How to Get Cheap Car Insurance Where You Live

Fran
Lucy Lazarony
November 3, 2020

Finding the cheapest auto insurance in your state takes a little bit of doing. Auto insurance is regulated at the state level and each state has different auto insurance guidelines for the drivers in their state. So we decided to come up with this guide to help you find the cheapest car insurance no matter what state you are in. Here is a guide to the cheapest car insurance in all 50 states and the District of Columbia.

After taking a look let us compare for you at no cost to see who will give you the best rate.

Alabama

The top three cheapest car insurance policies in the state of Alabama comes from Travelers Insurance followed by Cincinnati Insurance and USAA. The cheapest car insurance companies for people with good driving records are Geico, Travelers, Allstate, Auto Owners and Safeway. The cheapest car insurance coverage for young drivers is from Geico, Allstate, Travelers, Progressive and Auto Owners. Find out what kind of insurance is required in Alabama.

Alaska

The three cheapest car insurance policies in the state of Alaska come from USAA, State Farm and Umialik. The lowest priced auto insurance policies for good drivers come from Umialik, State Farm, Allstate, Geico and Progressive. The least expensive auto insurance policies for young drivers is from State Farm, Umialik, Allstate, Progressive and Geico. See which types of coverage are required in Alaska.

Arizona

The top three cheapest car insurance policies in the state of Arizona are from The Hartford, Safeco and Ameriprise Group. The cheapest auto insurance policies for good drivers are from Geico, Safeco, American Family, Travelers and CSAA. The least expensive auto insurance policies for young drivers are from Geico, Safeco, American Family, Travelers and CSAA. Check out what types of car insurance you’re required to have in Arizona.

Arkansas

The three cheapest car insurance policies in the state of Arkansas come from Travelers, USAA and Safeco. The lowest priced auto policies for good drivers are from Geico, Safeco, Shelter, Arkansas Farm Bureau and State Farm. The best priced auto policies for young drivers are from Safeco, Geico, Arkansas Farm Bureau, Nationwide and State Farm. See what the insurance minimum requirements are for driving in Arkansas.

California

The top three cheapest car insurance policies in the state of California are from Esurance, Century National and Geico. The least expensive auto policies for good drivers come from Geico, Liberty Mutual, Wawanesa, Kemper and 21st Century. The best priced auto insurance policies for young drivers are from Wawanesa, CSAA, Geico, 21st Century and Progressive. Find out what the minimum requirements are to drive in California.

Colorado

The three least expensive car insurance policies in the state of Colorado are from The Hartford, Auto Owners and Travelers. The cheapest car insurance policies for people with good driving records are from Esurance, Geico, Allstate, State Farm and American Family. The lowest priced car insurance policies for young drivers are from Geico, Esurance, Allstate, State Farm and American Family. See what minimum insurance requirements there are in Colorado.

Connecticut

The three cheapest auto insurance policies in the state of Connecticut are from Unitrin, General Casualty and Utica National. The least expensive car insurance policies for people with good driving records are from Geico, State Farm, Amica, Safeco and MetLife. The best priced car insurance policies for young drivers are from Geico, Amica, State Farm, Safeco and Progressive. Check out which coverages you need to drive legally in Connecticut.

Delaware

The top three cheapest car insurance policies in the state of Delaware are from USAA, Travelers and Atlantic States Insurance. The least expensive car insurance policies for good drivers are from Geico, Travelers, Nationwide, State Farm and Progressive. The lowest priced car insurance policies for young drivers has the same lineup, Geico, Travelers, Nationwide, State Farm and Progressive. See what types of coverage you need to legally drive in Delaware.

Florida

The top three least expensive auto insurance policies in the state of Florida are from USAA, Allied and State Farm. The lowest priced auto policies for people with good driving records are from State Farm, Geico, MetLife, Direct Auto and Allstate. The cheapest auto policies for young drivers are from State Farm, Geico, MetLife, Allstate and Direct Auto. Check out the legal insurance requirements for driving in Florida.

Georgia

The top three cheapest car insurance policies in the state of Georgia are from Auto Owners, Travelers and Allied. The least expensive auto policies for good drivers are from the Georgia Farm Bureau, Auto Owners, Geico, State Farm and Progressive. The lowest priced auto policies for young drivers has the exact same lineup of insurance companies, Georgia Farm Bureau, Auto Owners, Geico, State Farm and Progressive. So these companies must be doing something right in the state of Georgia. Find out what Georgia’s legal requirements are for insurance.

