Which insurance provider is right for you? Compare coverage, rates, and quotes from Shelter and Hastings Mutual.
Shelter Insurance company is a mutual insurance company that focuses on auto, property, business and life insurance. In, when the company was founded and called MFA Mutual Insurance Company. Its focus was to provide farmers access to reliable insurance protection at prices that they could afford.
Hastings Mutual Company was founded in 1885 as Michigan Mutual Tornado, Cyclone and Windstorm Insurance Company to help protect local residents against the tornados that had destroyed small communities of Hastings and other parts of Michigan. The company continued to grow over the years and expanded its business.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Shelter Overview and Hastings Mutual Insurance Co Overview.
Below is a list of the average rates that drivers typically pay with Shelter and Hastings Mutual Insurance Co. On average, Shelter charges approximately $207.25 per month while Hastings Mutual Insurance Co comes in at around $149.22 per month. For Shelter, the cheapest state average is Arkansas at $161.99 per month and the most expensive is Kentucky at $278.18 per month. For Hastings Mutual Insurance Co, the cheapest state average is Ohio at $81.65 per month and the most expensive is Michigan at $179.97 per month.
|State||Shelter||Hastings Mutual Insurance Co|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Shelter and Hastings Mutual Insurance Co typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Shelter||Hastings Mutual Insurance Co|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Shelter charges $196.39 per month and Hastings Mutual Insurance Co charges $155.61 per month for customers who own their home.
|Own/Rent||Shelter||Hastings Mutual Insurance Co|
Which car insurance company is better? We've made it easy to compare companies side by side. See how Shelter and Hastings Mutual ranked among the industry ratings.
|Market Share||0.2% (2018)|
|A.M. Best Rating||A||A|
|JD Power Ranking||Above Average|
|NAIC Complaint Ratio||0.36 (2013)|
What coverage is available through Shelter and Hastings Mutual? Both insurance companies offer Auto, Commercial, Condo, Farm, Home, Renters, and RV insurance. Additional products from Shelter insurance also includes Life, Motorcycle, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Shelter and Hastings Mutual Insurance Co Insurance page.
Hastings Mutual offers a wide range of discounts to its policyholders, including Claim Free, Defensive Driving, and Good Student discounts. In contrast, Shelter also offers a few discounts that Hastings Mutual doesn’t, including Window Identification System – Louisiana Residents, Safe Driver, and Pay in Full discounts. Start taking advantage of discounts offered by insurance providers like Hastings Mutual and Shelter insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Accident Prevention Course Discount||Away at School Discount|
|Anti-Theft Discount - Kentucky and Illinois Residents||Claim Free Discount|
|Companion Life Discount||Defensive Driving Discount|
|Companion Policy Discount||Good Student Discount|
|Driver Training Course Discount||Multi-car Discount|
|Good Student Discount||Multi-policy Discount|
|Military Discount||Paid in Full Discount|
|Multi-car Discount||Paperless Bills Discount|
|Multi-coverage Discount - Nevada Residents|
|Passive Restraint Discount|
|Pay in Full Discount|
|Safe Driver Discount|
|Window Identification System Discount – Louisiana Residents|
The Shelter Insurance Mobile app is available for iOS and Android. With the app, you can access your ID cards, report a claim and upload photos, view coverages and policy details, obtain roadside assistance, get in touch with your agent and pay your bill by credit or debit card.
|Shelter Mobile App|
|iOS||2.3||35 user reviews|
|Android||2.3||240 user reviews|
|Hastings Mutual Mobile App|
|Hastings Mutual does not currently have a mobile app.|
|Shelter Contact Info|
|Address||1817 West Broadway - Columbia, MO 65218|
|Hastings Mutual Contact Info|
|Address||404 E. Woodlawn Ave. Hastings, MI 49058|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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