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State Farm vs. Allied Insurance
Which insurance carrier is right for you? Compare savings, ratings, and quotes from State Farm and Allied.
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State Farm vs. Allied: What You Need to Know
State Farm was founded in 1922 by George Jacob “G.J.” Mecherle, a retired farmer and insurance salesman. The code of conduct for the company has always been “to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.” From the start, the company was branded as being “Like a good neighbor” and for “being there” for all State Farm customers. Fittingly, the State Farm agent in the television commercials is Patrick Minnis, a real State Farm insurance agent from Tempe, AZ. In 1971, Barry Manilow wrote the famous State Farm jingle that cemented the company’s brand as a helpful neighbor and Weezer covered the famous jingle in 2011.
Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit State Farm Overview and Allied Overview.
State Farm vs. Allied: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with State Farm and Allied. On average, State Farm charges approximately $163.01 per month while Allied comes in at around $231.48 per month. For State Farm, the cheapest state average is Massachusetts at $69.61 per month and the most expensive is Michigan at $276.29 per month. For Allied, the cheapest state average is Pennsylvania at $103.57 per month and the most expensive is Michigan at $341.84 per month.
Average Rate
Average Rate
Average Rate
| State | State Farm | Allied |
|---|---|---|
| Arizona | $156.12 | $174.17 |
| Arkansas | $129.75 | - |
| California | $185.07 | $247.20 |
| Connecticut | $138.81 | - |
| Delaware | $112.99 | - |
| Florida | $139.16 | $222.28 |
| Georgia | $181.04 | - |
| Illinois | $100.04 | - |
| Indiana | $101.86 | $185.32 |
| Kansas | $107.49 | $149.23 |
| Kentucky | $117.13 | - |
| Louisiana | $197.13 | - |
| Maryland | $151.18 | - |
| Massachusetts | $69.61 | - |
| Michigan | $276.29 | $341.84 |
| Minnesota | $116.64 | $266.08 |
| Missouri | $114.01 | $183.58 |
| Nevada | $162.36 | $300.18 |
| New Jersey | $186.21 | - |
| New York | $178.63 | - |
| North Carolina | $102.23 | $134.29 |
| Ohio | $70.64 | - |
| Oklahoma | $166.13 | - |
| Oregon | $101.68 | - |
| Pennsylvania | $105.35 | $103.57 |
| South Carolina | $125.33 | - |
| Tennessee | $81.71 | $189.38 |
| Texas | $98.53 | - |
| Virginia | $82.32 | $123.22 |
| Washington | $107.90 | $136.74 |
State Farm vs. Allied: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that State Farm and Allied typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | State Farm | Allied |
|---|---|---|
| 1 Vehicle | $160.73 | $227.57 |
| 2 Vehicles | $224.94 | $337.48 |
State Farm vs. Allied: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average State Farm charges $150.73 per month and Allied charges $202.19 per month for customers who own their home.
| Own/Rent | State Farm | Allied |
|---|---|---|
| Own | $150.73 | $202.19 |
| Rent | $164.20 | $234.22 |
What is State Farm and Allied Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how State Farm and Allied ranked among the industry ratings.
| Comparison | State Farm | Allied |
|---|---|---|
| Year Founded | 1922 | 1925 |
| Market Share | 10.1% | 2.7% |
| BBB Rating | NR | A+ |
| Financial Strength | Excellent | Excellent |
| JD Power Ranking | About Average | About Average |
| Moody’s Rating | A | A1 |
| NAIC Complaint Index | 2.58 | 0.38 |
| S&P Rating | AA | A+ |
State Farm or Allied: Insurance Products Offered
What coverage is available through State Farm and Allied? Both insurance companies offer Auto, Commercial, Condo, Health, Home, Life, Motorcycle, Renters, RV insurance. Additional products from Allied insurance also includes Farm, Pet, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit State Farm and Allied Insurance page.
