Allstate vs. Encompass Insurance

Allstate vs. Encompass: What You Need to Know

Founded in 1931, Allstate is the nation’s largest publicly held personal lines insurer. It was founded by former Sears, Roebuck & Co President and Board Chairman, General Robert E. Wood, who initially sold policies through the mail, an innovative business move. The name Allstate was taken from a tire sold in the Sears catalog and the first sales location was in a Chicago Sears store. The first claim paid was to a man who showed up at the office holding a car door handle in his hand after an attempted car theft.

In 1897, the company that would eventually be called Encompass almost a century later began selling personal insurance with the promise of “protection and security.” Even though the company began using the name Encompass in the 1990s, the EncompassOne® Package Policy traces back to the very start in 1897. Today, there are more than 2,400 Encompass independent agents in 39 states. Encompass Insurance is a subsidiary of Allstate Corporation and is one of the largest personal property and casualty insurance brands.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Allstate Overview and Encompass Overview.

Allstate vs. Encompass: How much are the Average Rates?

Allstate vs. Encompass: Rates by Number of Vehicle

Allstate vs. Encompass: Rates by Homeownership

What Are Allstate and Encompass Insurance's Ratings?

Which car insurance company is the best? Compare ratings for Allstate and Encompass. Both companies have excellent financial strength. Allstate has received an A- from the Better Business Bureau but has a slightly higher complaint ratio according to the NAIC Complaint Index at 1.03. Encompass on the other hand is rated as A+ from the BBB and a lower complaint ratio of 0.42.

Allstate or Encompass: Insurance Products Offered

What coverage is available through Allstate and Encompass? Both insurance carriers offer auto and home coverage to theirpolicy holders. Allstate also offers Business, Landlord, Motorcycle insurance and more. Encompass also offers a suite of products that Allstate does, not such as Commericial Excess Liability, Farm, and Liquor Liability insurance. A full list of coverage is listed below.

Allstate or Encompass: Ways to Save

Who doesn't like saving money on their car insurance? With Allstate and Emcompass there are numerous opportunities to save. Below is a list of auto insurance discounts that the two companies offer. See if you qualify.

Allstate or Encompass Mobile Apps Options

The Allstate Mobile app is available for iOS and android. It offers instant agent access, digital ID cards, the ability to see policy documents, choose modes of communication and manage claims with the option of uploading photos of damage after an accident. Drivewise measures safe driving behavior and can earn customers discounts. The app also features an Escape Route that creates a safe path to exit a fire.

Encompass only offers a Roadside Assistance app for iOS and Android. It has not been rated.

Allstate & Encompass Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.