HCSC vs. Humana Insurance

Which health insurance company is the best option for you and your family? Compare HCSC and Humana side by side.

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HCSC vs. Humana: What You Need to Know

HCSC serves over 15 million members with a variety of group and individual health care plans, services and life insurance products. As a pioneer in many states, HSBC was the first to do many things. In Illinois, HCSC was the first to provide coverage for bone marrow transplants, heart transplants and to provide group health insurance to rural and small communities as well as the first CareVan as a mobile immunization program. In Texas, they were the first to provide coverage for cancer treatment, catastrophic diseases like polio, leukemia and diptheria, and they provided healthcare starting at birth. They also provided coverage to migrant farmworkers in Texas. In New Mexico, HCSC was the first to offer PPO coverage, point-of-service coverage, electronics claims exchange with providers, customer service for large group accounts, and in-hospital medical coverage on a per-visit basis. In Oklahoma, HCSC was the first to create a mobile health screening unit and free screenings for vision, hearing, glaucoma, blood and blood pressure.

Humana is a leading managed health care company founded by David A. Jones Sr in 1961 as a nursing home company called Extendicare. In 1972 Extendicare divested the nursing home business and moved into the hospital business. They changed the name to Humana in 1974.

To learn more about each company, you can check out the HCSC Overview and Humana Overview.

What is HCSC and Humana Insurance Rating?

Which health insurance company is better? We've made it easy to compare companies side by side. See how HCSC and Humana ranked among the industry ratings.

Comparison HCSC Humana
Year Founded 1929 1961
Medicare Star Rating 3 stars (out of 5) 3 stars (out of 5)
BBB Rating A+ A+
NAIC Complaint Index 0.40% for individual health 0.40% for individual health

Pros & Cons of HCSC or Humana

Pros

HCSC
  • Affordable marketplace plans with different tiers of coverage.
Humana
  • Humana Health Insurance is a trusted and reliable source for Medicare Supplements and Medicare Advantage.
  • Humana offers commercial health insurance options.

Cons

HCSC
  • HCSC only operates in 5 states: Illinois, Montana, New Mexico, Oklahoma, and Texas.
Humana
  • Humana Health Insurance no longer offers individual and family health plans.

HCSC and Humana Mobile Apps Options

Each state has its own HCSC / Blue Cross Blue Shield app on iTunes and GooglePlay. The app allows users to find doctors, hospitals, and pharmacies, view claims, pay bill, and manage prescriptions.

The MyHumana app allows users to find doctors, hospitals, and pharmacies, view claims, and pay your bill. They also offer an app called Humana Pharmacy which helps you to manage your prescriptions.

HCSC Mobile App
HCSC mobile app varies by State    
Humana Mobile App
iOS      3.1 561 users
Android      3.9 3,372 users

HCSC and Humana Enrollment Process

HCSC

HCSC offers plans through the health insurance marketplace. You can begin searching plans here or you can get several free health insurance quotes.

Each state has its own marketplace. If you’re not sure where to begin, visit Healthcare.gov. Remember that HCSC only operates in 5 states: Illinois, Montana, New Mexico, Oklahoma, and Texas.

Humana

You can begin the enrollment process here or you can have an agent assist you for several free health insurance quotes.

How to File a Claim with HCSC and Humana Insurance

HCSC

To submit electronic claims, you or your billing agent need to use a third-party claims clearinghouse vendor, like Availity. For paper claims, you need to complete the right claim forms.

Humana

To submit electronic claims, you or your billing agent need to use a third-party claims clearinghouse vendor, like Availity. For paper claims, you need to complete the right claim forms.

Paper claims and encounters submission addresses for Humana medical claims:

Humana Claims: P.O. Box 14601, Lexington, KY 40512-4601

HumanaDental® claims: P.O. Box 14611, Lexington, KY 40512-4611

Humana encounters: P.O. Box 14605, Lexington, KY 40512-4605

Claim overpayments: Humana, P.O. Box 931655, Atlanta, GA 31193-1655

HumanaOne® claim submissions: HumanaOne, P.O. Box 14635, Lexington, KY 40512-4633

Common Questions About Humana and HCSC Insurance

HCSC

What is the HCSC medical policy?

HCSC serves nearly 15 million members with group life, disability and dental solutions. They also offer individual health insurance and group insurance with affordable options.

How many members does HCSC have?

HCSC has over 15 million members.

What is HCSC Healthy Kids, Healthy Families®?

Healthy Kid, Healthy Families is part of Health Care Service Corporation’s ongoing commitment to the health and well-being of the children and families across the states in which we operate. HCSC has invested in nonprofit organizations that offer nutrition, physical activity, disease prevention, disease management and the promotion of safe environments for kids.

How big is HCSC?

HCSC is the third largest commercial health insurer in the U.S.

Humana

Is Humana a good healthcare insurance company?

Humana is one of the better-known health insurance companies in the U.S. IT is financially strong and was rated A- by A.M Best, a respected insurance rating organization. Humana has been awarded by several organizations, like the Dorland Health Award for exceptional service. It also won the J.D Power and Associates Award for Highest Member Satisfaction for group health insurance in several states.

What states offer Humana Insurance?

Humana offers insurance in all 50 states but coverages vary by state.

Is Humana Insurance only for seniors?

Humana Insurance offers Medicare plans and group plans for employers. Currently, it is not offering individual & family plans (2020).

What are the different types of Humana plans?

For Medicare plans, Humana offers Medicare coverage options outside Medicare Parts A and B, long-term care, dental care, vision care, some transportation services, prescription coverage, DME coverage, overage for deductibles for Medicare Part A and Part B and more. It offers Medicare Advantage and Medicare Supplement plans.

HCSC and Humana Insurance Contact Info

HCSC Contact Info
Address 300 E. Randolph St. Chicago, IL 60601
Phone 1 (800) 654-7385
Website https://www.hcsc.com/
Facebook https://www.facebook.com/healthcareservicecorporation/
Youtube https://www.youtube.com/user/HealthCareService
Twitter https://twitter.com/HCSC
Linkedin https://www.linkedin.com/company/blue-cross-and-blue-shield-of-illinois-new-mexico-oklahoma-&-texas/life/4548c167-e254-4ffd-a356-7892967212c3/
Humana Contact Info
Address 300 E. Randolph St. Chicago, IL 60601
Phone 1 (800) 654-7385
Website https://www.humana.com/
Facebook https://www.facebook.com/Humana/
Youtube https://www.youtube.com/humana
Twitter https://twitter.com/Humana
Linkedin https://www.linkedin.com/company/humana/

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