Encompass vs. Allied Insurance

Which insurance company is right for you? Compare discounts, insights, and quotes from Encompass and Allied.

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Encompass vs. Allied: What You Need to Know

In 1897, the company that would eventually be called Encompass almost a century later began selling personal insurance with the promise of “protection and security.” Even though the company began using the name Encompass in the 1990s, the EncompassOne® Package Policy traces back to the very start in 1897. Today, there are more than 2,400 Encompass independent agents in 39 states. Encompass Insurance is a subsidiary of Allstate Corporation and is one of the largest personal property and casualty insurance brands.

Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Encompass Overview and Allied Overview.

Encompass vs. Allied: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Encompass and Allied. On average, Encompass charges approximately $343.15 per month while Allied comes in at around $224.09 per month. For Encompass, the cheapest state average is New Hampshire at $107.61 per month and the most expensive is Michigan at $881.23 per month. For Allied, the cheapest state average is North Dakota at $106.51 per month and the most expensive is Michigan at $328.61 per month.

Encompass

Average Rate

$343.15
Allied

Average Rate

$224.09
National

Average Rate

$117.77
State Encompass Allied
Arizona $192.53 $210.26
California- $270.19
Colorado $392.61 -
Connecticut $425.40 -
Delaware $286.17 -
Florida- $272.49
Georgia $230.02 -
Idaho- $135.84
Illinois $138.73 -
Indiana- $132.96
Iowa- $107.09
Kansas $440.96 $124.95
Kentucky $752.33 -
Louisiana $397.81 -
Maryland $334.63 -
Massachusetts $227.16 -
Michigan $881.23 $328.61
Minnesota $609.70 $162.95
Missouri $189.60 $142.77
Montana- $128.99
Nebraska- $124.13
Nevada $458.63 $311.76
New Hampshire $107.61 -
New Jersey $308.82 -
New Mexico $368.91 $148.53
New York $476.98 -
North Carolina $137.28 $120.09
North Dakota- $106.51
Ohio $125.15 -
Oregon $179.72 $183.34
Pennsylvania $265.40 $176.02
Rhode Island $389.21 -
South Carolina $233.71 -
South Dakota- $129.48
Tennessee $179.24 $177.15
Texas $205.48 -
Utah $532.08 -
Virginia $203.39 $214.71
Washington $234.81 $115.82
West Virginia $222.28 -
Wisconsin $154.38 -

Encompass vs. Allied: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Encompass and Allied typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Encompass Allied
1 Vehicle $323.34 $206.37
2 Vehicles $416.37 $285.80
3 Vehicles $597.81 $467.92
4 Vehicles $727.80 $

Encompass vs. Allied: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Encompass charges $324.84 per month and Allied charges $213.89 per month for customers who own their home.

Own/Rent Encompass Allied
Own $324.84 $213.89
Rent $353.54 $230.45

What is Encompass and Allied Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Encompass and Allied ranked among the industry ratings.

Comparison Encompass Allied
Year Founded 1897 1925
Market Share 2.7%
A.M. Best A+
BBB Rating A+ A+
Financial Strength Excellent Excellent
JD Power Ranking About Average
Moody’s Rating A1
NAIC Complaint Index 0.42 0.38
S&P Rating A+

Encompass or Allied: Insurance Products Offered

What coverage is available through Encompass and Allied? Both insurance companies offer Auto, Commercial, Farm, Home, RV, and Umbrella Insurance. Additional products from Allied insurance also includes Condo, Health, Life, Motorcycle, Pet, and Renters Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Encompass and Allied Insurance page.

Insurance Encompass Allied
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Pet Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Encompass or Allied: Ways To Save

Encompass offers a wide range of discounts to its policyholders, including Anti-theft Device, Defensive Driver, and Driver Training Credit discounts. Allied also offers a few discounts that Encompass doesn’t including SmartRide, Passive Occupant Restraint, and Paperless Documents discounts. Start taking advantage of discounts offered by insurance providers like Allied and Encompass insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

EncompassAllied
Anti-lock Brake DiscountAccident Forgiveness
Anti-theft Device DiscountAccident-free Discount
Defensive Driver DiscountAdvance Quote Discount
Driver Training CreditAffinity Car Insurance Discounts
Driver Training DiscountAllied Rewards
Encompass Easy PayAnti-theft Discount
Future Effective DateDefensive Driving Discount
Good Payer DiscountEasy Pay Discount
Good Student DiscountFarm Bureau Discount
Homeowners DiscountGood Student Discount
New Car DiscountLong-term Policyholder Discount
Passive Restraint System DiscountMinor Violation Forgiveness
Resident Student DiscountMulti-policy Discounts
Safe Driving BonusNationwide Family Plan
New Vehicle
Paperless Documents
Passive Occupant Restraint Discount
SmartRide Discount

Pros & Cons of Encompass & Allied

Pros

Encompass
  • Great customer service and low complaint ratio.
  • New Car Replacement and Accident Forgiveness (and Extended Accident Forgiveness)
  • Great bundle deals
Allied
  • Up to 20% off when you bundle home, auto, life, and other policies.
  • Minor violation forgiveness.
  • Accident Forgiveness.
  • Vanishing deductible.

Cons

Encompass
  • There’s no minimal coverage for standalone homeowners insurance
  • No mature driver discount
Allied
  • High rates for people with an imperfect driving history.
  • Credit check in most states.

Encompass or Allied Mobile Apps Options

The Allied Mobile App is the Nationwide Mobile App for Android, iPhone, and iPad. This app lets you access accounts using a fingerprint and facial login to a dashboard. You make payments, manage payment methods and save or share ID cards with drivers on your policy. You can also file a claim and check on its status. The app comes fully equipped to connect with roadside assistance too.

Encompass only offers a Roadside Assistance app for iOS and Android. It has not been rated.

Allied Mobile App
iOS      3.6 2,922 user reviews
Android      4.3 1.4K user reviews

Encompass & Allied Contact Info

Encompass Contact Info
Address 2775 Sanders Road, Northbrook, IL 60062
Phone 1-800-342-5342
Website https://www.encompassinsurance.com/
Facebook https://www.facebook.com/EncompassInsurance/
Twitter https://twitter.com/EncompassInsur1
Youtube https://www.youtube.com/channel/UC4ijYmLNXkfG0TVFbfCwLSg
Linkedin https://www.linkedin.com/company/encompass-insurance/
Allied Contact Info
Address 1100 Locust Street, Des Moines, IA 50391-1100
Phone 1 (800) 532-1436
Website https://www.alliedinsurance.com
Facebook https://www.facebook.com/pages/Nationwide-Insurance
Twitter https://twitter.com/OnYourSide
Youtube https://www.youtube.com/channel/UClEv4hlTocZkc8tN96LWN_Q
Linkedin https://www.linkedin.com/company/nationwide/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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