Chubb vs. Grange Insurance

Which insurance provider is right for you? Compare premiums, plans, and quotes from Chubb and Grange.

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Chubb vs. Grange: What You Need to Know

In 1882, Thomas Caldecot Chubb and his son Percy, founded Chubb & Son in New York City selling with marine insurance. In 1901, Percy organized the Federal Insurance Company, writing marine insurance and expanded into fire two years later. The company acquired control of U.S Guarantee Company in 1921 and they opened their first branch outside the U.S in Montreal, Canada in 1928. In the year 1967, the company changed its name to Chubb Corporation and at the same time, they acquired the Pacific Indemnity Companies. In 1984 Chubb was listed on the New York Stock Exchange and their business expanded overseas by 1990. In 2012, after Superstorm Sandy, Chubb settled the highest number of claims in the company's history. Ace Limited and Chubb became one company and adopted the Chubb name by 2016. Today, Chubb is the world’s largest publicly traded P&C insurance company and the largest commercial insurer in the U.S, operating in 54 countries and provides property and casualty insurance to businesses and individuals, including personal products such as auto, home, travel, natural disasters, valuables, boats & yachts, cyber and life & health protection.

Grange Mutual Casualty Company, commonly known as Grange Insurance, was formed in 1935, in Columbus, Ohio, to provide auto insurance for a specific group, Ohio State Grange members.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Chubb Overview and Grange Overview.

Chubb vs. Grange: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Chubb and Grange. On average, Chubb charges approximately $223.68 per month while Grange comes in at around $178.79 per month. For Chubb, the cheapest state average is Washington at $119.96 per month and the most expensive is New York at $344.04 per month. For Grange, the cheapest state average is Oregon at $111.55 per month and the most expensive is Colorado at $208.20 per month.

Chubb

Average Rate

$223.68
Grange

Average Rate

$178.79
National

Average Rate

$120.30
State Chubb Grange
California- $190.92
Colorado- $208.20
Idaho- $128.09
Michigan $174.24 -
New York $344.04 -
Oregon- $111.55
Pennsylvania $222.91 -
Tennessee $141.51 -
Texas $194.42 -
Virginia $146.73 -
Washington $119.96 $137.70
Wyoming- $147.50

Chubb vs. Grange: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Chubb and Grange typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Chubb Grange
1 Vehicle $215.38 $163.80
2 Vehicles $257.05 $230.79
3 Vehicles $350.09 $298.11
4 Vehicles $385.50 $

Chubb vs. Grange: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Chubb charges $196.55 per month and Grange charges $170.31 per month for customers who own their home.

Own/Rent Chubb Grange
Own $196.55 $170.31
Rent $234.65 $181.73

What is Chubb and Grange Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Chubb and Grange ranked among the industry ratings.

Comparison Chubb Grange
Year Founded 1882 1935
Market Share 2.95%
BBB Rating A+
Financial Strength Excellent Excellent
Moody’s Rating Aa3
NAIC Complaint Index 0.46 0.87
S&P Rating AA

Chubb or Grange: Insurance Products Offered

What coverage is available through Chubb and Grange? Both insurance companies offer Auto, Commercial, Home and Insurance. Additional products from Chubb insurance also includes Life and RV Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Chubb and Grange Insurance page.

Insurance Chubb Grange
Auto Insurance
Commercial Insurance
Home Insurance
Life Insurance
RV Insurance

Chubb or Grange: Ways To Save

Grange offers a wide range of discounts to its policyholders, including Good Student, Hybrid Vehicle, and Multi-Policy discounts. Chubb also offers a few discounts that Grange doesn’t including Multi-Vehicle, Defensive Driving, and College Graduate discounts. Start taking advantage of discounts offered by insurance providers like Grange and Chubb insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

ChubbGrange
Accident-Free DiscountDistant Student Discount
Airbag DiscountGood Student Discount
Anti-lock Braking System DiscountHybrid Vehicle Discount
Anti-theft DiscountMulti-Policy Discount
College Graduate DiscountPaid-in-full Discount
Defensive Driving DiscountSafe Driver Discount
Good Student Discount
Multi-Vehicle Discount

Pros & Cons of Chubb & Grange

Pros

Chubb
  • Industry-leading claims and risk engineering services.
  • Efficiency in paying claims and solid reputation.
  • Multi-policy discounts and credits available.
  • High level of expertise.
Grange
  • Grange Insurance offers personalized coverage, which allows you to tailor the insurance plan according to your needs and budget.
  • The company offers pet coverage included in the auto policy, which pays for your pet’s veterinary if they are injured in a crash.
  • Easy-to-use online account
  • Great financial standing

Cons

Chubb
  • Higher than the average rates, since it’s a premier carrier.
Grange
  • The claims process can be delayed according to some customer’s reviews.
  • Coverage limited - only in 13 states across the US

Chubb or Grange Mobile Apps Options

The Chubb Mobile app is available for android and iPhones and iPads. The app features fingerprint and facial login to a dashboard where you can manage payments, download ID cards, submit claims, check the agent information and more.

The Grange Insurance Mobile app is available for iOS and Android. This mobile app can help you to pay the bills, view coverages, display your ID card and get roadside assistance. If you don’t have insurance with the company yet, you can use the app to find an agent for more information.

Chubb Mobile App
iOS     3.314 user reviews
Android     2.36 user reviews
Grange Mobile App
iOS     4.29 user reviews
Android     4.324 user reviews

Chubb & Grange Contact Info

Chubb Contact Info
Address 15 Mountainview Rd, Warren, NJ 07059
Phone (908) 903-2000
Website https://www.chubb.com/us-en/
Facebook https://www.facebook.com/ChubbInsurance/
Youtube https://www.youtube.com/channel
Linkedin https://www.linkedin.com/company/chubb/
Grange Contact Info
Address 671 S. High Street Columbus, OH 43206
Phone 1-800-422-0550
Website https://www.grangeinsurance.com/
Facebook https://www.facebook.com/GrangeInsuranceMarketing
Instagram https://www.instagram.com/grange_insurance
Twitter https://twitter.com/GrangeInsurance
Youtube https://www.youtube.com/user/GrangeInsurance
Linkedin https://www.linkedin.com/company/grange-insurance

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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