| Insurance | State Farm | Allied |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | ✔ |
| Condo Insurance | ✔ | ✔ |
| Farm Insurance | ✔ | |
| Health Insurance | ✔ | ✔ |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | ✔ |
| Motorcycle Insurance | ✔ | ✔ |
| Pet Insurance | ✔ | |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | ✔ |
| Umbrella Insurance | ✔ |
State Farm or Allied: Ways To Save
State Farm offers a wide range of discounts to its policyholders, including Anti-theft, Defensive Driving, and Good Driving discounts. In contrast, Allied also offers a few discounts that State Farm doesn’t, including SmartRide, Passive Occupant Restraint, and Paperless Documents discounts. Start taking advantage of discounts offered by insurance providers like Allied and State Farm insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| State Farm | Allied |
|---|---|
| Accident-Free Discount | Accident Forgiveness |
| Anti-theft Discount | Accident-free Discount |
| Defensive Driving Discount | Advance Quote Discount |
| Good Driving Discount | Affinity Car Insurance Discounts |
| Multiple Auto Discount | Allied Rewards |
| Multiple Line Discount | Anti-theft Discount |
| Passive Restraint Discount | Defensive Driving Discount |
| Safe Driver Discounts | Easy Pay Discount |
| Student Away at School Discount | Farm Bureau Discount |
| Vehicle Safety Discount | Good Student Discount |
| Long-term Policyholder Discount | |
| Minor Violation Forgiveness | |
| Multi-policy Discounts | |
| Nationwide Family Plan | |
| New Vehicle | |
| Paperless Documents | |
| Passive Occupant Restraint Discount | |
| SmartRide Discount |
Pros & Cons of State Farm & Allied
Pros
State Farm
- State Farm is the largest auto insurer in the U.S and offers insurance in all states.
- There are more than 19,000 captive agents across the country so it’s easy to find an agent in your area.
- State Farm offers a range of insurance packages and is the #1 insurer for watercraft.
- The State Farm app is an award-winning tool for managing your insurance and bank account.
Allied
- Up to 20% off when you bundle home, auto, life, and other policies.
- Minor violation forgiveness.
- Accident Forgiveness.
- Vanishing deductible.
Cons
State Farm
- State Farm does not offer accident forgiveness options.
Allied
- High rates for people with an imperfect driving history.
- Credit check in most states.
State Farm or Allied Mobile Apps Options
The State Farm Mobile app is available for iOS and Android. This award-winning mobile app can help manage insurance and banking accounts, request roadside service, file and track claims and pay bills.
The Allied Mobile App is the Nationwide Mobile App for Android, iPhone, and iPad. This app lets you access accounts using a fingerprint and facial login to a dashboard. You make payments, manage payment methods and save or share ID cards with drivers on your policy. You can also file a claim and check on its status. The app comes fully equipped to connect with roadside assistance too.
| State Farm Mobile App | ||
|---|---|---|
| iOS | 4.8 | 15K user reviews |
| Android | 4.1 | 16K user reviews |
| Allied Mobile App | ||
|---|---|---|
| iOS | 3.6 | 2,922 user reviews |
| Android | 4.3 | 1.4K user reviews |
State Farm & Allied Contact Info
| State Farm Contact Info | |
|---|---|
| Address | One State Farm Plaza, Bloomington, IL 61710 |
| Phone | 1-800-732-5246 |
| Website | https://www.statefarm.com |
| https://www.facebook.com/statefarm | |
| https://twitter.com/statefarm | |
| Youtube | https://www.youtube.com/statefarm |
| https://www.linkedin.com/company/state_farm/ | |
| Allied Contact Info | |
|---|---|
| Address | 1100 Locust Street, Des Moines, IA 50391-1100 |
| Phone | 1 (800) 532-1436 |
| Website | https://www.alliedinsurance.com |
| https://www.facebook.com/pages/Nationwide-Insurance | |
| https://twitter.com/OnYourSide | |
| Youtube | https://www.youtube.com/channel/UClEv4hlTocZkc8tN96LWN_Q |
| https://www.linkedin.com/company/nationwide/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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