Which insurance carrier is right for you? Compare insights, discounts, and quotes from Encompass and Dairyland.
In 1897, the company that would eventually be called Encompass almost a century later began selling personal insurance with the promise of “protection and security.” Even though the company began using the name Encompass in the 1990s, the EncompassOne® Package Policy traces back to the very start in 1897. Today, there are more than 2,400 Encompass independent agents in 39 states. Encompass Insurance is a subsidiary of Allstate Corporation and is one of the largest personal property and casualty insurance brands.
Dairyland Insurance Company began as a local insurer in Wisconsin over 60 years ago and grew to have a national presence. Today, the insurance company prides itself on maintaining its midwestern roots and what it calls “small-town values.” In 1916, The Hardware Dealers MutualFire Insurance Company of Wisconsin (known today as Sentry) began writing auto insurance policies. Professor Stuart Struck formed the Dairyland Mutual Insurance Company of Wisconsin in 1953 and in 1966 The Hardware Dealers Mutual Fire Insurance Company acquiredDairyland, which sold specialty insurance to drivers who couldn’t otherwise get standard coverage due to poor driving records, little driving experience or no prior insurance. In 1975independent agents joined Dairyland and began selling motorcycle insurance. Two years later, they moved to a new headquarters in Steven Point, Wisconsin. Sentry, Dairyland’s parent company, celebrated100 years of business in 2004. The following year, Sentry acquired Viking Insurance and doubled the size of Dairyland. Sentry has over $13 billion worth of assets and a policyholder surplus of $4.1 billion. In addition to motorcycle insurance, Dairyland is known for selling non-standard SR-22/SR22/SR 22 insurance and insurance for teen drivers at affordable rates.
Below is a list of the average rates that drivers typically pay with Encompass and Dairyland. On average, Encompass charges approximately $345.79 per month while Dairyland comes in at around $519.03 per month. For Encompass, the cheapest state average is New Hampshire at $118.02 per month and the most expensive is Kentucky at $774.64 per month. For Dairyland, the cheapest state average is Texas at $211.81 per month and the most expensive is North Dakota at $596.88 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Encompass and Dairyland typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Encompass||Dairyland|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Encompass charges $326.00 per month and Dairyland charges $497.09 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Encompass and Dairyland ranked among the industry ratings.
|Financial Strength||Excellent||Very Good|
|Market Share Percentage||0.6%|
|NAIC Complaint Ratio||0.42||2.68|
What coverage is available through Encompass and Dairyland? Both insurance companies offer Auto Insurance. Additional products from Encompass insurance also includes Commercial, Farm, Home, RV, and Umbrella Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Encompass and Dairyland Insurance page.
Dairyland offers a wide range of discounts to its policyholders, including Anti-theft, Defensive Driving, and Homeowners discounts. Encompass also offers a few discounts that Dairyland doesn’t including Safe Driving Bonus, Resident Student, and Passive Restraint System discounts. Start taking advantage of discounts offered by insurance providers like Dairyland and Encompass insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Anti-lock Brake Discount||Advanced Quote Discount|
|Anti-theft Device Discount||Anti-theft Discount|
|Defensive Driver Discount||Defensive Driving Discount|
|Driver Training Credit||Homeowners Discount|
|Driver Training Discount||Multi-car Discount|
|Encompass Easy Pay||Payment Frequency Discount|
|Future Effective Date||Transfer Discount|
|Good Payer Discount|
|Good Student Discount|
|New Car Discount|
|Passive Restraint System Discount|
|Resident Student Discount|
|Safe Driving Bonus|
Encompass only offers a Roadside Assistance app for iOS and Android. It has not been rated.
The Dairyland app is available for iOS and Android. This is where customers can access self-service options here and pay bills.
|Dairyland Mobile App|
|iTunes||3.4||34 user reviews|
|Google Play||3.6||208 user reviews|
|Encompass Contact Info|
|Address||2775 Sanders Road, Northbrook, IL 60062|
|Dairyland Contact Info|
|Address||1800 North Point Drive, Stevens Point, WI 54481|
|Phone||1 (844) 242-4468|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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