Encompass vs. Farmers Insurance

Encompass vs. Farmers: What You Need to Know

In 1897, the company that would eventually be called Encompass almost a century later began selling personal insurance with the promise of “protection and security.” Even though the company began using the name Encompass in the 1990s, the EncompassOne® Package Policy traces back to the very start in 1897. Today, there are more than 2,400 Encompass independent agents in 39 states. Encompass Insurance is a subsidiary of Allstate Corporation and is one of the largest personal property and casualty insurance brands.

Farmers Insurance began selling insurance a year before the Great Depression and survived to become a household name. Founders John C. Tyler and Thomas E. Leavey started off by going farm to farm to gain their first policies. They specifically lowered rates for farmers and ranchers because they understood that these occupations posed fewer risks with their vehicles. By 1928, they were able to open an office in downtown Los Angeles. During the Great Depression, Farmers was one of the few companies that were able to pay claims. When a devastating earthquake hit Los Angeles, Farmers paid out claims for damaged cars and became the first insurance company to offer comprehensive insurance.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Encompass Overview and Farmers Overview.

Encompass vs. Farmers: How much are the Average Rates?

Encompass vs. Farmers: Rates by Number of Vehicle

Encompass vs. Farmers: Rates by Homeownership

What is Encompass and Farmers Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Encompass and Farmers ranked among the industry ratings.

Encompass or Farmers: Insurance Products Offered

What coverage is available through Encompass and Farmers? Both insurance companies offer Auto, Commercial, Home, RV, and Umbrella Insurance. Additional products from Farmers insurance also includes Life and Motorcycle Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Encompass and Farmers Insurance page.

Encompass or Farmers: Ways To Save

Farmers offers a wide range of discounts to its policyholders, including Distant Student, Electronic Funds Transfer (EFT), and Good Student discounts. Encompass also offers a few discounts that Farmers doesn’t including Safe Driving Bonus, Resident Student, and Passive Restraint System discounts. Start taking advantage of discounts offered by insurance providers like Farmers and Encompass insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Encompass or Farmers Mobile Apps Options

Encompass only offers a Roadside Assistance app for iOS and Android. It has not been rated.

The Farmers app is available for iOS and Android. The Farmers Mobile App allows you access to self-service features.

Encompass & Farmers Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.