Hawaii

The top three least expensive car insurance policies in Hawaii are from State Farm, USAA and Geico. The lowest priced car insurance policies for good drivers are from Geico, State Farm, Island Insurance, Liberty Mutual and Allstate. The cheapest car insurance policies for young drivers are from the same top five companies, Geico, State Farm, Island Insurance, Liberty Mutual and Allstate. See what insurance you need at minimum to drive in Hawaii.

Idaho

The top three cheapest car insurance policies in Idaho are from American National, Travelers and Auto Owners. The least expensive auto insurance policies for people with good driving records are from Geico, Safeco, State Farm, Progressive and Travelers. The cheapest priced auto insurance policies for young drivers are from Safeco, State Farm, Geico, Travelers and Progressive. Here’s what coverages you need in order to drive legally in Idaho.

Illinois

The top three least expensive car insurance policies in the state of Illinois are from The Hartford, Pekin Insurance and Travelers. The cheapest car insurance policies for good drivers are from Safeco, Pekin Insurance, Geico, Erie and State Farm. The least expensive car insurance policies for young drivers are from Pekin Insurance, Safeco, Geico, Erie and State Farm. See what coverage you need to drive in Illinois.

Indiana

The top three cheapest car insurance policies in the state of Indiana are from Travelers, Pekin Insurance and USAA. The least expensive car insurance policies for drivers with good driving records are from Erie, Geico, Indiana Farmers, Auto Owners and Progressive. The cheapest car insurance policies for young drivers are from Geico, Erie, Indiana Farmers, Indiana Farm Bureau and Progressive. Find out what the minimum insurance requirements are to drive in Indiana.

Iowa

The top three lowest priced car insurance policies in the state of Iowa are from Farm Bureau Mutual, Partners Mutual and Travelers. The cheapest car insurance policies for good drivers are from Pekin Insurance, Geico, West Bend, IMT and Nationwide. The least expensive car insurance policies for young drivers are from Pekin Insurance, Geico, West Bend, Farm Bureau Financial Services and IMT. Check out the state minimum requirements for Iowa.

Kansas

The top three cheapest car insurance policies in the state of Kansas are from Farm Bureau Mutual, Travelers and Cal Casualty. The lowest priced car insurance policies for people with good driving records are from Geico, American Family, Farm Bureau Financial Services, State Farm and Progressive. The least expensive car insurance policies for young drivers are from American Family, Geico, Farm Bureau Financial Services, State Farm and Progressive. See what the state minimum requirements are in Kansas.

Kentucky

The top three least expensive car insurance policies in Kentucky are from Kentucky Farm Bureau, USAA and Westfield. The cheapest car insurance policies for good drivers are from Kentucky Farm Bureau, Geico, Safeco, Auto Owners and State Farm. The lowest priced car insurance policies for young drivers are from Kentucky Farm Bureau, Geico, Safeco, State Farm and Auto Owners. Check out which coverages you need to drive in Kentucky.

Louisiana

The top three lowest priced car insurance policies in the state of Louisiana are from Southern Farm Bureau, USAA and MetLife. The least expensive car insurance policies for drivers with good driving records are from Geico, Louisiana Farm Bureau, Safeway, Allstate and State Farm. The cheapest car insurance policies for young drivers are from Louisiana Farm Bureau, Geico, Allstate, Safeway and State Farm. See what kind of insurance you need to legally drive in Louisiana.

Maine

The cheapest car insurance policies in the state of Maine are from Travelers, The Hartford and USAA. The lowest priced auto insurance policies for good drivers are from Concord Group, MetLife, State Farm, Frankenmuth and Geico. The least expensive car insurance policies for young drivers are from Concord Group, State Farm, Geico, MetLife and Frankenmuth. Check out the insurance coverage minimums in Maine.

Maryland

The lowest priced car insurance policies in the state of Maryland are from MetLife, Travelers and Penn National. The least expensive car insurance policies for drivers with good driving records are from Erie, Travelers, Geico, Nationwide and Progressive. The cheapest car insurance policies for young drivers are from Erie, Travelers, Geico, Nationwide and Allstate. See what the minimum driving requirements are in Maryland.

