Which insurance company is right for you? Compare insights, products, and quotes from Chubb and Westfield.
In 1882, Thomas Caldecot Chubb and his son Percy, founded Chubb & Son in New York City selling with marine insurance. In 1901, Percy organized the Federal Insurance Company, writing marine insurance and expanded into fire two years later. The company acquired control of U.S Guarantee Company in 1921 and they opened their first branch outside the U.S in Montreal, Canada in 1928. In the year 1967, the company changed its name to Chubb Corporation and at the same time, they acquired the Pacific Indemnity Companies. In 1984 Chubb was listed on the New York Stock Exchange and their business expanded overseas by 1990. In 2012, after Superstorm Sandy, Chubb settled the highest number of claims in the company's history. Ace Limited and Chubb became one company and adopted the Chubb name by 2016. Today, Chubb is the world’s largest publicly traded P&C insurance company and the largest commercial insurer in the U.S, operating in 54 countries and provides property and casualty insurance to businesses and individuals, including personal products such as auto, home, travel, natural disasters, valuables, boats & yachts, cyber and life & health protection.
Headquartered in Westfield Center, Ohio, Westfield Insurance has been in business for nearly 170 years and is ranked amongst the 50 largest property and casualty insurers in the country. Over 900 independent insurance agencies represent Westfield insurance across the country. Westfield Insurance provides commercial insurance in 21 states and personal insurance in 10. They also offer surety services in all 50 states. In 2014, the company was named as a Top Workplace in Northeast Ohio. In 2015, it was named Top Workplace in central Ohio. Westfield Services provides service and training support for independent insurance agencies. Westfield Bank is a subsidiary of Westfield Insurance and offers services to businesses and individuals.
Below is a list of the average rates that drivers typically pay with Chubb and Westfield. On average, Chubb charges approximately $158.07 per month while Westfield comes in at around $207.68 per month. For Chubb, the cheapest state average is Washington at $132.07 per month and the most expensive is New York at $257.03 per month. For Westfield, the cheapest state average is Ohio at $100.38 per month and the most expensive is Michigan at $218.67 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Chubb and Westfield typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Chubb||Westfield|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Chubb charges $154.69 per month and Westfield charges $214.19 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Chubb and Westfield ranked among the industry ratings.
|NAIC Complaint Index||0.46||9.62|
What coverage is available through Chubb and Westfield? Both insurance companies offer Auto, Home, and RV Insurance. Additional products from Chubb insurance also includes Commercial and Motorcycle Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Chubb and Westfield Insurance page.
Chubb offers a wide range of discounts to its policyholders, including Airbag, Anti-lock Braking System, and Anti-theft discounts. Westfield also offers a few discounts that Chubb doesn’t including Prior Carrier, Next Generation, and Multi-Policy discounts. Start taking advantage of discounts offered by insurance providers like Westfield and Chubb insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Accident-Free Discount||Account Relationship Discount|
|Airbag Discount||Companion Car Discount|
|Anti-lock Braking System Discount||Company Car Discount|
|Anti-theft Discount||Defensive Driver Discount|
|College Graduate Discount||Family Discount|
|Defensive Driving Discount||Good Student Discount|
|Good Student Discount||Loss-free Discount|
|Multi-Vehicle Discount||Loyalty Discount|
|Next Generation Discount|
|Prior Carrier Discount|
The Chubb Mobile app is available for android and iPhones and iPads. The app features fingerprint and facial login to a dashboard where you can manage payments, download ID cards, submit claims, check the agent information and more.
Westfield does not currently have a mobile app.
|Chubb Mobile App|
|iOS||3.3||14 user reviews|
|Android||2.3||6 user reviews|
|Chubb Contact Info|
|Address||15 Mountainview Rd, Warren, NJ 07059|
|Westfield Contact Info|
|Address||One Park Circle, Westfield Center, OH 44251|
|Phone||1 (800) 243-0210|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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