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Shelter vs. Infinity Insurance
Which insurance company is right for you? Compare plans, rates, and quotes from Shelter and Infinity.
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Shelter vs. Infinity: What You Need to Know
Shelter Insurance company is a mutual insurance company that focuses on auto, property, business and life insurance. In, when the company was founded and called MFA Mutual Insurance Company. Its focus was to provide farmers access to reliable insurance protection at prices that they could afford.
Infinity was founded in 1955 as the Dixie Insurance Company in Anniston, Alabama. In 1991, it was purchased by the Pennsylvania Company, and a few years later the company merged with American Financial Corporation to form the American Financial Group (AFG).
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Shelter Overview and Infinity Overview.
Shelter vs. Infinity: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Shelter and Infinity. On average, Shelter charges approximately $207.25 per month while Infinity comes in at around $ per month. For Shelter, the cheapest state average is Arkansas at $161.99 per month and the most expensive is Kentucky at $278.18 per month. For Infinity, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.
Average Rate
Average Rate
Average Rate
| State | Shelter | Infinity |
|---|---|---|
| Arkansas | $161.99 | - |
| Kansas | $250.39 | - |
| Kentucky | $278.18 | - |
| Mississippi | $206.54 | - |
| Missouri | $210.46 | - |
| Nebraska | $242.61 | - |
| Oklahoma | $206.76 | - |
Shelter vs. Infinity: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Shelter and Infinity typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Shelter | Infinity |
|---|---|---|
| 1 Vehicle | $199.62 | $ |
| 2 Vehicles | $254.54 | $ |
Shelter vs. Infinity: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Shelter charges $196.39 per month and Infinity charges $ per month for customers who own their home.
| Own/Rent | Shelter | Infinity |
|---|---|---|
| Own | $196.39 | $ |
| Rent | $211.81 | $ |
What is Shelter and Infinity Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Shelter and Infinity ranked among the industry ratings.
| Comparison | Shelter | Infinity |
|---|---|---|
| Year Founded | 1946 | 1955 |
| Market Share | 0.59% | |
| A.M. Best Rating | A | A |
| BBB Rating | A+ | |
| Financial Strength | Excellent | Excellent |
| Moody's Rating | A2 | |
| NAIC Complaint Index | 2.73 | |
| NAIC Complaint Ratio | 0.36 (2013) | |
| S&P Rating | A |
Shelter or Infinity: Insurance Products Offered
What coverage is available through Shelter and Infinity? Both insurance companies offer Auto, Commercial, Condo, Home, Life, Motorcycle, Renters, RV, and Umbrella insurance. Additional products from Shelter insurance also include Farm insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Shelter and Infinity Insurance page.
| Insurance | Shelter | Infinity |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | ✔ |
| Condo Insurance | ✔ | ✔ |
| Farm Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | ✔ |
| Motorcycle Insurance | ✔ | ✔ |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | ✔ |
| Umbrella Insurance | ✔ | ✔ |
Shelter or Infinity: Ways To Save
Shelter offers a wide range of discounts to its policyholders, including Anti-Theft - Kentucky and Illinois Residents, Companion Life, and Companion Policy discounts. In contrast, Infinity also offers a few discounts that Shelter doesn’t, including VIN Etching, Switch and Save, and Paid in Full discounts. Start taking advantage of discounts offered by insurance providers like Infinity and Shelter insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Shelter | Infinity |
|---|---|
| Accident Prevention Course Discount | Anti-theft Discount |
| Anti-Theft Discount - Kentucky and Illinois Residents | Credit Rating Discount |
| Companion Life Discount | Education Discount |
| Companion Policy Discount | Electronic Payment |
| Driver Training Course Discount | Homeowners/Renters Discount |
| Good Student Discount | Low Mileage Discount |
| Military Discount | Loyal Customer Discount |
| Multi-car Discount | Marriage Discount |
| Multi-coverage Discount - Nevada Residents | Mature Driver Discount |
| Passive Restraint Discount | Membership Discount |
| Pay in Full Discount | Multi-vehicle Discount |
| Safe Driver Discount | Paid in Full Discount |
| Window Identification System Discount – Louisiana Residents | Safe Driver Discount |
| Switch and Save Discount | |
| VIN Etching Discount |
Pros & Cons of Shelter & Infinity
Pros
Shelter
- Shelter Insurance offers personalized service through a network of more than 1,400 agents.
- The company has a few customer's complaints, which indicates high satisfaction.
- You can start your claims online or by phone.
Infinity
- Offers a variety of packages to meet every driver’s needs
- Accepts all kinds of drivers
- Spanish-language website available
- DriverClub®: free 24/7 roadside assistance program
Cons
Shelter
- The company covers only 15 states. If you don’t live in the Midwest, you’ll need to look for another carrier.
Infinity
- Lack of policy information on the website
- Low customer feedback ratings
Shelter or Infinity Mobile Apps Options
The Shelter Insurance Mobile app is available for iOS and Android. With the app, you can access your ID cards, report a claim and upload photos, view coverages and policy details, obtain roadside assistance, get in touch with your agent and pay your bill by credit or debit card.
The Infinity Auto Mobile app is available for iOS and Android. This mobile app allows customers to manage their policies by making payments, accessing ID cards, finding preferred repair shops, submitting claims information, accessing DriverClub® for roadside breakdowns, uploading documents and more.
| Shelter Mobile App | ||
|---|---|---|
| iOS | 2.3 | 35 user reviews |
| Android | 2.3 | 240 user reviews |
| Infinity Mobile App | ||
|---|---|---|
| iOS | 2.6 | 57 user reviews |
| Android | 3.7 | 1.2K user reviews |
Shelter & Infinity Contact Info
| Shelter Contact Info | |
|---|---|
| Address | 1817 West Broadway - Columbia, MO 65218 |
| Phone | 1-800-743-5837 |
| Website | https://www.shelterinsurance.com/ |
| https://www.facebook.com/ShelterInsurance/ | |
| https://twitter.com/Shelter_ins/ | |
| https://www.linkedin.com/company/shelter-insurance-companies/ | |
| Youtube | https://www.youtube.com/user/ShelterIns |
| https://www.instagram.com/shelter_ins/ | |
| https://www.pinterest.com/shelterins/ | |
| Vimeo | https://vimeo.com/user48805731 |
| Infinity Contact Info | |
|---|---|
| Address | 2201 4th Avenue North - Birmingham, AL 35203 |
| Phone | 1-800-463-4648 |
| Website | https://www.infinityauto.com/ |
| http://www.facebook.com/InfinityAuto | |
| https://twitter.com/InfinityAuto | |
| Youtube | http://www.youtube.com/InfinityCarInsurance |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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