Massachusetts

The least expensive car insurance policies in the state of Massachusetts are from State Farm, Geico and Norfolk and Dedham. The lowest priced car insurance policies for drivers with good driving records are from Plymouth Rock, Safety Insurance, Geico, N&D Group and Quincy. The cheapest car insurance policies for young drivers are from Safety Insurance, Geico, Plymouth Rock, N&D Group and Arbella. You’ll need to meet the minimum requirements to drive in Massachusetts.

Michigan

The cheapest car insurance policies in the state of Michigan are from Safeco, Secura Insurance and Geico. The least expensive car insurance policies for good drivers are from Geico, Pioneer State, Meemic, Auto Club Group and Frankenmuth. The lowest priced car insurance policies for young drivers are from Geico, Meemic, Pioneer State, Auto Club Group and Auto Owners. There are minimum requirements to drive in Michigan.

Minnesota

The best priced car insurance policies in the state of Minnesota are from Travelers, Farm Bureau Mutual and The Hartford. The cheapest car insurance policies for people with good driving records are from American Family, North Star, Western National, Auto Owners and State Farm. The least expensive car insurance policies for young drivers are from North Star, American Family, State Farm, Auto Owners and Western National. You must meet the minimum coverage requirements to drive in Minnesota.

Mississippi

The cheapest car insurance policies in the state of Mississippi are from Travelers, USAA and Dairyland. The least expensive car insurance policies for good drivers are from Safeco, Direct Auto, Geico, Mississippi Farm Bureau and State Farm. The lowest priced auto insurance policies for young drivers are from Safeco, Direct Auto, Mississippi Farm Bureau, Nationwide and State Farm. See what you need to meet the minimum legal requirements in Mississippi.

Missouri

The three least expensive car insurance policies in Missouri are from The Hartford, Travelers and Allied. The lowest priced car insurance policies for drivers with good driving records are from Safeco, Missouri Farm Bureau, Nationwide, Allstate and American Family. The best priced car insurance policies for young drivers has the same lineup of insurers, Safeco, Missouri Farm Bureau, Nationwide, Allstate and American Family. Find out which coverages are required for driving in Missouri.

Montana

The three cheapest car insurance policies in the state of Montana are from Safeco, USAA and National Farmers Union P&C. The least expensive car insurance policies for good drivers are from Safeco, Farmers Union, State Farm, Nationwide and Geico. The lowest priced car insurance policies for young drivers are the same insurance companies as for good drivers. They are Safeco, Farmers Union, State Farm, Nationwide and Geico. See what coverages are required to drive in Montana.

Nebraska

The three least expensive insurance policies in the state of Nebraska are from Safeco, American National P&C and The Hartford. The cheapest car insurance policies for drivers with good driving records are from Nationwide, Farmers Mutual of Nebraska, State Farm, Progressive and Farm Bureau Financial Services. The lowest priced car insurance policies for young drivers are from Nationwide, State Farm, American Family, Farm Bureau Financial Services and Farmers Mutual of Nebraska. Check out Nebraska’s minimum legal requirements for insurance.

Nevada

The three cheapest priced car insurance policies in the state of Nevada are from Capital Insurance Group, Travelers and Safeco. The least expensive car insurance policies for good drivers are from Geico, Safeco, American Access, State Farm and Progressive. The best priced car insurance policies for young drivers are from Geico, Safeco, State Farm, Allstate and Progressive. Find out what the minimum legal insurance requirements are to drive in Nevada.

New Hampshire

The three cheapest car insurance policies in the state of New Hampshire are from Travelers, USAA and Concord Group. The lowest priced car insurance policies for people with good driving records are from Concord Group, Safeco, State Farm, Safety Insurance and MMG. The least expensive car insurance policies for young drivers are from Safeco, State Farm, Concord Group, Amica and Safety Insurance. See what coverages you need to buy in order to drive legally in New Hampshire.

New Jersey

The three lowest priced car insurance policies in the state of New Jersey are from Travelers, Geico and Cal Casualty. The cheapest car insurance policies for good drivers are from NJM, Plymouth Rock, Geico, Travelers and Progressive. The least expensive insurance policies for young drivers are from NJM, Geico, Travelers, Progressive and Plymouth Rock. See what New Jersey’s state minimum requirements are for insurance coverage.

