactured Home Insurance
Valued Policyholder DiscountMotorcycle and Scooter Insurance
Renters Insurance
Specialty Insurance
Umbrella Insurance
Water & Sewer Line Insurance

Pros & Cons of Secura & Pemco

Pros

Secura
  • Bundle packages ensure a comprehensive package to protect both home and auto.
  • Bundle packages are more cost-effective than buying them a la carte.
Pemco
  • PEMCO was ranked amongst the best by JD Power.
  • Positive reviews from customers

Cons

Secura
  • If you only want liability insurance on a car, SECURA is not the right insurer for you.
Pemco

Secura or Pemco Mobile Apps Options

The Go PEMCO app connects you to your PEMCO policy no matter where you are. You have access to vehicle insurance ID cards, your policy, and discounts. You can also make changes to your policy, view documents and bills and pay your bill. Local repair shops are listed for you too.

Secura Mobile App
Secura does not currently have a mobile app.
Pemco Mobile App
iOS     3.65 user reviews
Android     4.368 user reviews

Secura & Pemco Contact Info

Secura Contact Info
Address1500 Mutual Way, Neenah, WI 54956
Phone1 (800) 558-3405
Websitehttps://www.secura.net/
Facebookhttps://www.facebook.com/securainsurance/
Youtubehttps://www.youtube.com/channel/UCrAs4hn0QNpnQZhb4wdNf7w
Twitterhttps://twitter.com/SecuraInsurance
Linkedinhttps://www.linkedin.com/company/secura-insurance/
Pemco Contact Info
Address1300 Dexter Avenue N. Seattle, WA 98109-3571
Phone1 (800) 467-3626
Websitehttps://pemco.com/
Facebookhttps://www.facebook.com/PEMCOInsurance/
Youtubehttps://www.youtube.com/channel/UChCRheGkktnLSRYpqBsEP8g
Twitterhttps://twitter.com/PEMCO
Linkedinhttps://www.linkedin.com/company/pemco/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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