What Does Bristol West's Auto Insurance Offer?

Fran
Fran Majidi
January 20, 2021

Not everyone has a perfect driving record. Some of us have no record at all because we just got our licenses. Will anyone give us a break? Yeah, Bristol West Auto is an insurer you should learn more about.

Bristol West Auto is part of Farmers Insurance Company. They’ve been around since 1973 and began as a carrier for Florida residents. Now, there are Bristol West agents in 42 states. Its affiliation with Farmers makes it one of the largest property and casualty insurer groups in the country. Over 10 million households depend on Bristol West Auto, which has over 48,00 exclusive and independent agents.

Bristol West offers a range of auto insurance coverages at a good value. Customer service is top-notch and they offer flexible billing and payment options like paperless billing, text alert payment reminders, online claims filing and eSignature for new policies.

High Risk Drivers and Bristol West Auto

If you have poor credit or no credit Bristol West Auto may be a good option for you.

If you have a DUI on your record, Bristol West Auto may have affordable options for you.

If you have multiple traffic violations, consider buying a competitively priced plan from Bristol West Auto.

New Drivers and Bristol West Auto

If you’re a new driver who has never had a car or car insurance before, you can find good coverage at a good price with Bristol West Auto. You may also be eligible for one of their many discounts, such as discounts for sign-up for automatic payments, paperless billing and maintaining a good driving record. If you buy multiple policies through Bristol West, Farmers or Foremost, you may earn a discount. Teens drivers often get a good rate through Bristol West Auto.

24/7 Policy Information

You can access your policy details on the website or mobile app. You can pay bills this way or access ID cards instead of printing them out. You can also track your claims progress this way too.

Types of Auto Insurance Coverage Offered Through Bristol West:

Liability Insurance pays for property damage you cause to others while driving and provides a legal defense if the other party files a lawsuit against you. The other part of liability coverage is bodily injury liability and that covers the injuries that you cause others. Both bodily injury liability

Comprehensive Insurance reimburses drivers when an accident causes events that are out of their control. It includes incidents like theft, vandalism, glass, and windshield damage. Comprehensive coverage will also pay for damage caused by rocks, falling trees, storm-related damage, and accidents with animals. Some states call this “Other than Collision” coverage. Lenders require this insurance when drivers finance or lease a vehicle.

Collision Insurance will reimburse you for the cost of repairs when you hit another vehicle or object. It means that you can use this coverage whether or not you’re at fault. The most money this coverage will pay is the actual cash value of your vehicle. Most lenders and financing companies require this coverage if you rent or lease a vehicle. Collision coverage also pays for the following accidents when your vehicle: hit another automobile; was hit by another vehicle; or hits an object like a fence or signs

Towing and Roadside Service can protect you in instances of tire blowouts, key lockouts and emergency refueling. This is a coverage that can give you great peace of mind.

Rental Reimbursement

Medical Payments covers medical care due to a car accident, up to $10,000

Uninsured/Underinsured Motorists will protect you if you are in an accident with someone who has no insurance or not enough of it.

Bodily Injury and Property Damage is a protection that covers your responsibility towards someone else’s injuries and property damage. You select the limits for this but it’s always advisable to cover bases or else assets may be seized if you have insufficient coverage.

Permissive User Coverage: Make sure to list a user to ensure that they are covered in case of an accident.

$500 Trailer Physical Damage Coverage is automatically applied if you own a trailer and attach it to a covered vehicle.

Rental Car Coverage gives you the same protections on a rental as you have on your own car.

Rideshare Coverage Option: If you drive Uber or Uber Eats, it’s important to have the right coverage with rideshare insurance.

Shop and Compare Car Insurance Quotes

To get the best rates available, you have to comparison shop car insurance rates. Even if Bristol West Auto seems perfect, we can compare auto insurance options to make sure you’re getting the product you need and can afford at the best value. All you have to do is fill out a series of easy questions. Start by entering your zip code below so we can see what the best deals in your are are.

Is Bristol West Good Insurance?

While Bristol West has great options for people with less than stellar credit or if they have a DUI or traffic violations, it may also be a great choice for your average driver too, but may be a little more expensive than a rate elsewhere. So, in short, you get great value with Bristol West if you are a high-risk driver but you may pay more than you’d like if you have a great record and are an experienced driver.

Get a Free Auto Insurance Quote Online Now.

Related Articles

Auto Insurance SR22 Insurance: Texas Laws and Requirements

SR-22 insurance policies give Texans with not-so-perfect driving records a second chance to get back on the state’s highways.

Auto Insurance Costco Auto Insurance: Is It Any Good?

Costco sells auto and home policies and more. Here's everything you need to know about Costco auto insurance and how to beat their rates. Let's dive in!

Looking for Auto Insurance?

Compare rates from dozens of companies in less than 3 minutes.