Travelers vs. Sentry Insurance

Which insurance company is right for you? Compare plans, premiums, and quotes from Travelers and Sentry.

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Travelers vs. Sentry: What You Need to Know

For more than 160 years Travelers Insurance has been protecting homes, cars, valuables, and businesses. Today they have the reputation of being one of the best property and casualty companies in the industry and are the only one in the Dow Jones Industrial Average. The company has 30,000 employees and 13,500 independent agents and brokers in the United States, Canada, the United Kingdom, Ireland, and Brazil. In 1864, a stonecutter, James G. Batterson, and several other townsman in Hartford Connecticut began organizing a company to introduce accident insurance to the U.S. James E. Bolter, a local banker, asked Batterson how much he’d charge to insure his four-block home. Batterson said it would cost “two cents.” Today, the two-cent “premium” is Traveler’s treasured souvenir. The following year, Travelers began selling life insurance and in 1897 they issued their first automobile insurance policy. In 1889, they offered liability insurance to employers (workers compensation). By 1901 Travelers Insurance offered health and liability insurance. In 1903, they opened an insurance school and the following year organized a corps of safety engineers. In 1919, Travelers offered aircraft liability insurance with a full aviation program. During World War II, Travelers underwrote the Manhattan Project, the building of the first atomic bomb. In 1956, they established a weather research center and two years later offered life insurance to women at lower rates than men.

Sentry insurance specializes in business insurance and its subsidiary, Dairyland, sells high-risk car insurance, which includes SR-22 and FR-44 filings.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Travelers Overview and Sentry Overview.

Travelers vs. Sentry: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Travelers and Sentry. On average, Travelers charges approximately $163.15 per month while Sentry comes in at around $263.57 per month. For Travelers, the cheapest state average is Illinois at $99.12 per month and the most expensive is Connecticut at $218.56 per month. For Sentry, the cheapest state average is Pennsylvania at $260.39 per month and the most expensive is Oregon at $342.80 per month.


Average Rate


Average Rate


Average Rate

State Travelers Sentry
Arizona $147.88 -
Connecticut $218.56 -
Illinois $99.12 -
Michigan $161.18 -
Nevada $174.23 -
New York $172.04 -
Oregon $210.82 $342.80
Pennsylvania $130.08 $260.39
Washington $172.70 $260.91

Travelers vs. Sentry: Rates by Number of Vehicle


Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Travelers and Sentry typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Travelers Sentry
1 Vehicle $159.89 $262.55
2 Vehicles $207.67 $

Travelers vs. Sentry: Rates by Homeownership


Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Travelers charges $157.90 per month and Sentry charges $271.53 per month for customers who own their home.

Own/Rent Travelers Sentry
Own $157.90 $271.53
Rent $164.41 $261.66

What is Travelers and Sentry Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Travelers and Sentry ranked among the industry ratings.

Year Founded18641904
Market Share1.8%
A.M. Best RatingA+
BBB RatingA+A+
Financial StrengthExcellentExcellent
JD Power RankingAbout Average
Moody’s RatingAa2
NAIC Complaint Index0
S&P RatingAA

Travelers or Sentry: Insurance Products Offered

What coverage is available through Travelers and Sentry? Both insurance companies offer Auto, Commercial, and Home insurance. Additional products from Travelers insurance also includes Condo, Health, Life, Renters, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Travelers and Sentry Insurance page.

Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Life Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Travelers or Sentry: Ways To Save

Sentry offers a wide range of discounts to its policyholders, including Homeowners, Multi-vehicle, and Payment Frequency discounts. However, Travelers also offers a few discounts that Sentry doesn’t, including Student Away at School, Safe Driver, and New Car discounts. Start taking advantage of discounts offered by insurance providers like Sentry and Travelers insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Affinity Program DiscountsDriving Course Discounts
Continuous Insurance DiscountHomeowners Discount
Driver Training DiscountMulti-vehicle Discount
Early Quote DiscountPayment Frequency Discounts
EFT, Paid in Full and Good Payer DiscountTransfer Discount
Good Student DiscountVehicle Safety Feature Discounts
Home Ownership Discount
Hybrid/Electric Vehicle Discount
IntelliDrive Program Safe Driving Discount
Multi-policy Discount
MultiCar Discount
New Car Discount
Safe Driver Discount
Student Away at School Discount

Pros & Cons of Travelers & Sentry


  • Unlike other carriers who only offer it for the first two or three years, Travelers’ new car replacement covers the first five years.
  • Travelers offers accident forgiveness.
  • Offers ridesharing insurance.
  • Discounts on hybrids and electric vehicles.
  • Sentry offers a comprehensive suite of business insurance products.
  • Sentry offers high-risk insurance through Dairyland Insurance.


  • Prices tend to be high.
  • Sentry does not offer basic car insurance to the average driver, only high-risk drivers through Dairyland and auto insurance for business fleets and cars.

Travelers or Sentry Mobile Apps Options

The Travelers Mobile app is available for iOS and Android. This award-winning mobile app can help manage insurance and banking accounts, request roadside service, file and track claims and pay bills.

The Sentry Mobile parking app is available for iOS and Android. The app interacts with your parking meter in real-time and lets you buy time on an MPS parking meter. You can also access a map of nearby meters and parking space availability.

Travelers Mobile App
iOS     2.715K user reviews
Android     3.316K user reviews
Sentry Mobile App
iOS     2.75 user reviews
Android     3.18 user reviews

Travelers & Sentry Contact Info

Travelers Contact Info
Address485 Lexington Ave New York, NY 10017
Sentry Contact Info
Address1800 North Point Drive, Stevens Point, WI 54481
Phone1 (800) 473-6879

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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