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Allstate vs. Allied Insurance
Which insurance company is right for you? Compare plans, pros & cons and quotes from Allstate and Allied.
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Allstate vs. Allied: What You Need to Know
Founded in 1931, Allstate is the nation’s largest publicly held personal lines insurer. It was founded by former Sears, Roebuck & Co President and Board Chairman, General Robert E. Wood, who initially sold policies through the mail, an innovative business move. The name Allstate was taken from a tire sold in the Sears catalog and the first sales location was in a Chicago Sears store. The first claim paid was to a man who showed up at the office holding a car door handle in his hand after an attempted car theft.
Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Allstate Overview and Allied Overview.
Allstate vs. Allied: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Allstate and Allied. On average, Allstate charges approximately $195.14 per month while Allied comes in at around $250.39 per month. For Allstate, the cheapest state average is Pennsylvania at $139.27 per month and the most expensive is Michigan at $621.27 per month. For Allied, the cheapest state average is Pennsylvania at $107.99 per month and the most expensive is Michigan at $277.73 per month.
Average Rate
Average Rate
Average Rate
| State | Allstate | Allied |
|---|---|---|
| Arizona | $226.29 | $163.37 |
| California | $168.93 | $211.53 |
| Connecticut | $285.34 | - |
| Florida | $219.71 | $237.20 |
| Georgia | $179.82 | - |
| Michigan | $621.27 | $277.73 |
| Nevada | $259.31 | $225.41 |
| New Jersey | $226.44 | - |
| New York | $214.67 | - |
| Pennsylvania | $139.27 | $107.99 |
| Texas | $239.53 | - |
| Washington | $179.78 | $144.88 |
Allstate vs. Allied: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Allstate and Allied typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Allstate | Allied |
|---|---|---|
| 1 Vehicle | $185.38 | $241.15 |
| 2 Vehicles | $260.25 | $344.42 |
Allstate vs. Allied: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Allstate charges $203.97 per month and Allied charges $245.45 per month for customers who own their home.
| Own/Rent | Allstate | Allied |
|---|---|---|
| Own | $203.97 | $245.45 |
| Rent | $193.41 | $251.81 |
What Are Allstate and Allied Insurance's Ratings?
Which car insurance company is the best? Compare ratings for Allstate and Allied. Both companies have excellent financial strength. Allstate received an A- from the Better Business Bureau (BBB) compared with an A+ for Allied. At 0.38, Allied has a slightly lower complaint ratio according to the NAIC Complaint Index.
| Comparison | Allstate | Allied |
|---|---|---|
| Year Founded | 1931 | 1925 |
| Market Share | 4.9% | 2.7% |
| BBB Rating | A- | A+ |
| Financial Strength | Excellent | Excellent |
| JD Power Ranking | About Average | About Average |
| Moody’s Rating | Aa3 | A1 |
| NAIC Complaint Index | 1.03 | 0.38 |
| S&P Rating | AA- | A+ |
Allstate or Allied: Insurance Products Offered
What coverage is available through Allstate and Allied? Both insurance carriers offer Auto, Homeowners, Life, Business, Renters, Condo, RV and Motorcycle coverage to their policyholders. Allstate also offers Landlord insurance and more. Allied offers a suite of products that Allstate does, not such as Classic Car, Boat and Pet insurance. A full list of coverage is listed below.
| Insurance | Allstate | Allied |
|---|---|---|
| Accident Medical Insurance | ✔ | ✔ |
| ATV Insurance | ✔ | ✔ |
| Auto Insurance | ✔ | ✔ |
| Boat Insurance | ✔ | ✔ |
| Brewery Insurance | ✔ | ✔ |
| Business Insurance | ✔ | ✔ |
| Business Property Insurance | ✔ | ✔ |
| Churches Insurance | ✔ | ✔ |
| Classic Car Insurance | ✔ | ✔ |
| Commercial Agribusiness Insurance | ✔ | |
| Condo Insurance | ✔ | ✔ |
| Construction Insurance | ✔ | ✔ |
| Consulting Insurance | ✔ | ✔ |
| Contractors Insurance | ✔ | ✔ |
| Dental Insurance | ✔ | ✔ |
| Excess & Surplus Insurance | ✔ | |
| Farm & Ranch Insurance | ✔ | |
| Flood Insurance | ✔ | ✔ |
| Food & Beverage Insurance | ✔ | ✔ |
| Golf Cart Insurance | ✔ | ✔ |
| Homeowners Insurance | ✔ | ✔ |
| Identity Theft Insurance | ✔ | |
| Landlord Insurance | ✔ | |
| Life Insurance | ✔ | ✔ |
| Manufacturing Insurance | ✔ | |
| Motorcycle Insurance | ✔ | ✔ |
| Personal Watercraft Insurance | ✔ | ✔ |
| Pet Insurance | ✔ | |
| Private Client Insurance | ✔ | |
| Professional Offices Insurance | ✔ | ✔ |
| Renters Insurance | ✔ | ✔ |
| Retail Insurance | ✔ | ✔ |
| Roadside Assistance Coverage | ✔ | |
| RV Insurance | ✔ | ✔ |
| Scooter Insurance | ✔ | ✔ |
| Senior Living Insurance | ✔ | |
| Snowmobile Insurance | ✔ | ✔ |
| Specialty Liability Insurance | ✔ | ✔ |
| Surety Bonds | ✔ | ✔ |
| Travel Insurance And Wedding Insurance | ✔ | ✔ |
| Umbrella Insurance | ✔ | ✔ |
| Veterinarians Insurance | ✔ | ✔ |
| Workers’ Compensation | ✔ | ✔ |
Allstate or Allied: Ways to Save
Who doesn't like saving money on car insurance? With Allstate and Allied there are numerous opportunities to save. Below is a list of auto insurance discounts the two companies offer. See if you qualify.