New Mexico

The three cheapest car insurance policies in the state of New Mexico are from Safeco, USAA and State Farm. The least expensive car insurance policies for good drivers are from Geico, State Farm, Progressive, Farm Bureau Financial Services and Allstate. The lowest priced car insurance policies for young drivers are from State Farm, Geico, Farm Bureau Financial Services, Progressive and Allstate. See what coverages are required in New Mexico.

New York

The three least expensive insurance policies in the state of New York are from Erie, Travelers and MetLife. The lowest priced car insurance policies for drivers with good driving records are from Geico, Allstate, New York Central Mutual, Travelers and Progressive. The cheapest priced car insurance policies for young drivers are from Geico, Allstate, Travelers, New York Central Mutual and Progressive. Check out what you are required to have in addition to liability coverage in New York.

North Carolina

The three lowest priced car insurance policies in the state of North Carolina are from North Carolina Farm Bureau, Auto Owners and Geico. The least expensive car insurance policies for good drivers are from Geico, Erie, State Farm, North Carolina Farm Bureau and Progressive. The best priced car insurance policies for young drivers are from Geico, Erie, Progressive, National General and North Carolina Farm Bureau. See what the minimum insurance requirements are in North Carolina.

North Dakota

The three least expensive auto insurance policies in the state of North Dakota are from USAA, Allied and State Farm. The cheapest car insurance policies for drivers with good driving records are from Nodak, Geico, American Family, State Farm and North Star. The lowest priced car insurance policies for young drivers are from Nodak, North Star, American Family, State Farm and Nationwide. Find out what insurance you are required to have to drive legally in North Dakota.

Ohio

The three cheapest car insurance policies in the state of Ohio are from Merchants Insurance Group, USAA and State Farm. The lowest priced car insurance policies for good drivers are from Grange, Erie, Geico, Auto Owners and Cincinnati Insurance. The least expensive car insurance policies for young drivers are from Grange, Erie, Geico, Auto Owners and Safeco. We have Ohio’s minimum insurance requirements here.

Oklahoma

The three lowest priced car insurance policies in the state of Oklahoma are from The Hartford, USAA and Oklahoma Farmers Union. The cheapest car insurance policies for people with good driving records are from Geico, American Farmers & Ranchers, Allstate, Progressive and Shelter. The least expensive car insurance policies for young drivers are from Geico, American Farmers & Ranchers, Allstate, Progressive and State Farm. Oklahoma’s minimum driving requirements are here.

Oregon

The three cheapest car insurance policies in the state of Oregon are from Travelers, USAA and Grange. The least expensive car insurance policies for good drivers are from Geico, Country Financial, Travelers, State Farm and Safeco. The lowest priced car insurance policies for young drivers are from Geico, Travelers, Country Financial, Safeco and State Farm. See what the minimum insurance coverage requirements are in Oregon.

Pennsylvania

The three least expensive car insurance policies in the state of Pennsylvania are from Travelers, Erie and Auto Owners. The lowest priced car insurance policies for good drivers are from Penn National, Geico, Erie, Nationwide and State Farm. The cheapest car insurance policies for young drivers are from Geico, Penn National, Erie, Nationwide and State Farm. Check out the state minimum requirements in the state of Pennsylvania.

Rhode Island

The three lowest priced car insurance policies in the state of Rhode Island are from State Farm, Travelers and USAA. The cheapest car insurance policies for people with good driving records are from Geico, Travelers, Amica, Allstate and Progressive. The least expensive car insurance policies for young drivers are from Travelers, Geico, Amica, Allstate and Progressive. Rhode Island has specific minimum requirements to drive legally.

South Carolina

The three cheapest car insurance policies in South Carolina are from The Hartford, USAA and Travelers. The best priced car insurance policies for good drivers are from Travelers, Geico, Auto Owners, Allstate and State Farm. The lowest priced car insurance policies for young drivers are from Travelers, Geico, Auto Owners, Allstate and Progressive. South Carolina has specific minimum insurance requirements.

