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Shelter vs. Hastings Mutual Insurance
Which insurance provider is right for you? Compare coverage, rates, and quotes from Shelter and Hastings Mutual.
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Shelter vs. Hastings Mutual: What You Need to Know
Shelter Insurance company is a mutual insurance company that focuses on auto, property, business and life insurance. In, when the company was founded and called MFA Mutual Insurance Company. Its focus was to provide farmers access to reliable insurance protection at prices that they could afford.
Hastings Mutual Company was founded in 1885 as Michigan Mutual Tornado, Cyclone and Windstorm Insurance Company to help protect local residents against the tornados that had destroyed small communities of Hastings and other parts of Michigan. The company continued to grow over the years and expanded its business.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Shelter Overview and Hastings Mutual Insurance Co Overview.
Shelter vs. Hastings Mutual Insurance Co: How much are the Average Rates?
Shelter vs. Hastings Mutual Insurance Co: Rates by Number of Vehicle
Shelter vs. Hastings Mutual Insurance Co: Rates by Homeownership
What is Shelter and Hastings Mutual Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Shelter and Hastings Mutual ranked among the industry ratings.
| Comparison | Shelter | Hastings Mutual |
|---|---|---|
| Year Founded | 1946 | 1885 |
| Market Share | 0.2% (2018) | |
| A.M. Best Rating | A | A |
| BBB Rating | A+ | A+ |
| Financial Strength | Excellent | Excellent |
| JD Power Ranking | Above Average | |
| NAIC Complaint Ratio | 0.36 (2013) |
Shelter or Hastings Mutual: Insurance Products Offered
What coverage is available through Shelter and Hastings Mutual? Both insurance companies offer Auto, Commercial, Condo, Farm, Home, Renters, and RV insurance. Additional products from Shelter insurance also includes Life, Motorcycle, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Shelter and Hastings Mutual Insurance Co Insurance page.
| Insurance | Shelter | Hastings Mutual |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | ✔ |
| Condo Insurance | ✔ | ✔ |
| Farm Insurance | ✔ | ✔ |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | |
| Motorcycle Insurance | ✔ | |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | ✔ |
| Umbrella Insurance | ✔ |
Shelter or Hastings Mutual: Ways To Save
Hastings Mutual offers a wide range of discounts to its policyholders, including Claim Free, Defensive Driving, and Good Student discounts. In contrast, Shelter also offers a few discounts that Hastings Mutual doesn’t, including Window Identification System – Louisiana Residents, Safe Driver, and Pay in Full discounts. Start taking advantage of discounts offered by insurance providers like Hastings Mutual and Shelter insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Shelter | Hastings Mutual |
|---|---|
| Accident Prevention Course Discount | Away at School Discount |
| Anti-Theft Discount - Kentucky and Illinois Residents | Claim Free Discount |
| Companion Life Discount | Defensive Driving Discount |
| Companion Policy Discount | Good Student Discount |
| Driver Training Course Discount | Multi-car Discount |
| Good Student Discount | Multi-policy Discount |
| Military Discount | Paid in Full Discount |
| Multi-car Discount | Paperless Bills Discount |
| Multi-coverage Discount - Nevada Residents | |
| Passive Restraint Discount | |
| Pay in Full Discount | |
| Safe Driver Discount | |
| Window Identification System Discount – Louisiana Residents |
Pros & Cons of Shelter & Hastings Mutual
Pros
Shelter
- Shelter Insurance offers personalized service through a network of more than 1,400 agents.
- The company has a few customer's complaints, which indicates high satisfaction.
- You can start your claims online or by phone.
Hastings Mutual
- Hastings Mutual Company focuses on providing A+ customer service and promoting strong relationships with its customers.
- Established history: the company has 130 years of service and has built a good reputation among its customers.
- It has affordable rates.
- Offers Multi-Policy discounts.
Cons
Shelter
- The company covers only 15 states. If you don’t live in the Midwest, you’ll need to look for another carrier.
Hastings Mutual
- Limited service: coverage is available in only 6 midwestern states across the US.
- It doesn’t offer an online application, you need to call an agent for a quote.
Shelter or Hastings Mutual Mobile Apps Options
The Shelter Insurance Mobile app is available for iOS and Android. With the app, you can access your ID cards, report a claim and upload photos, view coverages and policy details, obtain roadside assistance, get in touch with your agent and pay your bill by credit or debit card.
| Shelter Mobile App | ||
|---|---|---|
| iOS | 2.3 | 35 user reviews |
| Android | 2.3 | 240 user reviews |
| Hastings Mutual Mobile App | ||
|---|---|---|
| Hastings Mutual does not currently have a mobile app. | ||
Shelter & Hastings Mutual Contact Info
| Shelter Contact Info | |
|---|---|
| Address | 1817 West Broadway - Columbia, MO 65218 |
| Phone | 1-800-743-5837 |
| Website | https://www.shelterinsurance.com/ |
| https://www.facebook.com/ShelterInsurance/ | |
| https://twitter.com/Shelter_ins/ | |
| https://www.linkedin.com/company/shelter-insurance-companies/ | |
| Youtube | https://www.youtube.com/user/ShelterIns |
| https://www.instagram.com/shelter_ins/ | |
| https://www.pinterest.com/shelterins/ | |
| Vimeo | https://vimeo.com/user48805731 |
| Hastings Mutual Contact Info | |
|---|---|
| Address | 404 E. Woodlawn Ave. Hastings, MI 49058 |
| Phone | 1-800-442-8277 |
| Website | https://www.hastingsmutual.com/ |
| https://www.facebook.com/HastingsMutual/ | |
| https://www.linkedin.com/company/hastings-mutual-insurance-company/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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