| Allstate | Allied |
|---|---|
| Allstate eSmart Discount | Accident Forgiveness |
| Anti-Lock Brake Discount | Accident-Free Discount |
| Anti-Theft Device Discount | Advance Quote Discount |
| Deductible Rewards | Affinity Car Insurance Discounts |
| Early Signing Discount | Allied Rewards |
| EZ Pay Plan Discount | Anti-Theft Discount |
| FullPay Discount | Defensive Driving Discount |
| Multiple Policy Discount | Easy Pay Discount |
| New Car Discount | Farm Bureau Discount |
| Responsible Payer Discount | Good Student Discount |
| Safe Driving Bonus | Long-Term Policyholder Discount |
| Smart Student Discount | Minor Violation Forgiveness |
| Multi-Policy Discounts | |
| Nationwide Family Plan | |
| New Vehicle | |
| Paperless Documents | |
| Passive Occupant Restraint Discount | |
| SmartRide Discount |
Pros & Cons of Allstate & Allied
Pros
Allstate
- Allstate is the third-largest auto insurer in the U.S and offers insurance in all states.
- There are more than 19,000 independent contractor agents across the country so it’s easy to find an agent in your area.
- Allstate offers a range of insurance packages that can be customized.
- The Allstate app is very helpful for managing your account.
Allied
- Up to 20% off when you bundle home, auto, life, and other policies.
- Minor violation forgiveness.
- Accident Forgiveness.
- Vanishing deductible.
Cons
Allstate
Allied
- High rates for people with an imperfect driving history.
- Credit check in most states.
Allstate or Allied Mobile Apps Options
The Allstate Mobile app is available for iOS and Android. It offers instant agent access, digital ID cards, the ability to see policy documents, choose modes of communication and manage claims with the option of uploading photos of damage after an accident. Drivewise measures safe driving behavior and can earn customers discounts. The app also features an Escape Route that creates a safe path to exit a fire.
The Allied Mobile App is the Nationwide Mobile App for Android, iPhone and iPad. This app lets you access accounts using a fingerprint and facial login to a dashboard. You can make payments, manage payment methods and save or share ID cards with drivers on your policy. You can also file a claim and check on its status. The app comes fully equipped to connect with roadside assistance too.
| Allstate Mobile App | ||
|---|---|---|
| iOS | 4.8 | 238K user reviews |
| Android | 4.4 | 28K user reviews |
| Allied Mobile App | ||
|---|---|---|
| iOS | 3.6 | 2,922 user reviews |
| Android | 4.3 | 1.4K user reviews |
Allstate & Allied Contact Info
| Allstate Contact Info | |
|---|---|
| Address | P.O. Box 660598, Dallas, TX 75266-0598 |
| Phone | 1-877-810-2920 |
| Website | https://www.allstate.com |
| https://www.facebook.com/allstate | |
| https://twitter.com/allstate | |
| Youtube | https://www.youtube.com/allstate |
| https://www.linkedin.com/company/allstate/ | |
| Allied Contact Info | |
|---|---|
| Address | 1100 Locust Street, Des Moines, IA 50391-1100 |
| Phone | 1 (800) 532-1436 |
| Website | https://www.alliedinsurance.com |
| https://www.facebook.com/pages/Nationwide-Insurance | |
| https://twitter.com/OnYourSide | |
| Youtube | https://www.youtube.com/channel/UClEv4hlTocZkc8tN96LWN_Q |
| https://www.linkedin.com/company/nationwide/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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