Which insurance provider is right for you? Compare ratings, savings and quotes from Allied and Liberty Mutual.
Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.
Liberty Mutual Group is a global insurer and the fourth-largest property and casualty insurer in the U.S, ranking 68th on Fortune 100 list of the largest corporations in the U.S. The company has assets of more than $100 billion. Today the group employs over 50,000 people in over 900 locations around the globe, including 45 U.S. states.
Liberty Mutual formed on July 1, 1912, as Massachusetts Employees Insurance Association (MEIA) and emerged after state law began to require that employers carry protection for their employees. MEIA provided workers’ compensation insurance to companies, and the first auto policy was sold in 1918. In 1920, the company used a then-new medium of film to teach people about workplace safety. The first Liberty Mutual home office opened its doors in Boston in 1937. In 1946, they created an emergency stop switch for escalators. In 1957 Liberty Mutual and Cornell University partnered to create a “safety car” by crash testing with dummies, something that had never been done before. In 1964, Liberty Mutual began selling life insurance though the Liberty Life Assurance Branch. The first battery-powered prosthetic elbow was created by the company in 1967. As Liberty Mutual grew, it expanded beyond North America by opening its first operation in the UK. In the 1990s, they continued to grow through the acquisition of large commercial and risk carriers. In 2008, Safeco became a part of Liberty Mutual. In 2016 reaffirmed its commitment to innovation by creating Solar Labs.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Allied Overview and Liberty Mutual Overview.
Both Allied and Liberty Mutual rank very similarly across the board. Allied had received an A+ from the Better Business Bureau (BBB) and Liberty Mutual received an A-. Both have an excellent financial rating and have received a score of "About Average" by JD Power. Both companies were founded in the early 1900s: Allied in 1925 and Liberty Mutual in 1912. Compare the two companies in full detail below.
Comparison | Allied | Liberty Mutual |
---|---|---|
Year Founded | 1925 | 1912 |
Market Share | 2.7% | 5% |
BBB Rating | A+ | A- |
Financial Strength | Excellent | Excellent |
JD Power Ranking | About Average | About Average |
Moody’s Rating | A1 | A2 |
NAIC Complaint Index | 0.38 | |
NAIC Complaint Ratio | 4.55 | |
S&P Rating | A+ | A |
Allied and Liberty Mutual both offer a wide range of insurance products for their customers. Both offer Auto, Boat, Business, Classic Car, Condo, Home, Identity Theft, Pet, Renters, RV, Surety Bonds, and Umbrella insurance. See the full list of insurance below and compare the two car insurance companies side by side.
Insurance | Allied | Liberty Mutual |
---|---|---|
Accident Insurance | ✔ | |
Accident Medical Insurance | ✔ | ✔ |
ATV Insurance | ✔ | ✔ |
Auto Insurance | ✔ | ✔ |
Boat Insurance | ✔ | ✔ |
Brewery Insurance | ✔ | ✔ |
Business Insurance | ✔ | ✔ |
Business Property Insurance | ✔ | ✔ |
Churches Insurance | ✔ | ✔ |
Classic Car Insurance | ✔ | ✔ |
Commercial Agribusiness Insurance | ✔ | ✔ |
Commercial Auto | ✔ | ✔ |
Commercial Property | ✔ | ✔ |
Condo Insurance | ✔ | ✔ |
Construction Insurance | ✔ | ✔ |
Consulting Insurance | ✔ | ✔ |
Contractors Insurance | ✔ | ✔ |
Critical Illness Insurance | ✔ | ✔ |
Dental Insurance | ||
Equipment Breakdown | ✔ | |
Excess & Surplus Insurance | ✔ | |
Excess Liability Insurance | ✔ | |
Farm & Ranch Insurance | ✔ | ✔ |
Flood Insurance | ✔ | ✔ |
Food & Beverage Insurance | ✔ | ✔ |
General Liability Insurance | ✔ | ✔ |
