American Family vs. SafeAuto Insurance

Which insurance provider is right for you? Compare insights, savings, and quotes from American Family and SafeAuto.

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American Family vs. SafeAuto: What You Need to Know

Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.

SafeAuto is an independently owned property and casualty car insurance carrier based in Columbus, Ohio. Since 1993, SafeAuto has been specializing in providing affordable, state-minimum auto insurance and full comprehensive and collision policies. SafeAuto provides a Certificate of Financial Responsibility (CFR) in the form of an SR22, SR22A or FR44 for customers who need to provide a CFR to a court or state government agency. The company also offers motorcycle, renters, homeowners, business, health, supplemental, dental, accident, life, mechanical repair insurance and more (see full list below). SafeAuto is a leader in direct-to-consumer, minimum-limit coverage across 17 states: Arizona, California, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia. The company has service call centers that are open at all hours, every day, including holidays. Customers can also access their insurance information easily using the SafeAuto Insurance Mobile App.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit American Family Overview and SafeAuto Overview.

American Family vs. Safe Auto: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with American Family and Safe Auto. On average, American Family charges approximately $148.98 per month while Safe Auto comes in at around $256.89 per month. For American Family, the cheapest state average is Ohio at $89.93 per month and the most expensive is Nevada at $323.09 per month. For Safe Auto, the cheapest state average is Tennessee at $138.31 per month and the most expensive is Louisiana at $372.11 per month.

American Family

Average Rate

$148.98
Safe Auto

Average Rate

$256.89
National

Average Rate

$117.28
State American Family Safe Auto
Arizona $165.47 $230.11
Colorado $196.92 -
Idaho $104.99 -
Illinois $178.12 $202.93
Indiana $141.92 $199.79
Iowa $100.08 -
Kansas $142.95 $247.12
Kentucky- $239.13
Louisiana- $372.11
Minnesota $122.97 -
Mississippi- $254.61
Missouri $143.57 $208.21
Nebraska $131.56 -
Nevada $323.09 -
North Dakota $122.41 -
Ohio $89.93 -
Oklahoma- $229.80
Oregon $139.93 -
Pennsylvania- $257.97
South Carolina- $279.26
South Dakota $116.01 -
Tennessee- $138.31
Texas- $307.08
Utah $184.03 -
Virginia- $169.51
Washington $170.41 -
Wisconsin $102.42 -

American Family vs. Safe Auto: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that American Family and Safe Auto typically charge for drivers who have more than 1 vehicle.

Number of Vehicles American Family Safe Auto
1 Vehicle $140.03 $233.10
2 Vehicles $183.89 $346.08
3 Vehicles $ $653.01

American Family vs. Safe Auto: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average American Family charges $144.04 per month and Safe Auto charges $253.71 per month for customers who own their home.

Own/Rent American Family Safe Auto
Own $144.04 $253.71
Rent $152.21 $259.04

What is American Family and Safeauto Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how American Family and Safeauto ranked among the industry ratings.

ComparisonAmerican FamilySafeAuto
Year Founded19271993
Market Share1.91%1.8%
A.M. Best RatingAA-
BBB RatingA+A+
Financial StrengthExcellent
JD Power RankingAbout Average
NAIC Complaint Index0.641.74
S&P RatingA

American Family or Safeauto: Insurance Products Offered

What coverage is available through American Family and Safeauto? Both insurance companies offer Auto, Commercial, Health, Home, Life, Motorcycle, and Renters insurance. Additional products from American Family insurance also includes Condo, Farm, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit American Family and SafeAuto Insurance page.

InsuranceAmerican FamilySafeAuto
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
SR22/FR44
Umbrella Insurance

American Family or Safeauto: Ways To Save

SafeAuto offers a wide range of discounts to its policyholders, including Good Student, Homeowner, and Multi-vehicle discounts. American Family also offers a few discounts that Safeauto doesn’t include Young Volunteer, Teen Safe Driver, and Smart Home discounts. Start taking advantage of discounts offered by insurance providers like Safeauto and American Family insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

American FamilySafeAuto
Away at School DiscountDriver Improvement Course Discounts
Claims-free PricingGood Student Discount
Generational DiscountHomeowner Discount
Good Student DiscountMulti-vehicle Discount
KnowYourDriveNew Business Transfer
Loyalty Discount
Multi-product Discount
Smart Home Discount
Teen Safe Driver Discount
Young Volunteer Discount

Pros & Cons of American Family & Safeauto

Pros

American Family
  • American Family Insurance has 24/7 claim support.
  • With KnowYourDrive technology that analyzes your driving habits, you may be able to earn a discount of up to 20%.
  • Teen Safe Driver also uses technology to monitor distracted driving and may earn a teen up to 10% in car insurance discounts.
  • The American Family MyAmFam app is very helpful for managing your account.
  • American Family Insurance offers rideshare insurance for Uber and Lyft drivers.
SafeAuto
  • Affordable state-minimum car insurance.
  • R22, SR22A or FR44 as Certificate of Financial Responsibility available.

Cons

American Family
  • American Family Insurance only serves 19 states.
SafeAuto
  • On average, premiums through SafeAuto cost more than some competitors.

American Family or Safeauto Mobile Apps Options

The American Family mobile app is available for iOS and Android. Called MyAmFam, the app allows users to manage their insurance policy: Make payments, view coverage and policy details, access digital ID cards, in-app payment reminders, find a repair shop, submit a claim, get roadside assistance and more.

The SafeAuto app is available for iOS and Android. This insurance concierge allows you to see your insurance information and pay premiums.

American Family Mobile App
iOS     4.830K user reviews
Android     4.43.5K user reviews
SafeAuto Mobile App
iOS     4.826.6K user reviews
Android     1.845 user reviews

American Family & Safeauto Contact Info

American Family Contact Info
Address6000 American Parkway, Madison, WI 53783
Phone1-800-692-6326
Websitehttps://www.amfam.com/insurance
Facebookhttps://www.facebook.com/amfam/
Twitterhttps://twitter.com/amfam
Youtubehttps://www.youtube.com/user/amfam
Linkedinhttps://www.linkedin.com/company/american-family-insurance/
SafeAuto Contact Info
Address4 Easton Oval, Columbus, Ohio 43219
Phone1 (614) 456-2940
Websitewww.safeauto.com
Facebookhttps://www.facebook.com/SafeAuto/
Twitterhttps://twitter.com/safeauto
Youtubehttps://www.youtube.com/channel/SafeAuto
Linkedinhttps://www.linkedin.com/company/safeauto-insurance-company/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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