Which insurance carrier is right for you? Compare rates, plans, and quotes from Liberty Mutual and American Family.
Liberty Mutual Group is a global insurer and the fourth largest propertyand casualty insurer in the U.S, ranking 68th on Fortune 100 list of thelargest corporations in the U.S. The company has assets of more than $100billion. Today the group employs over 50,000 people in over 900 locationsaround the globe, including 45 U.S. states. Liberty Mutual formed on July1, 1912, as Massachusetts Employees Insurance Association (MEIA) andemerged after state law began to require that employers carry protectionfor their employees. MEIA provided workers’ compensation insurance tocompanies, and the first auto policy was sold in 1918. In 1920, the companyused a then-new medium of film to teach people about workplace safety. Thefirst Liberty Mutual home office opened its doors in Boston in 1937. In1946, they created an emergency stop switch for escalators. In 1957 LibertyMutual and Cornell University partnered to create a “safety car” by crashtesting with dummies, something that had never been done before. In 1964,Liberty Mutual began selling life insurance though the Liberty LifeAssurance Branch. The first battery-powered prosthetic elbow was created bythe company in 1967. As Liberty Mutual grew, it expanded beyond NorthAmerica by opening its first operation in the UK. In the 1990s, theycontinued to grow through the acquisition of large commercial and riskcarriers. In 2008, Safeco became a part of Liberty Mutual. In 2016reaffirmed its commitment to innovation by creating Solar Labs.
Allied Mutual Automobile Association was formed by Harold Evans in 1929.After years of operating as a standalone brand, Allied Insurance becameNationwide in 1998. Policies, documents, bills and account statements forAllied customers are now featuring the Nationwide name and logo.
Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Liberty Mutual Overview and American Family Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Liberty Mutual and American Family ranked among the industry ratings.
Comparison | Liberty Mutual | American Family |
---|---|---|
Year Founded | 1912 | 1927 |
Market Share | 0.5% | 1.91% |
A.M. Best | A | A |
BBB Rating | A- | A+ |
Financial Strength | Excellent | Excellent |
Fitch Rating | ||
JD Power Ranking | About Average | About Average |
Moody’s Rating | A2 | |
NAIC Complaint Index | 0.64 | |
NAIC Complaint Ratio | 4.55 | |
S&P Rating | A | A |
What coverage is available through Liberty Mutual and American Family? Both insurance companies offer Auto, Commercial, Condo, Health, Home, Renters, RV, and Umbrella Insurance. Additional products from American Family insurance also includes Farm, Life, Motorcycle, and Pet Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Liberty Mutual and American Family Insurance page.
Insurance | Liberty Mutual | American Family |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | ✔ |
Farm Insurance | ✔ | |
Health Insurance | ✔ | ✔ |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | |
Motorcycle Insurance | ✔ | |
Pet Insurance | ✔ | |
Renters Insurance | ✔ | ✔ |
RV Insurance | ✔ | ✔ |
Umbrella Insurance | ✔ | ✔ |
American Family offers a wide range of discounts to its policyholders, including Claims-free Pricing, Generational, and Good Student discounts. Liberty Mutual also offers a few discounts that American Family doesn’t including Violation Free, Student-Away-at-School, and Righttrack telematics device discount discounts. Start taking advantage of discounts offered by insurance providers like American Family and Liberty Mutual insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Liberty Mutual | American Family |
---|---|
Accident Free Discount | Away at School Discount |
Advanced Safety Features Discount | Claims-free Pricing |
Alternative Energy Discount | Generational Discount |
Anti-Theft Device Discount | Good Student Discount |
Bundle Discounts | KnowYourDrive |
Early Shopper Discount | Loyalty Discount |
Good Student Discount | Multi-product Discount |
Homeowner Discount | Smart Home Discount |
Military Discount | Teen Safe Driver Discount |
Multi-Car Discount | Young Volunteer Discount |
Multi-Policy Discount | |
Online Purchase Discounts | |
Paperless Policy Discount | |
Pay-in-Full Discount | |
Preferred Payment Discount | |
Righttrack telematics device discount | |
Student-Away-at-School Discount | |
Violation Free Discount |
The Liberty Mutual app is available for iOS and Android. This insuranceconcierge is where you can report accidents or update personal information24/7.
The American Family mobile app is available for iOS and android. CalledMyAmFam, the app allows users to manage their insurance policy: Makepayments, view coverage and policy details, access digital ID cards, in-apppayment reminders, find a repair shop, submit a claim, get roadsideassistance and more.
Liberty Mutual Mobile App | ||
---|---|---|
iTunes | 4.8 | 26.6K user reviews |
Google Play | 4.2 | 3.8K user reviews |
American Family Mobile App | ||
---|---|---|
iOS | 4.8 | 30K user reviews |
Android | 4.4 | 3.5K user reviews |
Liberty Mutual Contact Info | |
---|---|
Address | 175 Berkeley Street, Boston, Massachusetts |
Phone | 1 (888) 398-8924 |
Website | https://www.libertymutual.com |
https://www.facebook.com/libertymutual | |
https://www.twitter.com/libertymutual | |
Youtube | https://www.youtube.com/libertymutual |
https://www.linkedin.com/company/liberty-mutual-insurance |
American Family Contact Info | |
---|---|
Address | 6000 American Parkway, Madison, WI 53783 |
Phone | 1-800-692-6326 |
Website | https://www.amfam.com/insurance |
https://www.facebook.com/amfam/ | |
https://twitter.com/amfam | |
Youtube | https://www.youtube.com/user/amfam |
https://www.linkedin.com/company/american-family-insurance/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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