Allied vs. Travelers Insurance

Which insurance carrier is right for you? Compare plans, insights and quotes from Allied and Travelers.

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Allied vs. Travelers: What You Need to Know

Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.

For more than 160 years, Travelers Insurance has been protecting homes, cars, valuables and businesses. Today they have the reputation of being one of the best property and casualty companies in the industry and are the only one in the Dow Jones Industrial Average. The company has 30,000 employees and 13,500 independent agents and brokers in the United States, Canada, the United Kingdom, Ireland and Brazil. In 1864, a stone cutter, James G. Batterson, and several other townsman in Hartford Connecticut began organizing a company to introduce accident insurance to the U.S. James E. Bolter, a local banker, asked Batterson how much he’d charge to insure his four-block home. Batterson said it would cost “two cents.” Today, the two-cent “premium” is Traveler’s treasured souvenir. The following year, Travelers began selling life insurance and in 1897 they issued their first automobile insurance policy. In 1889, they offered liability insurance to employers (workers compensation). By 1901 Travelers Insurance offered health and liability insurance. In 1903, they opened an insurance school and the following year organized a corps of safety engineers. In 1919, Travelers offered aircraft liability insurance with a full aviation program. During World War II, Travelers underwrote the Manhattan Project, the building of the first atomic bomb. In 1956, they established a weather research center and two years later offered life insurance to women at lower rates than men.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Allied Overview and Travelers Overview.

Allied vs. Travelers: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Allied and Travelers. On average, Allied charges approximately $233.01 per month while Travelers comes in at around $182.66 per month. For Allied, the cheapest state average is Iowa at $107.95 per month and the most expensive is Michigan at $349.25 per month. For Travelers, the cheapest state average is Maine at $89.17 per month and the most expensive is Michigan at $260.07 per month.

Allied

Average Rate

$233.01
Travelers

Average Rate

$182.66
National

Average Rate

$120.30
State Allied Travelers
Alabama- $115.98
Arizona $212.77 $144.32
California $282.17 -
Connecticut- $179.90
Delaware- $162.38
Florida $271.48 -
Idaho $130.81 $100.91
Illinois- $115.91
Indiana $137.81 $156.51
Iowa $107.95 $141.68
Kansas $129.74 $157.28
Kentucky- $187.23
Maine- $89.17
Michigan $349.25 $260.07
Minnesota $172.34 -
Mississippi- $197.85
Missouri $147.81 -
Montana $131.32 -
Nebraska $116.77 -
Nevada $292.80 $210.60
New Mexico $152.61 -
New York- $238.61
North Carolina $126.46 $102.12
North Dakota $112.52 -
Oregon $183.85 $133.30
Pennsylvania $186.90 $213.15
Rhode Island- $223.65
South Carolina- $116.48
South Dakota $127.35 -
Tennessee $180.33 $135.75
Virginia $198.30 -
Washington $119.89 $142.51

Allied vs. Travelers: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Allied and Travelers typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Allied Travelers
1 Vehicle $214.40 $173.81
2 Vehicles $301.33 $216.68
3 Vehicles $468.03 $306.90
4 Vehicles $548.72 $423.02

Allied vs. Travelers: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Allied charges $222.02 per month and Travelers charges $163.46 per month for customers who own their home.

Own/Rent Allied Travelers
Own $222.02 $163.46
Rent $237.89 $190.83

What Are Allied and Travelers Insurance's Ratings?

Both Allied and Travelers rank very similarly across the board. Both companies have received an A+ from the Better Business Bureau (BBB), an excellent financial rating and a grade of 'About Average' from JD Power.  Allied was established in 1925 while Travelers was founded in 1864. Compare the two companies in full detail below.

Comparison Allied Travelers
Year Founded 1925 1864
Market Share 2.7% 1.8%
BBB Rating A+ A+
Financial Strength Excellent Excellent
JD Power Ranking About Average About Average
Moody’s Rating A1 Aa2
NAIC Complaint Index 0.38 0
S&P Rating A+ AA

Allied or Travelers: Insurance Products Offered

Allied and Travelers both offer a wide range of insurance products for their customers. Both offer Auto, Condo, Renters, Surety Bonds and umbrella insurance. See the full list of insurance below and compare the two car insurance companies side by side.

