Which insurance provider is right for you? Compare pros & cons, price, and quotes from Chubb and Shelter.
In 1882, Thomas Caldecot Chubb and his son Percy, founded Chubb & Son in New York City selling with marine insurance. In 1901, Percy organized the Federal Insurance Company, writing marine insurance and expanded into fire two years later. The company acquired control of U.S Guarantee Company in 1921 and they opened their first branch outside the U.S in Montreal, Canada in 1928. In the year 1967, the company changed its name to Chubb Corporation and at the same time, they acquired the Pacific Indemnity Companies. In 1984 Chubb was listed on the New York Stock Exchange and their business expanded overseas by 1990. In 2012, after Superstorm Sandy, Chubb settled the highest number of claims in the company's history. Ace Limited and Chubb became one company and adopted the Chubb name by 2016. Today, Chubb is the world’s largest publicly traded P&C insurance company and the largest commercial insurer in the U.S, operating in 54 countries and provides property and casualty insurance to businesses and individuals, including personal products such as auto, home, travel, natural disasters, valuables, boats & yachts, cyber and life & health protection.
Shelter Insurance company is a mutual insurance company that focuses on auto, property, business and life insurance. In, when the company was founded and called MFA Mutual Insurance Company. Its focus was to provide farmers access to reliable insurance protection at prices that they could afford.
Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Chubb Overview and Shelter Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Chubb and Shelter ranked among the industry ratings.
Comparison | Chubb | Shelter |
---|---|---|
Year Founded | 1882 | 1946 |
Market Share | 2.95% | |
BBB Rating | A+ | |
Financial Strength | Excellent | Excellent |
Fitch Rating | AA | |
Moody’s Rating | Aa3 | |
NAIC Complaint Index | 0.46 | 0.36 (2013) |
S&P Rating | AA |
What coverage is available through Chubb and Shelter? Both insurance companies offer Auto, Commercial, Home, and RV Insurance. Additional products from Shelter insurance also includes Condo, Farm, Life, Motorcycle, Renters, and Umbrella Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Chubb and Shelter Insurance page.
Insurance | Chubb | Shelter |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | |
Farm Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | |
Motorcycle Insurance | ✔ | |
Renters Insurance | ✔ | |
RV Insurance | ✔ | ✔ |
Umbrella Insurance | ✔ |
Chubb offers a wide range of discounts to its policyholders, including Airbag, Anti-lock Braking System, and Anti-theft discounts. Shelter also offers a few discounts that Chubb doesn’t including Window Identification System – Louisiana Residents, Safe Driver, and Pay in Full discounts. Start taking advantage of discounts offered by insurance providers like Shelter and Chubb insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Chubb | Shelter |
---|---|
Accident-Free Discount | Accident Prevention Course Discount |
Airbag Discount | Anti-Theft Discount - Kentucky and Illinois Residents |
Anti-lock Braking System Discount | Companion Life Discount |
Anti-theft Discount | Companion Policy Discount |
College Graduate Discount | Driver Training Course Discount |
Defensive Driving Discount | Good Student Discount |
Good Student Discount | Military Discount |
Multi-Vehicle Discount | Multi-car Discount |
Multi-coverage Discount - Nevada Residents | |
Passive Restraint Discount | |
Pay in Full Discount | |
Safe Driver Discount | |
Window Identification System Discount – Louisiana Residents |
The Chubb Mobile app is available for android and iPhones and iPads. The app features fingerprint and facial login to a dashboard where you can manage payments, download ID cards, submit claims, check the agent information and more.
The Shelter Insurance Mobile app is available for iOS and Android. With the app, you can access your ID cards, report a claim and upload photos, view coverages and policy details, obtain roadside assistance, get in touch with your agent and pay your bill by credit or debit card.
Chubb Mobile App | ||
---|---|---|
iOS | 3.3 | 14 user reviews |
Android | 2.3 | 6 user reviews |
Shelter Mobile App | ||
---|---|---|
iOS | 2.3 | 35 user reviews |
Android | 2.3 | 240 user reviews |
Chubb Contact Info | |
---|---|
Address | 15 Mountainview Rd, Warren, NJ 07059 |
Phone | (908) 903-2000 |
Website | https://www.chubb.com/us-en/ |
https://www.facebook.com/ChubbInsurance/ | |
Youtube | https://www.youtube.com/channel |
https://www.linkedin.com/company/chubb/ |
Shelter Contact Info | |
---|---|
Address | 1817 West Broadway - Columbia, MO 65218 |
Phone | 1-800-743-5837 |
Website | https://www.shelterinsurance.com/ |
https://www.facebook.com/ShelterInsurance/ | |
https://twitter.com/Shelter_ins/ | |
https://www.linkedin.com/company/shelter-insurance-companies/ | |
Youtube | https://www.youtube.com/user/ShelterIns |
https://www.instagram.com/shelter_ins/ | |
https://www.pinterest.com/shelterins/ | |
Vimeo | https://vimeo.com/user48805731 |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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