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American Family vs. SafeAuto Insurance
Which insurance provider is right for you? Compare insights, savings, and quotes from American Family and SafeAuto.
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- American Family vs Safe Auto
American Family vs. SafeAuto: What You Need to Know
Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.
SafeAuto is an independently owned property and casualty car insurance carrier based in Columbus, Ohio. Since 1993, SafeAuto has been specializing in providing affordable, state-minimum auto insurance and full comprehensive and collision policies. SafeAuto provides a Certificate of Financial Responsibility (CFR) in the form of an SR22, SR22A or FR44 for customers who need to provide a CFR to a court or state government agency. The company also offers motorcycle, renters, homeowners, business, health, supplemental, dental, accident, life, mechanical repair insurance and more (see full list below). SafeAuto is a leader in direct-to-consumer, minimum-limit coverage across 17 states: Arizona, California, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia. The company has service call centers that are open at all hours, every day, including holidays. Customers can also access their insurance information easily using the SafeAuto Insurance Mobile App.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit American Family Overview and SafeAuto Overview.
American Family vs. Safe Auto: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with American Family and Safe Auto. On average, American Family charges approximately $217.46 per month while Safe Auto comes in at around $323.35 per month. For American Family, the cheapest state average is Oregon at $207.45 per month and the most expensive is Nevada at $306.36 per month. For Safe Auto, the cheapest state average is Arizona at $227.36 per month and the most expensive is Texas at $372.01 per month.
Average Rate
Average Rate
Average Rate
| State | American Family | Safe Auto |
|---|---|---|
| Arizona | - | $227.36 |
| Illinois | - | $270.86 |
| Nevada | $306.36 | - |
| Oregon | $207.45 | - |
| Pennsylvania | - | $272.23 |
| Texas | - | $372.01 |
| Washington | $231.59 | - |
American Family vs. Safe Auto: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that American Family and Safe Auto typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | American Family | Safe Auto |
|---|---|---|
| 1 Vehicle | $211.39 | $285.87 |
| 2 Vehicles | $254.69 | $399.09 |
American Family vs. Safe Auto: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average American Family charges $219.73 per month and Safe Auto charges $315.89 per month for customers who own their home.
| Own/Rent | American Family | Safe Auto |
|---|---|---|
| Own | $219.73 | $315.89 |
| Rent | $216.92 | $329.58 |
What is American Family and Safeauto Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how American Family and Safeauto ranked among the industry ratings.
| Comparison | American Family | SafeAuto |
|---|---|---|
| Year Founded | 1927 | 1993 |
| Market Share | 1.91% | 1.8% |
| BBB Rating | A+ | A+ |
| Financial Strength | Excellent | |
| JD Power Ranking | About Average | |
| NAIC Complaint Index | 0.64 | 1.74 |
| S&P Rating | A |
American Family or Safeauto: Insurance Products Offered
What coverage is available through American Family and Safeauto? Both insurance companies offer Auto, Commercial, Health, Home, Life, Motorcycle, and Renters insurance. Additional products from American Family insurance also includes Condo, Farm, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit American Family and SafeAuto Insurance page.
| Insurance | American Family | SafeAuto |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | ✔ |
| Condo Insurance | ✔ | |
| Farm Insurance | ✔ | |
| Health Insurance | ✔ | ✔ |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | ✔ |
| Motorcycle Insurance | ✔ | ✔ |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | |
| SR22/FR44 | ✔ | |
| Umbrella Insurance | ✔ |
American Family or Safeauto: Ways To Save
SafeAuto offers a wide range of discounts to its policyholders, including Good Student, Homeowner, and Multi-vehicle discounts. American Family also offers a few discounts that Safeauto doesn’t include Young Volunteer, Teen Safe Driver, and Smart Home discounts. Start taking advantage of discounts offered by insurance providers like Safeauto and American Family insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| American Family | SafeAuto |
|---|---|
| Away at School Discount | Driver Improvement Course Discounts |
| Claims-free Pricing | Good Student Discount |
| Generational Discount | Homeowner Discount |
| Good Student Discount | Multi-vehicle Discount |
| KnowYourDrive | New Business Transfer |
| Loyalty Discount | |
| Multi-product Discount | |
| Smart Home Discount | |
| Teen Safe Driver Discount | |
| Young Volunteer Discount |
Pros & Cons of American Family & Safeauto
Pros
American Family
- American Family Insurance has 24/7 claim support.
- With KnowYourDrive technology that analyzes your driving habits, you may be able to earn a discount of up to 20%.
- Teen Safe Driver also uses technology to monitor distracted driving and may earn a teen up to 10% in car insurance discounts.
- The American Family MyAmFam app is very helpful for managing your account.
- American Family Insurance offers rideshare insurance for Uber and Lyft drivers.
SafeAuto
- Affordable state-minimum car insurance.
- R22, SR22A or FR44 as Certificate of Financial Responsibility available.
Cons
American Family
- American Family Insurance only serves 19 states.
SafeAuto
- On average, premiums through SafeAuto cost more than some competitors.
American Family or Safeauto Mobile Apps Options
The American Family mobile app is available for iOS and Android. Called MyAmFam, the app allows users to manage their insurance policy: Make payments, view coverage and policy details, access digital ID cards, in-app payment reminders, find a repair shop, submit a claim, get roadside assistance and more.
The SafeAuto app is available for iOS and Android. This insurance concierge allows you to see your insurance information and pay premiums.
| American Family Mobile App | ||
|---|---|---|
| iOS | 4.8 | 30K user reviews |
| Android | 4.4 | 3.5K user reviews |
| SafeAuto Mobile App | ||
|---|---|---|
| iOS | 4.8 | 26.6K user reviews |
| Android | 1.8 | 45 user reviews |
American Family & Safeauto Contact Info
| American Family Contact Info | |
|---|---|
| Address | 6000 American Parkway, Madison, WI 53783 |
| Phone | 1-800-692-6326 |
| Website | https://www.amfam.com/insurance |
| https://www.facebook.com/amfam/ | |
| https://twitter.com/amfam | |
| Youtube | https://www.youtube.com/user/amfam |
| https://www.linkedin.com/company/american-family-insurance/ | |
| SafeAuto Contact Info | |
|---|---|
| Address | 4 Easton Oval, Columbus, Ohio 43219 |
| Phone | 1 (614) 456-2940 |
| Website | https://www.safeauto.com |
| https://www.facebook.com/SafeAuto/ | |
| https://twitter.com/safeauto | |
| Youtube | https://www.youtube.com/c/safeauto |
| https://www.linkedin.com/company/safeauto-insurance-company/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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