Which insurance carrier is right for you? Compare insights, savings, and quotes from State Farm and Encompass.
State Farm was founded in 1922 by George Jacob “G.J.” Mecherle, a retired farmer and insurance salesman. The code of conduct for the company has always been “to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.” From the start, the company was branded as being “Like a good neighbor” and for “being there” for all State Farm customers. Fittingly, the State Farm agent in the television commercials is Patrick Minnis, a real State Farm insurance agent from Tempe, AZ. In 1971, Barry Manilow wrote the famous State Farm jingle that cemented the company’s brand as a helpful neighbor and Weezer covered the famous jingle in 2011.
In 1897, the company that would eventually be called Encompass almost a century later began selling personal insurance with the promise of “protection and security.” Even though the company began using the name Encompass in the 1990s, the EncompassOne® Package Policy traces back to the very start in 1897. Today, there are more than 2,400 Encompass independent agents in 39 states. Encompass Insurance is a subsidiary of Allstate Corporation and is one of the largest personal property and casualty insurance brands.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit State Farm Overview and Encompass Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how State Farm and Encompass ranked among the industry ratings.
Comparison | State Farm | Encompass |
---|---|---|
Year Founded | 1922 | 1897 |
Market Share | 10.1% | |
A.M. Best Rating | A+ | |
BBB Rating | NR | A+ |
Financial Strength | Excellent | Excellent |
JD Power Ranking | About Average | |
Moody’s Rating | A | |
NAIC Complaint Index | 2.58 | |
NAIC Complaint Ratio | 0.42 | |
S&P Rating | AA |
What coverage is available through State Farm and Encompass? Both insurance companies offer Auto, Commercial, Home, and RV insurance. Additional products from State Farm insurance also includes Condo, Health, Life, Motorcycle, and Renters insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit State Farm and Encompass Insurance page.
Insurance | State Farm | Encompass |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | |
Farm Insurance | ✔ | |
Health Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | |
Motorcycle Insurance | ✔ | |
Renters Insurance | ✔ | |
RV Insurance | ✔ | ✔ |
Umbrella Insurance | ✔ |
State Farm offers a wide range of discounts to its policyholders, including Anti-theft, Defensive Driving, and Good Driving discounts. However, Encompass also offers a few discounts that State Farm doesn’t, including Safe Driving Bonus, Resident Student, and Passive Restraint System discounts. Start taking advantage of discounts offered by insurance providers like Encompass and State Farm insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
State Farm | Encompass |
---|---|
Accident-Free Discount | Anti-lock Brake Discount |
Anti-theft Discount | Anti-theft Device Discount |
Defensive Driving Discount | Defensive Driver Discount |
Good Driving Discount | Driver Training Credit |
Multiple Auto Discount | Driver Training Discount |
Multiple Line Discount | Encompass Easy Pay |
Passive Restraint Discount | Future Effective Date |
Safe Driver Discounts | Good Payer Discount |
Student Away at School Discount | Good Student Discount |
Vehicle Safety Discount | Homeowners Discount |
New Car Discount | |
Passive Restraint System Discount | |
Resident Student Discount | |
Safe Driving Bonus |
The State Farm Mobile app is available for iOS and Android. This award-winning mobile app can help manage insurance and banking accounts, request roadside service, file and track claims and pay bills.
Encompass only offers a Roadside Assistance app for iOS and Android. It has not been rated.
State Farm Mobile App | ||
---|---|---|
iOS | 4.8 | 15K user reviews |
Android | 4.1 | 16K user reviews |
Encompass Mobile App | ||
---|---|---|
Encompass does not have mobile apps for insurance products. |
State Farm Contact Info | |
---|---|
Address | One State Farm Plaza, Bloomington, IL 61710 |
Phone | 1-800-732-5246 |
Website | https://www.statefarm.com |
https://www.facebook.com/statefarm | |
https://twitter.com/statefarm | |
Youtube | https://www.youtube.com/statefarm |
https://www.linkedin.com/company/state_farm/ |
Encompass Contact Info | |
---|---|
Address | 2775 Sanders Road, Northbrook, IL 60062 |
Phone | 1-800-342-5342 |
Website | https://www.encompassinsurance.com/ |
https://www.facebook.com/EncompassInsurance/ | |
https://twitter.com/EncompassInsur1 | |
Youtube | https://www.youtube.com/channel/UC4ijYmLNXkfG0TVFbfCwLSg |
https://www.linkedin.com/company/encompass-insurance/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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