South Dakota

The three least expensive car insurance policies in South Dakota are from Auto Owners, Allied and Farmers Mutual of Nebraska. The lowest priced car insurance policies for people with good driving records are from Farmers Mutual of Nebraska, State Farm, American Family, Progressive and Geico. The cheapest car insurance policies for young drivers are from State Farm, Farmers Mutual of Nebraska, American Family, North Star and Progressive. See what types of coverage you need to drive legally in South Dakota.

Tennessee

The three lowest priced car insurance policies in Tennessee are from Penn National, Auto Owners and Utica National. The least expensive car insurance policies for good drivers are from Geico, Erie, Auto Owners, Tennessee Farm Bureau and Progressive. The cheapest car insurance policies for young drivers are from Geico, Erie, Progressive, Auto Owners and State Farm. Check out Tennessee’s minimum driving requirements for insurance.

Texas

The three least expensive car insurance policies in the state of Texas are from Travelers, Cal Casualty and USAA. The lowest priced car insurance policies for people with good driving records are from Texas Farm Bureau, Geico, Republic Group, Auto Club of SoCal and State Farm. The cheapest car insurance policies for young drivers are from Texas Farm Bureau, Geico, Republic Group, State Farm and Auto Club of SoCal. See how much insurance you need to drive legally in Texas.

Utah

The three lowest priced car insurance policies in the state of Utah are from Bear River, Auto Owners and USAA. The cheapest car insurance policies for good drivers are from Bear River, Geico, Safeco, Farm Bureau Financial Services and Auto Owners. The least expensive auto insurance policies for young drivers are from Bear River, Geico, Farm Bureau Financial Services, Safeco and Allstate. Find out which coverages are required in the state of Utah.

Vermont

The cheapest car insurance policies in the state of Vermont are from Safeco, Cal Casualty and The Hartford. The best priced car insurance policies for people with good driving records are from Concord Group, Geico, Vermont Mutual, Co-Operative and Nationwide. The lowest priced car insurance policies for young drivers are from Geico, Concord Group, Vermont Mutual, Co-Operative and Nationwide. See which coverages are mandatory in the state of Vermont.

Virginia

The three least expensive car insurance policies in the state of Virginia are from Travelers, The Hartford and Penn National. The cheapest car insurance policies for good drivers are from Erie, Nationwide, Progressive, Travelers and Geico. The lowest priced car insurance policies for young drivers have the same lineup, Erie, Nationwide, Progressive, Travelers and Geico. Check out which mandatory coverages you need to drive in Virginia.

Washington

The three cheapest auto insurance policies in the state of Washington are from USAA, Travelers and Pemco. The least expensive car insurance policies for people with good driving records are from Geico, Pemco, Progressive, Travelers and State Farm. The lowest priced car insurance policies for young drivers are from Pemco, Progressive, Geico, Travelers and Allstate. There are mandatory coverages in the state of Washington.

West Virginia

The three least expensive car insurance policies in the state of West Virginia are from The Hartford, Erie and USAA. The cheapest car insurance policies for good drivers are from Safeco, Erie, Nationwide, Westfield and State Farm. The best priced car insurance policies for young drivers are from Safeco, Erie, State Farm, Nationwide and Allstate. Find out what mandatory insurance you need to drive in West Virginia.

Wisconsin

The three best priced car insurance policies in the state of Wisconsin are from Travelers, Partners Mutual and USAA. The lowest priced car insurance policies for people with good driving records are from Geico, Erie, Auto Club Group, Secura and State Farm. The least expensive car insurance policies for young drivers are from Geico, Erie, Secura, West Bend and American Family. Check out Wisconsin’s minimum driving requirements before you buy insurance.

Wyoming

The three cheapest auto insurance policies in the state of Wyoming are from The Hartford, Safeco and USAA. The best priced car insurance policies for good drivers are from Safeco, State Farm, Farmers, Geico and MetLife. The least expensive car insurance policies for young drivers have the same lineup of insurance companies, Safeco, State Farm, Farmers, Geico and MetLife. Find out which insurance coverages are mandatory in Wyoming.

Washington, D.C.

The three lowest priced car insurance policies in Washington, D.C. are from Erie, State Farm and Allstate. The cheapest car insurance policies for people with good driving records are from Geico, Erie, Progressive, State Farm and Nationwide. The best priced car insurance policies for young drivers are from Erie, Geico, Progressive, State Farm and Nationwide. See what insurance coverages you need to buy to drive legally in Washington, D.C.

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