Allstate vs. Travelers Insurance

Which insurance company is right for you? Compare products, pros & cons and quotes from Allstate and Travelers.

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Allstate vs. Travelers: What You Need to Know

Founded in 1931, Allstate is the nation’s largest publicly held personal lines insurer. It was founded by former Sears, Roebuck & Co President and Board Chairman, General Robert E. Wood, who initially sold policies through the mail, an innovative business move. The name Allstate was taken from a tire sold in the Sears catalog and the first sales location was in a Chicago Sears store. The first claim paid was to a man who showed up at the office holding a car door handle in his hand after an attempted car theft.

For more than 160 years Travelers Insurance has been protecting homes, cars, valuables, and businesses. Today they have the reputation of being one of the best property and casualty companies in the industry and are the only one in the Dow Jones Industrial Average. The company has 30,000 employees and 13,500 independent agents and brokers in the United States, Canada, the United Kingdom, Ireland and Brazil.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Allstate Overview and Travelers Overview.

Allstate vs. Travelers: How much are the Average Rates?

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Allstate vs. Travelers: Rates by Number of Vehicle

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Allstate vs. Travelers: Rates by Homeownership

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What Are Allstate and Travelers' Insurance Ratings?

When it comes to comparing Allstate and Travelers there are several factors to consider. Allstate is a much larger company with 4.9% of the market share compared to Travelers with just 1.8%. Both insurance companies have the same financial strength and JD Power Ranking. A full summary of the two carriers is listed below.

ComparisonAllstateTravelers
Year Founded19311864
Market Share4.9%1.8%
BBB RatingA-A+
Financial StrengthExcellentExcellent
JD Power RankingAbout AverageAbout Average
Moody’s RatingAa3Aa2
NAIC Complaint Index1.03
S&P RatingAA-AA

Allstate or Travelers: Insurance Products Offered

Allstate and Travelers both offer a range of insurance products. Both companies offer Auto, Home, Renters, Condo, and Landlord coverage. Travelers offer a few additional products including Boat, Cyber, Healthcare Insurance and more. You can compare all the products that these two carriers offer below.

Insurance Allstate Travelers
Affinity Car & Home Program
Boat & Yacht Insurance
Business Insurance
Car Insurance
Commercial Auto and Trucking
Commercial Property
Condo Insurance
Construction Insurance
Cyber Insurance
Energy & Renewable Insurance
Financial Institutions
General Liability
Healthcare
Home Insurance
Jewelry and Valuable Items Coverage
Landlord Insurance
Life Insurance
Management & Professional Liability
Manufacturing
Motorcycle Insurance
Premiums Business Audit
Real Estate
Renters Insurance
Risk Control Services
Risk Management Information Services
Roadside Assistance Coverage
RV Insurance
Small Business Owner’s Policy
Surety Bonds
Umbrella Insurance
Wedding & Events Insurance
Workers Compensation

Allstate or Travelers: Ways to Save

Who doesn't want to save money on their car insurance? Carriers will typically offer discounts to drivers based on specific criteria. Below are the discounts offered by Allstate and Travelers.

AllstateTravelers
Allstate eSmart DiscountAffinity Program Discounts
Anti-Lock Brake DiscountContinuous Insurance Discount
Anti-Theft Device DiscountDriver Training Discount
Deductible RewardsEarly Quote Discount
Early Signing DiscountEFT, Paid in Full and Good Payer Discount
EZ Pay Plan DiscountGood Student Discount
FullPay DiscountHome Ownership Discount
Multiple Policy DiscountHybrid/Electric Vehicle Discount
New Car DiscountIntelliDrive Program Safe Driving Discount
Responsible Payer DiscountMulti-Policy Discount
Safe Driving BonusMulti-Car Discount
Smart Student DiscountNew Car Discount
Safe Driver Discount
Student Away at School Discount

Pros & Cons of Allstate & Travelers

Pros

Allstate
  • Allstate is the third-largest auto insurer in the U.S and offers insurance in all states.
  • There are more than 19,000 independent contractor agents across the country so it’s easy to find an agent in your area.
  • Allstate offers a range of insurance packages that can be customized.
  • The Allstate app is very helpful for managing your account.
Travelers
  • Unlike other carriers who only offer it for the first two or three years, Travelers’ new car replacement covers the first five years.
  • Travelers offer accident forgiveness.
  • Offers ridesharing insurance.
  • Discounts on hybrids and electric vehicles.

Cons

Allstate
Travelers
  • Prices tend to be high.

Allstate or Travelers Mobile Apps Options

The Allstate Mobile app is available for iOS and Android. It offers instant agent access, digital ID cards, the ability to see policy documents, choose modes of communication and manage claims with the option of uploading photos of damage after an accident. Drivewise measures safe driving behavior and can earn customers discounts. The app also features an Escape Route that creates a safe path to exit a fire.

The Travelers Mobile app is available for iOS and Android. This award-winning mobile app can help manage insurance and banking accounts, request roadside service, file and track claims and pay bills.

Allstate Mobile App
iOS     4.8238K user reviews
Android     4.428K user reviews
Travelers Mobile App
iOS     2.715K user reviews
Android     3.316K user reviews

Allstate & Travelers Contact Info

Allstate Contact Info
AddressP.O. Box 660598, Dallas, TX 75266-0598
Phone1-877-810-2920
Websitehttps://www.allstate.com
Facebookhttps://www.facebook.com/allstate
Twitterhttps://twitter.com/allstate
Youtubehttps://www.youtube.com/allstate
Linkedinhttps://www.linkedin.com/company/allstate/
Travelers Contact Info
Address485 Lexington Ave New York, NY 10017
Phone1-800-328-2189
Websitehttps://www.travelers.com
Facebookhttps://www.facebook.com/travelers
Twitterhttps://twitter.com/travelersinsurance
Youtubehttps://www.youtube.com/user/travelersinsurance
Linkedinhttps://www.linkedin.com/company/travelers

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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