Insurance Allied Travelers
Accident Medical Insurance
Affinity Car & Home Program
ATV Insurance
Auto Insurance
Boat & Yacht Insurance
Boat Insurance
Brewery Insurance
Business Insurance
Business Property Insurance
Car Insurance
Churches Insurance
Classic Car Insurance
Commercial Agribusiness Insurance
Commercial Auto And Trucking
Commercial Property
Condo Insurance
Construction Insurance
Consulting Insurance
Contractors Insurance
Cyber Insurance
Dental Insurance
Energy & Renewable Insurance
Excess & Surplus Insurance
Farm & Ranch Insurance
Financial Institutions
Flood Insurance
Food & Beverage Insurance
General Liability
Golf Cart Insurance
Healthcare
Home Insurance
Homeowners Insurance
Identity Theft Insurance
Jewelry And Valuable Items Coverage
Landlord Insurance
Life Insurance
Management & Professional Liability
Manufacturing
Manufacturing Insurance
Motorcycle Insurance
Personal Watercraft Insurance
Pet Insurance
Premiums Business Audit
Private Client Insurance
Professional Offices Insurance
Real Estate
Renters Insurance
Retail Insurance
Risk Control Services
Risk Management Information Services
RV Insurance
Scooter Insurance
Senior Living Insurance
Small Business Owner’S Policy
Snowmobile Insurance
Specialty Liability Insurance
Surety Bonds
Travel Insurance And Wedding Insurance
Umbrella Insurance

Allied or Travelers: Ways to Save

Drivers can save hundreds if they chose an insurance carrier that offers great discounts. Both Allied and Travelers offer numerous opportunities to save money on car insurance. The full list of discounts available by each company is listed here.

Allied Travelers
Accident Forgiveness Affinity Program Discounts
Accident-free Discount Continuous Insurance Discount
Advance Quote Discount Driver Training Discount
Affinity Car Insurance Discounts Early Quote Discount
Allied Rewards EFT, Paid in Full and Good Payer Discount
Anti-theft Discount Good Student Discount
Defensive Driving Discount Home Ownership Discount
Easy Pay Discount Hybrid/Electric Vehicle Discount
Farm Bureau Discount IntelliDrive Program Safe Driving Discount
Good Student Discount Multi-policy Discount
Long-term Policyholder Discount MultiCar Discount
Minor Violation Forgiveness New Car Discount
Multi-policy Discounts Safe Driver Discount
Nationwide Family Plan Student Away at School Discount
New Vehicle
Paperless Documents
Passive Occupant Restraint Discount
SmartRide Discount

Pros & Cons of Allied & Travelers

Pros

Allied
  • Up to 20% off when you bundle home, auto, life, and other policies.
  • Minor violation forgiveness.
  • Accident Forgiveness.
  • Vanishing deductible.
Travelers
  • Unlike other carriers who only offer it for the first two or three years, Travelers’ new car replacement covers the first five years.
  • Travelers offers accident forgiveness.
  • Offers ride sharing insurance.
  • Discounts on hybrids and electric vehicles.

Cons

Allied
  • High rates for people with an imperfect driving history.
  • Credit check in most states.
Travelers
  • Prices tend to be high.

Allied or Travelers Mobile Apps Options

The Allied Mobile App is the Nationwide Mobile App for Android, iPhone, and iPad. This app lets you access accounts using a fingerprint and facial login to a dashboard. You make payments, manage payment methods and save or share ID cards with drivers on your policy. You can also file a claim and check on its status. The app comes fully equipped to connect with roadside assistance too.

The Travelers Mobile app is available for iOS and Android. This award-winning mobile app can help manage insurance and banking accounts, request roadside service, file and track claims and pay bills.

Allied Mobile App
iOS      3.6 2,922 user reviews
Android      4.3 1.4K user reviews
Travelers Mobile App
iOS      2.7 15K user reviews
Android      3.3 16K user reviews

Allied & Travelers Contact Info

Allied Contact Info
Address 1100 Locust Street, Des Moines, IA 50391-1100
Phone 1 (800) 532-1436
Website https://www.alliedinsurance.com
Facebook https://www.facebook.com/pages/Nationwide-Insurance
Twitter https://twitter.com/OnYourSide
Youtube https://www.youtube.com/channel/UClEv4hlTocZkc8tN96LWN_Q
Linkedin https://www.linkedin.com/company/nationwide/
Travelers Contact Info
Address 485 Lexington Ave New York, NY 10017
Phone 1-800-328-2189
Website https://www.travelers.com
Facebook https://www.facebook.com/travelers
Twitter https://twitter.com/travelersinsurance
Youtube https://www.youtube.com/user/travelersinsurance
Linkedin https://www.linkedin.com/company/travelers

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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