Encompass vs. American Family Insurance

Which insurance provider is right for you? Compare cost, coverage, and quotes from Encompass and American Family.

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Encompass vs. American Family: What You Need to Know

In 1897, the company that would eventually be called Encompass almost a century later began selling personal insurance with the promise of “protection and security.” Even though the company began using the name Encompass in the 1990s, the EncompassOne® Package Policy traces back to the very start in 1897. Today, there are more than 2,400 Encompass independent agents in 39 states. Encompass Insurance is a subsidiary of Allstate Corporation and is one of the largest personal property and casualty insurance brands.

Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Encompass Overview and American Family Overview.

Encompass vs. American Family: How much are the Average Rates?

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Encompass vs. American Family: Rates by Number of Vehicle

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Encompass vs. American Family: Rates by Homeownership

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What is Encompass and American Family Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Encompass and American Family ranked among the industry ratings.

Comparison Encompass American Family
Year Founded 1897 1927
Market Share 1.91%
BBB Rating A+ A+
Financial Strength Excellent Excellent
JD Power Ranking About Average
NAIC Complaint Index 0.64
NAIC Complaint Ratio 0.42
S&P Rating A

Encompass or American Family: Insurance Products Offered

What coverage is available through Encompass and American Family? Both insurance companies offer Auto, Commercial, Farm, Home, RV, and Umbrella Insurance. Additional products from American Family insurance also includes Condo, Health, Life, Motorcycle, and Renters Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Encompass and American Family Insurance page.

Insurance Encompass American Family
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Encompass or American Family: Ways To Save

American Family offers a wide range of discounts to its policyholders, including Claims-free Pricing, Generational, and Good Student discounts. Encompass also offers a few discounts that American Family doesn’t including Safe Driving Bonus, Resident Student, and Passive Restraint System discounts. Start taking advantage of discounts offered by insurance providers like American Family and Encompass insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

EncompassAmerican Family
Anti-lock Brake DiscountAway at School Discount
Anti-theft Device DiscountClaims-free Pricing
Defensive Driver DiscountGenerational Discount
Driver Training CreditGood Student Discount
Driver Training DiscountKnowYourDrive
Encompass Easy PayLoyalty Discount
Future Effective DateMulti-product Discount
Good Payer DiscountSmart Home Discount
Good Student DiscountTeen Safe Driver Discount
Homeowners DiscountYoung Volunteer Discount
New Car Discount
Passive Restraint System Discount
Resident Student Discount
Safe Driving Bonus

Pros & Cons of Encompass & American Family

Pros

Encompass
  • Great customer service and low complaint ratio.
  • New Car Replacement and Accident Forgiveness (and Extended Accident Forgiveness)
  • Great bundle deals
American Family
  • American Family Insurance has 24/7 claim support.
  • With KnowYourDrive technology that analyzes your driving habits, you may be able to earn a discount of up to 20%.
  • Teen Safe Driver also uses technology to monitor distracted driving and may earn a teen up to 10% in car insurance discounts.
  • The American Family MyAmFam app is very helpful for managing your account.
  • American Family Insurance offers rideshare insurance for Uber and Lyft drivers.

Cons

Encompass
  • There’s no minimal coverage for standalone homeowners insurance
  • No mature driver discount
American Family
  • American Family Insurance only serves 19 states.

Encompass or American Family Mobile Apps Options

Encompass only offers a Roadside Assistance app for iOS and Android. It has not been rated.

The American Family mobile app is available for iOS and android. Called MyAmFam, the app allows users to manage their insurance policy: Make payments, view coverage and policy details, access digital ID cards, in-app payment reminders, find a repair shop, submit a claim, get roadside assistance and more.

American Family Mobile App
iOS      4.8 30K user reviews
Android      4.4 3.5K user reviews

Encompass & American Family Contact Info

Encompass Contact Info
Address 2775 Sanders Road, Northbrook, IL 60062
Phone 1-800-342-5342
Website https://www.encompassinsurance.com/
Facebook https://www.facebook.com/EncompassInsurance/
Twitter https://twitter.com/EncompassInsur1
Youtube https://www.youtube.com/channel/UC4ijYmLNXkfG0TVFbfCwLSg
Linkedin https://www.linkedin.com/company/encompass-insurance/
American Family Contact Info
Address 6000 American Parkway, Madison, WI 53783
Phone 1-800-692-6326
Website https://www.amfam.com/insurance
Facebook https://www.facebook.com/amfam/
Twitter https://twitter.com/amfam
Youtube https://www.youtube.com/user/amfam
Linkedin https://www.linkedin.com/company/american-family-insurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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