Which insurance carrier is right for you? Compare plans, discounts, and quotes from Encompass and Travelers.
In 1897, the company that would eventually be called Encompass almost a century later began selling personal insurance with the promise of “protection and security.” Even though the company began using the name Encompass in the 1990s, the EncompassOne® Package Policy traces back to the very start in 1897. Today, there are more than 2,400 Encompass independent agents in 39 states. Encompass Insurance is a subsidiary of Allstate Corporation and is one of the largest personal property and casualty insurance brands.
For more than 160 years Travelers Insurance has been protecting homes, cars, valuables, and businesses. Today they have the reputation of being one of the best property and casualty companies in the industry and are the only one in the Dow Jones Industrial Average. The company has 30,000 employees and 13,500 independent agents and brokers in the United States, Canada, the United Kingdom, Ireland, and Brazil. In 1864, a stonecutter, James G. Batterson, and several other townsman in Hartford Connecticut began organizing a company to introduce accident insurance to the U.S. James E. Bolter, a local banker, asked Batterson how much he’d charge to insure his four-block home. Batterson said it would cost “two cents.” Today, the two-cent “premium” is Traveler’s treasured souvenir. The following year, Travelers began selling life insurance and in 1897 they issued their first automobile insurance policy.
Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Encompass Overview and Travelers Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Encompass and Travelers ranked among the industry ratings.
Comparison | Encompass | Travelers |
---|---|---|
Year Founded | 1897 | 1864 |
Market Share | 1.8% | |
BBB Rating | A+ | A+ |
Financial Strength | Excellent | Excellent |
JD Power Ranking | About Average | |
Moody’s Rating | Aa2 | |
NAIC Complaint Ratio | 0.42 | |
S&P Rating | AA |
What coverage is available through Encompass and Travelers? Both insurance companies offer Auto, Commercial, Home, RV, and Umbrella insurance. Additional products from Travelers insurance also include Condo, Health, and Renters insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Encompass and Travelers Insurance page.
Insurance | Encompass | Travelers |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | |
Farm Insurance | ✔ | |
Health Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Renters Insurance | ✔ | |
RV Insurance | ✔ | ✔ |
Umbrella Insurance | ✔ | ✔ |
Travelers offers a wide range of discounts to its policyholders, including Continuous Insurance, Driver Training, and Early Quote discounts. In contrast, Encompass also offers a few discounts that Travelers doesn’t including Safe Driving Bonus, Resident Student, and Passive Restraint System discounts. Start taking advantage of discounts offered by insurance providers like Travelers and Encompass insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Encompass | Travelers |
---|---|
Anti-lock Brake Discount | Affinity Program Discounts |
Anti-theft Device Discount | Continuous Insurance Discount |
Defensive Driver Discount | Driver Training Discount |
Driver Training Credit | Early Quote Discount |
Driver Training Discount | EFT, Paid in Full and Good Payer Discount |
Encompass Easy Pay | Good Student Discount |
Future Effective Date | Home Ownership Discount |
Good Payer Discount | Hybrid/Electric Vehicle Discount |
Good Student Discount | IntelliDrive Program Safe Driving Discount |
Homeowners Discount | Multi-policy Discount |
New Car Discount | MultiCar Discount |
Passive Restraint System Discount | New Car Discount |
Resident Student Discount | Safe Driver Discount |
Safe Driving Bonus | Student Away at School Discount |
Encompass only offers a Roadside Assistance app for iOS and Android. It has not been rated.
The Travelers Mobile app is available for iOS and Android. This award-winning mobile app can help manage insurance and banking accounts, request roadside service, file and track claims and pay bills.
Encompass Mobile App | ||
---|---|---|
Encompass does not currently have a mobile app. |
Travelers Mobile App | ||
---|---|---|
iOS | 2.7 | 15K user reviews |
Android | 3.3 | 16K user reviews |
Encompass Contact Info | |
---|---|
Address | 2775 Sanders Road, Northbrook, IL 60062 |
Phone | 1-800-342-5342 |
Website | https://www.encompassinsurance.com/ |
https://www.facebook.com/EncompassInsurance/ | |
https://twitter.com/EncompassInsur1 | |
Youtube | https://www.youtube.com/channel/UC4ijYmLNXkfG0TVFbfCwLSg |
https://www.linkedin.com/company/encompass-insurance/ |
Travelers Contact Info | |
---|---|
Address | 485 Lexington Ave New York, NY 10017 |
Phone | 1-800-328-2189 |
Website | https://www.travelers.com |
https://www.facebook.com/travelers | |
https://twitter.com/travelersinsurance | |
Youtube | https://www.youtube.com/user/travelersinsurance |
https://www.linkedin.com/company/travelers |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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