Car Insurance Statistics & How to Save in Your State
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Lapses in insurance are costly and they turn away insurers who see it as a sign of risky behavior. At best, your rates will be higher because you let your policy lapse. At worst, you'll have a hard time getting insured.
Most people pay a couple of hundred dollars too much for car insurance because they are hesitant to make a change. If you have all sorts of unanswered questions, we're here to answer them.
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Traditional insurance states and no-fault states are different in how they handle accidents. In a traditional (or tort law) state, there is fault assigned in an accident whereas in no-fault states your own car insurance pays for damages and injuries even when the accident was someone else’s fault. Below, we break down for you which 12 states are no fault states and what it means if you live in one.
Drivers assume that there is nothing they can do to lower their insurance premium, this is not true.
What your young driver does, while driving your car, has a direct impact on what you pay for your insurance.