Car Insurance Statistics & How to Save in Your State
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There are some silver linings to the coronavirus pandemic. For instance, many carmakers are offering zero or low interest rates after announcing plans to close plants if they have not already done so.
Nearly overnight, all of our lives have shifted dramatically because of the COVID-19 pandemic. Coronavirus is being contained in mandatory quarantines all around the country, so if you’re home you’re not alone.
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Traditional insurance states and no-fault states are different in how they handle accidents. In a traditional (or tort law) state, there is fault assigned in an accident whereas in no-fault states your own car insurance pays for damages and injuries even when the accident was someone else’s fault. Below, we break down for you which 12 states are no fault states and what it means if you live in one.
Drivers assume that there is nothing they can do to lower their insurance premium, this is not true.
What your young driver does, while driving your car, has a direct impact on what you pay for your insurance.