Which insurance provider is right for you? Compare cost, coverage, and quotes from Encompass and American Family.
In 1897, the company that would eventually be called Encompass almost a century later began selling personal insurance with the promise of “protection and security.” Even though the company began using the name Encompass in the 1990s, the EncompassOne® Package Policy traces back to the very start in 1897. Today, there are more than 2,400 Encompass independent agents in 39 states. Encompass Insurance is a subsidiary of Allstate Corporation and is one of the largest personal property and casualty insurance brands.
Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.
Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Encompass Overview and American Family Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Encompass and American Family ranked among the industry ratings.
Comparison | Encompass | American Family |
---|---|---|
Year Founded | 1897 | 1927 |
Market Share | 1.91% | |
BBB Rating | A+ | A+ |
Financial Strength | Excellent | Excellent |
JD Power Ranking | About Average | |
NAIC Complaint Index | 0.64 | |
NAIC Complaint Ratio | 0.42 | |
S&P Rating | A |
What coverage is available through Encompass and American Family? Both insurance companies offer Auto, Commercial, Farm, Home, RV, and Umbrella Insurance. Additional products from American Family insurance also includes Condo, Health, Life, Motorcycle, and Renters Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Encompass and American Family Insurance page.
Insurance | Encompass | American Family |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | |
Farm Insurance | ✔ | ✔ |
Health Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | |
Motorcycle Insurance | ✔ | |
Renters Insurance | ✔ | |
RV Insurance | ✔ | ✔ |
Umbrella Insurance | ✔ | ✔ |
American Family offers a wide range of discounts to its policyholders, including Claims-free Pricing, Generational, and Good Student discounts. Encompass also offers a few discounts that American Family doesn’t including Safe Driving Bonus, Resident Student, and Passive Restraint System discounts. Start taking advantage of discounts offered by insurance providers like American Family and Encompass insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Encompass | American Family |
---|---|
Anti-lock Brake Discount | Away at School Discount |
Anti-theft Device Discount | Claims-free Pricing |
Defensive Driver Discount | Generational Discount |
Driver Training Credit | Good Student Discount |
Driver Training Discount | KnowYourDrive |
Encompass Easy Pay | Loyalty Discount |
Future Effective Date | Multi-product Discount |
Good Payer Discount | Smart Home Discount |
Good Student Discount | Teen Safe Driver Discount |
Homeowners Discount | Young Volunteer Discount |
New Car Discount | |
Passive Restraint System Discount | |
Resident Student Discount | |
Safe Driving Bonus |
Encompass only offers a Roadside Assistance app for iOS and Android. It has not been rated.
The American Family mobile app is available for iOS and android. Called MyAmFam, the app allows users to manage their insurance policy: Make payments, view coverage and policy details, access digital ID cards, in-app payment reminders, find a repair shop, submit a claim, get roadside assistance and more.
American Family Mobile App | ||
---|---|---|
iOS | 4.8 | 30K user reviews |
Android | 4.4 | 3.5K user reviews |
Encompass Contact Info | |
---|---|
Address | 2775 Sanders Road, Northbrook, IL 60062 |
Phone | 1-800-342-5342 |
Website | https://www.encompassinsurance.com/ |
https://www.facebook.com/EncompassInsurance/ | |
https://twitter.com/EncompassInsur1 | |
Youtube | https://www.youtube.com/channel/UC4ijYmLNXkfG0TVFbfCwLSg |
https://www.linkedin.com/company/encompass-insurance/ |
American Family Contact Info | |
---|---|
Address | 6000 American Parkway, Madison, WI 53783 |
Phone | 1-800-692-6326 |
Website | https://www.amfam.com/insurance |
https://www.facebook.com/amfam/ | |
https://twitter.com/amfam | |
Youtube | https://www.youtube.com/user/amfam |
https://www.linkedin.com/company/american-family-insurance/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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