Golf Cart Insurance | ✔ | |
Group Programs | ✔ | |
Homeowners Insurance | ✔ | ✔ |
Identity Theft Insurance | ✔ | ✔ |
Inland Marine | ✔ | ✔ |
Landlord Insurance | ✔ | ✔ |
Life Insurance | ✔ | |
Manufacturing Insurance | ✔ | |
Mergers and Acquisitions | ✔ | |
Mobile Home Insurance | ✔ | |
Motorcycle Insurance | ✔ | ✔ |
Personal Watercraft Insurance | ✔ | ✔ |
Pet Insurance | ✔ | ✔ |
Private Client Insurance | ✔ | ✔ |
Professional Offices Insurance | ✔ | ✔ |
Renters Insurance | ✔ | ✔ |
Retail Insurance | ✔ | ✔ |
RV Insurance | ✔ | ✔ |
Scooter Insurance | ✔ | ✔ |
Senior Living Insurance | ✔ | ✔ |
Snowmobile Insurance | ✔ | ✔ |
Specialty Liability Insurance | ✔ | ✔ |
Surety Bonds | ✔ | ✔ |
Travel Insurance and Wedding Insurance | ✔ | ✔ |
Tuition Insurance | ✔ | |
Umbrella Insurance | ✔ | ✔ |
Veterinarians Insurance | ✔ | |
Workers Compensation | ✔ | ✔ |
Drivers can save hundreds if they chose an insurance carrier that offers great discounts. Both Allied and Liberty Mutual offer numerous opportunities to save money on car insurance. The full list of discounts available by each company is listed here.
Allied | Liberty Mutual |
---|---|
Accident Forgiveness | Accident-Free Discount |
Accident-Free Discount | Advanced Safety Features Discount |
Advance Quote Discount | Alternative Energy Discount |
Affinity Car Insurance Discounts | Anti-Theft Device Discount |
Allied Rewards | Bundle Discounts |
Anti-Theft Discount | Early Shopper Discount |
Defensive Driving Discount | Good Student Discount |
Easy Pay Discount | Homeowner Discount |
Farm Bureau Discount | Military Discount |
Good Student Discount | Multi-Car Discount |
Long-Term Policyholder Discount | Multi-Policy Discount |
Minor Violation Forgiveness | Online Purchase Discounts |
Multi-Policy Discounts | Paperless Policy Discount |
Nationwide Family Plan | Pay-in-Full Discount |
New Vehicle | Preferred Payment Discount |
Paperless Documents | Righttrack telematics device discount |
Passive Occupant Restraint Discount | Student-Away-at-School Discount |
SmartRide Discount | Violation Free Discount |
The Allied Mobile App is the Nationwide Mobile App for Android, iPhone, and iPad. This app lets you access accounts using a fingerprint and facial login to a dashboard. You make payments, manage payment methods and save or share ID cards with drivers on your policy. You can also file a claim and check on its status. The app comes fully equipped to connect with roadside assistance too.
The Liberty Mutual app is available for iOS and Android. This insurance concierge is where you can report accidents or update personal information 24/7.
Allied Mobile App | ||
---|---|---|
iOS | 3.6 | 2,922 user reviews |
Android | 4.3 | 1.4K user reviews |
Liberty Mutual Mobile App | ||
---|---|---|
iTunes | 4.8 | 26.6K user reviews |
Google Play | 4.2 | 3.8K user reviews |
Allied Contact Info | |
---|---|
Address | 1100 Locust Street, Des Moines, IA 50391-1100 |
Phone | 1 (800) 532-1436 |
Website | https://www.alliedinsurance.com |
https://www.facebook.com/pages/Nationwide-Insurance | |
https://twitter.com/OnYourSide | |
Youtube | https://www.youtube.com/channel/UClEv4hlTocZkc8tN96LWN_Q |
https://www.linkedin.com/company/nationwide/ |
Liberty Mutual Contact Info | |
---|---|
Address | 175 Berkeley Street, Boston, Massachusetts |
Phone | 1 (888) 398-8924 |
Website | https://www.libertymutual.com |
https://www.facebook.com/libertymutual | |
https://www.twitter.com/libertymutual | |
Youtube | https://www.youtube.com/libertymutual |
https://www.linkedin.com/company/liberty-mutual-insurance |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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