State Farm vs. Allied Insurance

Which insurance carrier is right for you? Compare savings, ratings, and quotes from State Farm and Allied.

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State Farm vs. Allied: What You Need to Know

State Farm was founded in 1922 by George Jacob “G.J.” Mecherle, a retired farmer and insurance salesman. The code of conduct for the company has always been “to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.” From the start, the company was branded as being “Like a good neighbor” and for “being there” for all State Farm customers. Fittingly, the State Farm agent in the television commercials is Patrick Minnis, a real State Farm insurance agent from Tempe, AZ. In 1971, Barry Manilow wrote the famous State Farm jingle that cemented the company’s brand as a helpful neighbor and Weezer covered the famous jingle in 2011.

Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit State Farm Overview and Allied Overview.

State Farm vs. Allied: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with State Farm and Allied. On average, State Farm charges approximately $161.97 per month while Allied comes in at around $231.05 per month. For State Farm, the cheapest state average is Idaho at $73.99 per month and the most expensive is Michigan at $331.25 per month. For Allied, the cheapest state average is Iowa at $108.40 per month and the most expensive is Michigan at $342.48 per month.

State Farm

Average Rate

$161.97
Allied

Average Rate

$231.05
National

Average Rate

$119.16
State State Farm Allied
Alabama $144.47 -
Alaska $115.85 -
Arizona $152.27 $213.47
Arkansas $113.62 -
California $199.73 $271.57
Colorado $143.95 -
Connecticut $147.11 -
Delaware $142.08 -
District of Columbia $157.58 -
Florida $188.41 $273.88
Georgia $161.30 -
Hawaii $107.72 -
Idaho $73.99 $135.85
Illinois $114.45 -
Indiana $92.36 $136.61
Iowa $83.30 $108.40
Kansas $117.30 $125.59
Kentucky $108.62 -
Louisiana $207.93 -
Maine $76.95 -
Maryland $204.17 -
Massachusetts $80.97 -
Michigan $331.25 $342.48
Minnesota $115.17 $166.83
Mississippi $121.49 -
Missouri $116.94 $144.97
Montana $89.01 $133.77
Nebraska $102.28 $121.32
Nevada $173.15 $297.32
New Hampshire $93.90 -
New Jersey $205.49 -
New Mexico $115.31 $152.66
New York $277.33 -
North Carolina $90.39 $124.55
North Dakota $96.71 $114.93
Ohio $87.47 -
Oklahoma $120.65 -
Oregon $112.76 $184.71
Pennsylvania $124.08 $187.28
Rhode Island $107.53 -
South Carolina $109.40 -
South Dakota $97.33 $129.80
Tennessee $100.49 $183.61
Texas $120.96 -
Utah $160.35 -
Vermont $111.88 -
Virginia $94.64 $208.05
Washington $107.55 $119.28
West Virginia $91.91 -
Wisconsin $85.53 -
Wyoming $136.18 -

State Farm vs. Allied: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that State Farm and Allied typically charge for drivers who have more than 1 vehicle.

Number of Vehicles State Farm Allied
1 Vehicle $150.78 $212.24
2 Vehicles $201.73 $294.43
4 Vehicles $307.46 $419.12
3 Vehicles $334.86 $476.20

State Farm vs. Allied: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average State Farm charges $154.42 per month and Allied charges $220.87 per month for customers who own their home.

Own/Rent State Farm Allied
Own $154.42 $220.87
Rent $165.66 $236.40

What is State Farm and Allied Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how State Farm and Allied ranked among the industry ratings.

ComparisonState FarmAllied
Year Founded19221925
Market Share10.1%2.7%
BBB RatingNRA+
Financial StrengthExcellentExcellent
JD Power RankingAbout AverageAbout Average
Moody’s RatingAA1
NAIC Complaint Index2.580.38
S&P RatingAAA+

State Farm or Allied: Insurance Products Offered

What coverage is available through State Farm and Allied? Both insurance companies offer Auto, Commercial, Condo, Health, Home, Life, Motorcycle, Renters, RV insurance. Additional products from Allied insurance also includes Farm, Pet, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit State Farm and Allied Insurance page.

InsuranceState FarmAllied
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Pet Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

State Farm or Allied: Ways To Save

State Farm offers a wide range of discounts to its policyholders, including Anti-theft, Defensive Driving, and Good Driving discounts. In contrast, Allied also offers a few discounts that State Farm doesn’t, including SmartRide, Passive Occupant Restraint, and Paperless Documents discounts. Start taking advantage of discounts offered by insurance providers like Allied and State Farm insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

State FarmAllied
Accident-Free DiscountAccident Forgiveness
Anti-theft DiscountAccident-free Discount
Defensive Driving DiscountAdvance Quote Discount
Good Driving DiscountAffinity Car Insurance Discounts
Multiple Auto DiscountAllied Rewards
Multiple Line DiscountAnti-theft Discount
Passive Restraint DiscountDefensive Driving Discount
Safe Driver DiscountsEasy Pay Discount
Student Away at School DiscountFarm Bureau Discount
Vehicle Safety DiscountGood Student Discount
Long-term Policyholder Discount
Minor Violation Forgiveness
Multi-policy Discounts
Nationwide Family Plan
New Vehicle
Paperless Documents
Passive Occupant Restraint Discount
SmartRide Discount

Pros & Cons of State Farm & Allied

Pros

State Farm
  • State Farm is the largest auto insurer in the U.S and offers insurance in all states.
  • There are more than 19,000 captive agents across the country so it’s easy to find an agent in your area.
  • State Farm offers a range of insurance packages and is the #1 insurer for watercraft.
  • The State Farm app is an award-winning tool for managing your insurance and bank account.
Allied
  • Up to 20% off when you bundle home, auto, life, and other policies.
  • Minor violation forgiveness.
  • Accident Forgiveness.
  • Vanishing deductible.

Cons

State Farm
  • State Farm does not offer accident forgiveness options.
Allied
  • High rates for people with an imperfect driving history.
  • Credit check in most states.

State Farm or Allied Mobile Apps Options

The State Farm Mobile app is available for iOS and Android. This award-winning mobile app can help manage insurance and banking accounts, request roadside service, file and track claims and pay bills.

The Allied Mobile App is the Nationwide Mobile App for Android, iPhone, and iPad. This app lets you access accounts using a fingerprint and facial login to a dashboard. You make payments, manage payment methods and save or share ID cards with drivers on your policy. You can also file a claim and check on its status. The app comes fully equipped to connect with roadside assistance too.

State Farm Mobile App
iOS     4.815K user reviews
Android     4.116K user reviews
Allied Mobile App
iOS     3.62,922 user reviews
Android     4.31.4K user reviews

State Farm & Allied Contact Info

State Farm Contact Info
AddressOne State Farm Plaza, Bloomington, IL 61710
Phone1-800-732-5246
Websitehttps://www.statefarm.com
Facebookhttps://www.facebook.com/statefarm
Twitterhttps://twitter.com/statefarm
Youtubehttps://www.youtube.com/statefarm
Linkedinhttps://www.linkedin.com/company/state_farm/
Allied Contact Info
Address1100 Locust Street, Des Moines, IA 50391-1100
Phone1 (800) 532-1436
Websitehttps://www.alliedinsurance.com
Facebookhttps://www.facebook.com/pages/Nationwide-Insurance
Twitterhttps://twitter.com/OnYourSide
Youtubehttps://www.youtube.com/channel/UClEv4hlTocZkc8tN96LWN_Q
Linkedinhttps://www.linkedin.com/company/nationwide/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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