Allstate vs. USAA Insurance

Allstate vs. USAA: What You Need to Know

Founded in 1931, Allstate is the nation’s largest publicly held personal lines insurer. It was founded by former Sears, Roebuck & Co President and Board Chairman, General Robert E. Wood, who initially sold policies through the mail, an innovative business move. The name Allstate was taken from a tire sold in the Sears catalog and the first sales location was in a Chicago Sears store. The first claim paid was to a man who showed up at the office holding a car door handle in his hand after an attempted car theft.

USAA is an organization founded by military members for military members and their families. USAA was founded in the 1920s, during a time of social and political change. In San Antonio, Texas, 25 army officers met to insure each other’s vehicles and named William Garrison as the first president. This tiny group of men would later turn into one of the largest insurance companies, serving millions of members and becoming a fully integrated financial services organization.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Allstate Overview and USAA Overview.

Allstate vs. USAA: How much are the Average Rates?

Allstate vs. USAA: Rates by Number of Vehicle

Allstate vs. USAA: Rates by Homeownership

What Are Allstate and USAA's Insurance Ratings?

Which car insurance company is the best? Compare ratings for Allstate and USAA. Both companies have excellent financial strength. Allstate  received an A- from the Better Business Bureau (BBB) compared with a B- for USAA. USAA, on the other hand, has slightly lower complaint ratio according to the NAIC Complaint Index at 1.01.

Allstate or USAA: Insurance Products Offered

What coverage is available through Allstate and USAA? Both insurance carriers offer Auto, Home, Life, Renters, Motorcycle and Condo coverage to their policyholders. Allstate also offers Business insurance and more. USAA also offers a suite of products that Allstate does, not such as Rideshare, Watercraft, and Pet insurance. A full list of coverage is listed below.

Allstate or USAA: Ways to Save

Who doesn't like saving money on their car insurance? With Allstate and USAA there are numerous opportunities to save. Below is a list of auto insurance discounts that the two companies offer. See if you qualify.

Allstate or USAA Mobile Apps Options

The Allstate Mobile app is available for iOS and Android. It offers instant agent access, digital ID cards, the ability to see policy documents, choose modes of communication and manage claims with the option of uploading photos of damage after an accident. Drivewise measures safe driving behavior and can earn customers discounts. The app also features an Escape Route that creates a safe path to exit a fire.

The USAA Mobile app is available for iOS and Android. It gives users convenient and secure access to their accounts to manage finances, investments, insurance and more.

Allstate & USAA Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.