Which insurance carrier is right for you? Compare rates, discounts, and quotes from American Family and Esurance.
Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.
Founded in 1999 and purchased by Allstate in 2011, Esurance has the spirit of a startup but the backing of Allstate as a multiline insurance company with an A+ financial rating. Using state-of-the-art technology, Esurance offers online and mobile services that enable a more efficient payment and claims process. Esurance sells the vehicle and property insurance around the county -- and they are still growing. In 1999, Jean-Bernard Duler, Jeffrey L. Goodman, Huyen Bui, David Griffin, and Charles Wallace founded Esurance as one of the first insurance companies to sell policies directly to consumers online, without the need for in-person meetings or telephone calls.
Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit American Family Overview and Esurance Overview.
Below is a list of the average rates that drivers typically pay with American Family and Esurance. On average, American Family charges approximately $190.93 per month while Esurance comes in at around $186.37 per month. For American Family, the cheapest state average is Ohio at $93.87 per month and the most expensive is Nevada at $407.44 per month. For Esurance, the cheapest state average is California at $143.11 per month and the most expensive is Maryland at $383.21 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that American Family and Esurance typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||American Family||Esurance|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average American Family charges $182.76 per month and Esurance charges $198.03 per month for customers who own their home.
Which car insurance company ranks better? We've made it easy to compare companies side by side. Below is how American Family and Esurance Insurance ranked among the industry ratings. American Family received a score of 'Excellent' for their financial strength while Esurance came in at 'Above Average'. Esurance was also down slightly in the rating from the BBB. They received an A- while American Family received an A+.
|Financial Strength||Excellent||Above Average|
|JD Power Ranking||About Average|
|NAIC Complaint Index||0.64||1.14|
American Family and Esurance both offer auto insurance, but what other products do they offer? Insurance Companies will often times offer their policy holders with discounts for bundling multiple products together. So it's a good idea to know what your options are. Both American Family and Esurance offer business, condo, health, life, motorcycle, RV, Renters, Snowmobile and umbrella Insurance. A full list of available products is listed below.
|Classic Car Insurance||✔|
|Classic Vehicle Insurance||✔|
|Commercial Auto Insurance||✔|
|Farm And Ranch Insurance||✔|
|Golf Cart Insurance||✔|
|Identity Theft Insurance||✔|
|Manufactured Home Insurance||✔|
|Mexican Auto Insurance||✔|
|Travel Trailer Insurance||✔|
Want to save some money? Of course -- who doesn't! American Family and Esurance Insurance both offer numerous options to save with the discounts they offer. Discounts are ways for carriers to reward their policy holders for being good customers. You can review the full list of discounts that these two companies offer below.
|Away at School Discount||Anti-lock Brakes Discount|
|Claims-free Pricing||Anti-theft Discount|
|Generational Discount||Claim-free Discount|
|Good Student Discount||Defensive Driver Discount|
|KnowYourDrive||Emergency Road Assistance Discount|
|Loyalty Discount||Fast 5 Discount®|
|Multi-product Discount||Good Driver Discount|
|Smart Home Discount||Good Student Discount|
|Teen Safe Driver Discount||Homeowners Discount|
|Young Volunteer Discount||Multi-car Discount|
|Online Shopper® Discount|
|Renters Plus® Discount|
|Safety Device Discount|
|Switch & Save® Discount|
The American Family mobile app is available for iOS and android. Called MyAmFam, the app allows users to manage their insurance policy: Make payments, view coverage and policy details, access digital ID cards, in-app payment reminders, find a repair shop, submit a claim, get roadside assistance and more. The Esurance mobile app is available for iOS and Android and has the same features.
|American Family Mobile App|
|iOS||4.8||30K user reviews|
|Android||4.4||3.5K user reviews|
|Esurance Mobile App|
|iOS||4.8||1,194 user reviews|
|Android||4.7||8,655 user reviews|
|American Family Contact Info|
|Address||6000 American Parkway, Madison, WI 53783|
|Esurance Contact Info|
|Address||650 Davis Street, San Francisco, CA 94111|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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