Which insurance carrier is right for you? Compare products, cost and quotes from Allstate and Dairyland.
Founded in 1931, Allstate is the nation’s largest publicly held personal lines insurer. It was founded by former Sears, Roebuck & Co President and Board Chairman, General Robert E. Wood, who initially sold policies through the mail, an innovative business move. The name Allstate was taken from a tire sold in the Sears catalog and the first sales location was in a Chicago Sears store. The first claim paid was to a man who showed up at the office holding a car door handle in his hand after an attempted car theft.
Dairyland Insurance Company began as a local insurer in Wisconsin over 60 years ago and grew to have a national presence. Today, the insurance company prides itself on maintaining its midwestern roots and what it calls “small-town values.” In 1916, The Hardware Dealers MutualFire Insurance Company of Wisconsin (known today as Sentry) began writing auto insurance policies. Professor Stuart Struck formed the Dairyland Mutual Insurance Company of Wisconsin in 1953 and in 1966 The Hardware Dealers Mutual Fire Insurance Company acquired Dairyland, which sold specialty insurance to drivers who couldn’t otherwise get standard coverage due to poor driving records, little driving experience or no prior insurance. In 1975 independent agents joined Dairyland and began selling motorcycle insurance. Two years later, they moved to a new headquarters in Steven Point, Wisconsin. Sentry, Dairyland’s parent company, celebrated 100 years of business in 2004. The following year, Sentry acquired Viking Insurance and doubled the size of Dairyland. Sentry has over $13 billion worth of assets and a policyholder surplus of $4.1 billion. In addition to motorcycle insurance, Dairyland is known for selling non-standard SR-22/SR22/SR 22 insurance and insurance for teen drivers at affordable rates.
Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Allstate Overview and Dairyland Overview.
Below is a list of the average rates that drivers typically pay with Allstate and Dairyland. On average, Allstate charges approximately $ per month while Dairyland comes in at around $145.92 per month. For Allstate, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For Dairyland, the cheapest state average is North Carolina at $0.00 per month and the most expensive is Illinois at $270.36 per month.
Average Rate
Average Rate
Average Rate
State | Allstate | Dairyland |
---|---|---|
Alabama | - | $232.83 |
Illinois | - | $270.36 |
Nevada | - | $0.00 |
North Carolina | - | $0.00 |
Oregon | - | $0.00 |
Pennsylvania | - | $245.75 |
South Carolina | - | $0.00 |
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Allstate and Dairyland typically charge for drivers who have more than 1 vehicle.
Number of Vehicles | Allstate | Dairyland |
---|---|---|
1 Vehicle | $ | $143.65 |
2 Vehicles | $ | $153.05 |
When it comes to comparing Allstate and Dairyland there are several factors to consider. Allstate is a much larger company with 4.9% of the market share compared to Dairyland with just 0.6%. Allstate also has the better financial strength and a better score according to the NAIC Complaint Index. A full summary of the two carriers is listed below.
Comparison | Allstate | Dairyland |
---|---|---|
Year Founded | 1931 | 1953 |
Market Share | 4.9% | 0.6% |
BBB Rating | A- | A+ |
Financial Strength | Excellent | Very Good |
JD Power Ranking | About Average | N/A |
Moody’s Rating | Aa3 | N/A |
NAIC Complaint Index | 1.03 | 2.68 |
S&P Rating | AA- | N/A |
Allstate and Dairyland both offer a range of insurance products. Both companies off auto, motorcycle coverage. Allstate offers a few additional products including Condo, Homeowners, Landlord, Life Insurance and more. You can compare all the products that these two carriers offer below.
Insurance | Allstate | Dairyland |
---|---|---|
Auto Insurance | ✔ | ✔ |
Business Insurance | ✔ | ✔ |
Condo Insurance | ✔ | ✔ |
Homeowners Insurance | ✔ | ✔ |
Landlord Insurance | ✔ | |
Life Insurance | ✔ | ✔ |
Motorcycle Insurance | ✔ | ✔ |
Non-Owned Auto | ✔ | |
Renters Insurance | ✔ | ✔ |
Roadside Assistance Coverage | ✔ | ✔ |
RV Insurance | ✔ | |
Sr-22 | ✔ | ✔ |
Who doesn't want to save money on their car insurance? Carriers will typically offer discounts to drivers based on specific criteria. Below are the discounts offered by Allstate and Dairyland.
Allstate | Dairyland |
---|---|
Allstate eSmart Discount | Advanced Quote Discount |
Anti-lock Brake Discount | Anti-theft Discount |
Anti-Theft Device Discount | Defensive Driving Discount |
Deductible Rewards | Homeowners Discount |
Early Signing Discount | Multi-car Discount |
EZ Pay Plan Discount | Payment Frequency Discount |
FullPay Discount | Transfer Discount |
Multiple Policy Discount | |
New Car Discount | |
Responsible Payer Discount | |
Safe Driving Bonus | |
Smart Student Discount |
The Allstate Mobile app is available for iOS and android. It offers instant agent access, digital ID cards, the ability to see policy documents, choose modes of communication and manage claims with the option of uploading photos of damage after an accident. Drivewise measures safe driving behavior and can earn customers discounts. The app also features an Escape Route that creates a safe path to exit a fire.
The Dairyland app is available for iOS and Android. This is where customers can access self-service options here and pay bills.
Allstate Mobile App | ||
---|---|---|
iOS | 4.8 | 238K user reviews |
Android | 4.4 | 28K user reviews |
Dairyland Mobile App | ||
---|---|---|
iTunes | 3.4 | 34 user reviews |
Google Play | 3.6 | 208 user reviews |
Allstate Contact Info | |
---|---|
Address | P.O. Box 660598, Dallas, TX 75266-0598 |
Phone | 1-877-810-2920 |
Website | https://www.allstate.com |
https://www.facebook.com/allstate | |
https://twitter.com/allstate | |
Youtube | https://www.youtube.com/allstate |
https://www.linkedin.com/company/allstate/ | |
Dairyland Contact Info | |
---|---|
Address | 1800 North Point Drive, Stevens Point, WI 54481 |
Phone | 1 (844) 242-4468 |
Website | https://www.dairylandinsurance.com |
https://www.twitter.com/dairylandins | |
https://www.facebook.com/DairylandInsurance | |
Youtube | https://www.youtube.com/user/dairylandcycle/featured |
https://www.linkedin.com/company/dairyland-cycle-insurance/about | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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