Shelter vs. Infinity Insurance

Which insurance company is right for you? Compare plans, rates, and quotes from Shelter and Infinity.

Compare Car Insurance Rates in Your Area

Shelter vs. Infinity: What You Need to Know

Shelter Insurance company is a mutual insurance company that focuses on auto, property, business and life insurance. In, when the company was founded and called MFA Mutual Insurance Company. Its focus was to provide farmers access to reliable insurance protection at prices that they could afford.

Infinity was founded in 1955 as the Dixie Insurance Company in Anniston, Alabama. In 1991, it was purchased by the Pennsylvania Company, and a few years later the company merged with American Financial Corporation to form the American Financial Group (AFG).

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Shelter Overview and Infinity Overview.

Shelter vs. Infinity: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Shelter and Infinity. On average, Shelter charges approximately $192.26 per month while Infinity comes in at around $ per month. For Shelter, the cheapest state average is Missouri at $188.21 per month and the most expensive is Missouri at $188.21 per month. For Infinity, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.


Average Rate


Average Rate


Average Rate

State Shelter Infinity
Missouri $188.21 -

Shelter vs. Infinity: Rates by Number of Vehicle


Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Shelter and Infinity typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Shelter Infinity
1 Vehicle $170.50 $
2 Vehicles $239.74 $

Shelter vs. Infinity: Rates by Homeownership


Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Shelter charges $176.29 per month and Infinity charges $ per month for customers who own their home.

Own/Rent Shelter Infinity
Own $176.29 $
Rent $207.34 $

What is Shelter and Infinity Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Shelter and Infinity ranked among the industry ratings.

Year Founded19461955
Market Share0.59%
A.M. Best RatingAA
BBB RatingA+
Financial StrengthExcellentExcellent
Moody's RatingA2
NAIC Complaint Index2.73
NAIC Complaint Ratio0.36 (2013)
S&P RatingA

Shelter or Infinity: Insurance Products Offered

What coverage is available through Shelter and Infinity? Both insurance companies offer Auto, Commercial, Condo, Home, Life, Motorcycle, Renters, RV, and Umbrella insurance. Additional products from Shelter insurance also include Farm insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Shelter and Infinity Insurance page.

Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Shelter or Infinity: Ways To Save

Shelter offers a wide range of discounts to its policyholders, including Anti-Theft - Kentucky and Illinois Residents, Companion Life, and Companion Policy discounts. In contrast, Infinity also offers a few discounts that Shelter doesn’t, including VIN Etching, Switch and Save, and Paid in Full discounts. Start taking advantage of discounts offered by insurance providers like Infinity and Shelter insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Accident Prevention Course DiscountAnti-theft Discount
Anti-Theft Discount - Kentucky and Illinois ResidentsCredit Rating Discount
Companion Life DiscountEducation Discount
Companion Policy DiscountElectronic Payment
Driver Training Course DiscountHomeowners/Renters Discount
Good Student DiscountLow Mileage Discount
Military DiscountLoyal Customer Discount
Multi-car DiscountMarriage Discount
Multi-coverage Discount - Nevada ResidentsMature Driver Discount
Passive Restraint DiscountMembership Discount
Pay in Full DiscountMulti-vehicle Discount
Safe Driver DiscountPaid in Full Discount
Window Identification System Discount – Louisiana ResidentsSafe Driver Discount
Switch and Save Discount
VIN Etching Discount

Pros & Cons of Shelter & Infinity


  • Shelter Insurance offers personalized service through a network of more than 1,400 agents.
  • The company has a few customer's complaints, which indicates high satisfaction.
  • You can start your claims online or by phone.
  • Offers a variety of packages to meet every driver’s needs
  • Accepts all kinds of drivers
  • Spanish-language website available
  • DriverClub®: free 24/7 roadside assistance program


  • The company covers only 15 states. If you don’t live in the Midwest, you’ll need to look for another carrier.
  • Lack of policy information on the website
  • Low customer feedback ratings

Shelter or Infinity Mobile Apps Options

The Shelter Insurance Mobile app is available for iOS and Android. With the app, you can access your ID cards, report a claim and upload photos, view coverages and policy details, obtain roadside assistance, get in touch with your agent and pay your bill by credit or debit card.

The Infinity Auto Mobile app is available for iOS and Android. This mobile app allows customers to manage their policies by making payments, accessing ID cards, finding preferred repair shops, submitting claims information, accessing DriverClub® for roadside breakdowns, uploading documents and more.

Shelter Mobile App
iOS     2.335 user reviews
Android     2.3240 user reviews
Infinity Mobile App
iOS     2.657 user reviews
Android     3.71.2K user reviews

Shelter & Infinity Contact Info

Shelter Contact Info
Address1817 West Broadway - Columbia, MO 65218
Infinity Contact Info
Address2201 4th Avenue North - Birmingham, AL 35203

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Answer a few questions and let Penny find the best rates in your area.