Which insurance provider is right for you? Compare cost, discounts, and quotes from Farmers and Esurance.
Farmers Insurance began selling insurance a year before the Great Depression and survived to become a household name. Founders John C. Tyler and Thomas E. Leavey started off by going farm to farm to gain their first policies. They specifically lowered rates for farmers and ranchers because they understood that these occupations posed fewer risks with their vehicles. By 1928, they were able to open an office in downtown Los Angeles. During the Great Depression, Farmers was one of the few companies that were able to pay claims. When a devastating earthquake hit Los Angeles, Farmers paid out claims for damaged cars and became the first insurance company to offer comprehensive insurance.
Founded in 1999 and purchased by Allstate in 2011, Esurance has the spirit of a startup but the backing of Allstate as a multiline insurance company with an A+ financial rating. Using state-of-the-art technology, Esuranceoffers online and mobile services that enable a more efficient payment and claims process. Esurance sells the vehicle and property insurance around the county, and they are still growing. In 1999, Jean-Bernard Duler, Jeffrey L. Goodman, Huyen Bui, David Griffin, and Charles Wallace founded Esurance as one of the first insurance companies to sell policies directly to consumers online, without the need for in-person meetings or telephone calls.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Farmers Overview and Esurance Overview.
Below is a list of the average rates that drivers typically pay with Farmers and Esurance. On average, Farmers charges approximately $231.96 per month while Esurance comes in at around $193.74 per month. For Farmers, the cheapest state average is Ohio at $132.52 per month and the most expensive is Nevada at $427.13 per month. For Esurance, the cheapest state average is California at $137.50 per month and the most expensive is Maryland at $374.41 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Farmers and Esurance typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Farmers||Esurance|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Farmers charges $235.17 per month and Esurance charges $204.61 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Farmers and Esurance ranked among the industry ratings.
|A.M. Best Rating||A-||A+|
|Financial Strength||Excellent||Above Average|
|JD Power Ranking||About Average|
|NAIC Complaint Index||0.8|
|NAIC Complaint Ratio||1.14|
What coverage is available through Farmers and Esurance? Both insurance companies offer Auto, Commercial, Home, Life, Motorcycle, RV, and Umbrella insurance. Additional products from Esurance insurance also includes Condo, Health, Pet, and Renters insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Farmers and Esurance Insurance page.
Farmers offer a wide range of discounts to its policyholders, including Distant Student, Electronic Funds Transfer (EFT), and Good Student discounts. Whereas, Esurance also offers a few discounts that Farmers doesn’t, including Switch & Save®, Safety Device, and Renters Plus® discounts. Start taking advantage of discounts offered by insurance providers like Esurance and Farmers insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Alternative Fuel Discount||Anti-lock Brakes Discount|
|Distant Student||Anti-theft Discount|
|Electronic Funds Transfer (EFT) Discount||Claim-free Discount|
|Good Student||Defensive Driver Discount|
|Homeowner Discount||Emergency Road Assistance Discount|
|Multi-Car Discount||Fast 5 Discount®|
|Multi-policy Discount||Good Driver Discount|
|Occupational Discount||Good Student Discount|
|Pay-in-Full Discount||Homeowners Discount|
|Teen Driver Discount||Multi-car Discount|
|Transfer Discount||Multi-policy Discount|
|Online Shopper® Discount|
|Renters Plus® Discount|
|Safety Device Discount|
|Switch & Save® Discount|
The Farmers app is available for iOS and Android. The Farmers Mobile App allows you access to self-service features.
The Esurance mobile app is available for iOS and Android.
|Farmers Mobile App|
|iOS||4.8||3K user reviews|
|Android||4||3K user reviews|
|Esurance Mobile App|
|iOS||4.8||1,194 user reviews|
|Android||4.7||8,655 user reviews|
|Farmers Contact Info|
|Address||6301 Owensmouth Avenue, Woodland Hills, CA 91367|
|Phone||1 (800) 974-6755|
|Esurance Contact Info|
|Address||650 Davis Street, San Francisco, CA 94111|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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