Liberty Mutual vs. Esurance Insurance

Liberty Mutual vs. Esurance: What You Need to Know

Liberty Mutual Group is a global insurer and the fourth largest propertyand casualty insurer in the U.S, ranking 68th on Fortune 100 list of thelargest corporations in the U.S. The company has assets of more than $100billion. Today the group employs over 50,000 people in over 900 locationsaround the globe, including 45 U.S. states. Liberty Mutual formed on July1, 1912, as Massachusetts Employees Insurance Association (MEIA) andemerged after state law began to require that employers carry protectionfor their employees. MEIA provided workers’ compensation insurance tocompanies, and the first auto policy was sold in 1918. In 1920, the companyused a then-new medium of film to teach people about workplace safety. Thefirst Liberty Mutual home office opened its doors in Boston in 1937. In1946, they created an emergency stop switch for escalators. In 1957 LibertyMutual and Cornell University partnered to create a “safety car” by crashtesting with dummies, something that had never been done before. In 1964,Liberty Mutual began selling life insurance though the Liberty LifeAssurance Branch. The first battery-powered prosthetic elbow was created bythe company in 1967. As Liberty Mutual grew, it expanded beyond NorthAmerica by opening its first operation in the UK. In the 1990s, theycontinued to grow through the acquisition of large commercial and riskcarriers. In 2008, Safeco became a part of Liberty Mutual. In 2016reaffirmed its commitment to innovation by creating Solar Labs.

Founded in 1999 and purchased by Allstate in 2011, Esurance has the spiritof a startup but the backing of Allstate as a multiline insurance companywith an A+ financial rating. Using state-of-the-art technology, Esuranceoffers online and mobile services that enable a more efficient payment andclaims process. Esurance sells the vehicle and property insurance aroundthe county, and they are still growing. In 1999, Jean-Bernard Duler,Jeffrey L. Goodman, Huyen Bui, David Griffin, and Charles Wallace foundedEsurance as one of the first insurance companies to sell policies directlyto consumers online, without the need for in-person meetings or telephonecalls.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Liberty Mutual Overview and Esurance Overview.

Liberty Mutual vs. Esurance: How much are the Average Rates?

Liberty Mutual vs. Esurance: Rates by Number of Vehicle

Liberty Mutual vs. Esurance: Rates by Homeownership

What is Liberty Mutual and Esurance Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Liberty Mutual and Esurance ranked among the industry ratings.

Liberty Mutual or Esurance: Insurance Products Offered

What coverage is available through Liberty Mutual and Esurance? Both insurance companies offer Auto, Commercial, Condo, Health, Home, Pet, Renters, RV, and Umbrella Insurance. Additional products from Esurance insurance also includes , Life, and Motorcycle Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Liberty Mutual and Esurance Insurance page.

Liberty Mutual or Esurance: Ways To Save

Esurance offers a wide range of discounts to its policyholders, including Anti-theft, Claim-free, and Defensive Driver discounts. Liberty Mutual also offers a few discounts that Esurance doesn’t including Violation Free, Student-Away-at-School, and Righttrack telematics device discount discounts. Start taking advantage of discounts offered by insurance providers like Esurance and Liberty Mutual insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Liberty Mutual or Esurance Mobile Apps Options

The Liberty Mutual app is available for iOS and Android. This insuranceconcierge is where you can report accidents or update personal information 24/7.

The Esurance mobile app is available for iOS and Android.

Liberty Mutual & Esurance Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.