Which insurance carrier is right for you? Compare cost, savings, and quotes from Travelers and State Auto.
For more than 160 years Travelers Insurance has been protecting homes, cars, valuables, and businesses. Today they have the reputation of being one of the best property and casualty companies in the industry and are the only one in the Dow Jones Industrial Average. The company has 30,000 employees and 13,500 independent agents and brokers in the United States, Canada, the United Kingdom, Ireland, and Brazil. In 1864, a stonecutter, James G. Batterson, and several other townsman in Hartford Connecticut began organizing a company to introduce accident insurance to the U.S. James E. Bolter, a local banker, asked Batterson how much he’d charge to insure his four-block home. Batterson said it would cost “two cents.” Today, the two-cent “premium” is Traveler’s treasured souvenir. The following year, Travelers began selling life insurance and in 1897 they issued their first automobile insurance policy. In 1889, they offered liability insurance to employers (workers compensation). By 1901 Travelers Insurance offered health and liability insurance. In 1903, they opened an insurance school and the following year organized a corps of safety engineers. In 1919, Travelers offered aircraft liability insurance with a full aviation program. During World War II, Travelers underwrote the Manhattan Project, the building of the first atomic bomb. In 1956, they established a weather research center and two years later offered life insurance to women at lower rates than men.
In 1921, Robert S. Pein started State Automobile Insurance Company with a borrowed sum of $30,000. Pein wanted to offer an alternative to the high rates other insurers were charging. He also wanted to a better claims settlement process. The company had humble beginnings with a staff of three in a small rented room in downtown Columbus. Pein insisted and his insurance products only be sold through independent agents, a decision that became company policy that is still in effect.
Below is a list of the average rates that drivers typically pay with Travelers and State Auto. On average, Travelers charges approximately $170.51 per month while State Auto comes in at around $248.82 per month. For Travelers, the cheapest state average is North Carolina at $94.96 per month and the most expensive is Nevada at $251.37 per month. For State Auto, the cheapest state average is Pennsylvania at $160.76 per month and the most expensive is Indiana at $412.00 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Travelers and State Auto typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Travelers||State Auto|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Travelers charges $155.59 per month and State Auto charges $247.46 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Travelers and State Auto ranked among the industry ratings.
|A.M. Best Rating||A+|
|JD Power Ranking||About Average|
|NAIC Complaint Index||0|
What coverage is available through Travelers and State Auto? Both insurance companies offer Auto, Commercial, Condo, Home, and Umbrella insurance. Additional products from Travelers insurance also includes Health, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Travelers and State Auto Insurance page.
State Auto offers a wide range of discounts to its policyholders, including Anti-theft Device, Driver Training, and Good Student discounts. However, Travelers also offers a few discounts that State Auto doesn’t, including Student Away at School, Safe Driver, and New Car discounts. Start taking advantage of discounts offered by insurance providers like State Auto and Travelers insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Affinity Program Discounts||Accident Prevention Course|
|Continuous Insurance Discount||Anti-theft Device Discount|
|Driver Training Discount||Driver Training|
|Early Quote Discount||Good Student Discount|
|EFT, Paid in Full and Good Payer Discount||Multi-car Discount|
|Good Student Discount||Multi-policy Discount|
|Home Ownership Discount||Paid in Full Discount|
|Hybrid/Electric Vehicle Discount||State Auto Safety 360|
|IntelliDrive Program Safe Driving Discount||State Auto Start-Up|
|New Car Discount|
|Safe Driver Discount|
|Student Away at School Discount|
The Travelers Mobile app is available for iOS and Android. This award-winning mobile app can help manage insurance and banking accounts, request roadside service, file and track claims and pay bills.
The State Auto telematics app is available for iOS and Android. The State Auto Safety 360 telematics program was designed to keep you safer on the road. You may even earn up to 50% on auto insurance premiums. You may even save 10% for signing up.
|Travelers Mobile App|
|iOS||2.7||15K user reviews|
|Android||3.3||16K user reviews|
|State Auto Mobile App|
|iOS||1.8||17 user reviews|
|Android||2.3||25 user reviews|
|Travelers Contact Info|
|Address||485 Lexington Ave New York, NY 10017|
|State Auto Contact Info|
|Address||518 East Broad Street, Columbus, OH 43215|
|Phone||1 (833) 724-3577|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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