Liberty Mutual vs. SafeAuto Insurance

Which insurance company is right for you? Compare savings, rates, and quotes from Liberty Mutual and SafeAuto.

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Liberty Mutual vs. SafeAuto: What You Need to Know

Liberty Mutual Group is a global insurer and the fourth-largest property and casualty insurer in the U.S, ranking 68th on Fortune 100 list of the largest corporations in the U.S. The company has assets of more than $100 billion. Today the group employs over 50,000 people in over 900 locations around the globe, including 45 U.S. states. Liberty Mutual formed on July 1, 1912, as Massachusetts Employees Insurance Association (MEIA) and emerged after state law began to require that employers carry protection for their employees.

SafeAuto is an independently owned property and casualty car insurance carrier based in Columbus, Ohio. Since 1993, SafeAuto has been specializing in providing affordable, state-minimum auto insurance and full comprehensive and collision policies. SafeAuto provides a Certificate of Financial Responsibility (CFR) in the form of an SR22, SR22A or FR44 for customers who need to provide a CFR to a court or state government agency. The company also offers motorcycle, renters, homeowners, business, health, supplemental, dental, accident, life, mechanical repair insurance and more (see full list below). SafeAuto is a leader in direct-to-consumer, minimum-limit coverage across 17 states: Arizona, California, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia. The company has service call centers that are open at all hours, every day, including holidays. Customers can also access their insurance information easily using the SafeAuto Insurance Mobile App.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Liberty Mutual Overview and Safe Auto Overview.

Liberty Mutual vs. Safe Auto: How much are the Average Rates?

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Liberty Mutual vs. Safe Auto: Rates by Number of Vehicle

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Liberty Mutual vs. Safe Auto: Rates by Homeownership

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What is Liberty Mutual and SafeAuto Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Liberty Mutual and Safeauto ranked among the industry ratings.

ComparisonLiberty MutualSafeAuto
Year Founded19121993
Market Share5%1.8%
A.M Best RatingA-
A.M. Best RatingaA-
BBB RatingA-A+
Financial StrengthExcellent
JD Power RankingAbout Average
Moody’s RatingA2
NAIC Complaint Index1.74
NAIC Complaint Ratio4.55
S&P RatingA

Liberty Mutual or SafeAuto: Insurance Products Offered

What coverage is available through Liberty Mutual and Safeauto? Both insurance companies offer Auto, Commercial, Health, Home, and Renters insurance. Additional products from Liberty Mutual insurance also includes Condo, Pet, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Liberty Mutual and Safe Auto Insurance page.

InsuranceLiberty MutualSafeAuto
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Pet Insurance
Renters Insurance
RV Insurance
SR22/FR44
Umbrella Insurance

Liberty Mutual or SafeAuto: Ways To Save

SafeAuto offers a wide range of discounts to its policyholders, including Good Student, Homeowner, and Multi-vehicle discounts. In contrast, Liberty Mutual also offers a few discounts that SafeAuto doesn’t, including Violation Free, Student-Away-at-School, and Righttrack telematics device discount discounts. Start taking advantage of discounts offered by insurance providers like SafeAuto and Liberty Mutual insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Liberty MutualSafeAuto
Accident Free DiscountDriver Improvement Course Discounts
Advanced Safety Features DiscountGood Student Discount
Alternative Energy DiscountHomeowner Discount
Anti-Theft Device DiscountMulti-vehicle Discount
Bundle DiscountsNew Business Transfer
Early Shopper Discount
Good Student Discount
Homeowner Discount
Military Discount
Multi-Car Discount
Multi-Policy Discount
Online Purchase Discounts
Paperless Policy Discount
Pay-in-Full Discount
Preferred Payment Discount
Righttrack telematics device discount
Student-Away-at-School Discount
Violation Free Discount

Pros & Cons of Liberty Mutual & SafeAuto

Pros

Liberty Mutual
  • Telematics devices that track driving behaviors can save safe drivers up to30%.
  • Liberty Mutual Deductible Fund, which reduces and eliminates your deductible.
  • Accident forgiveness for your first accident.
  • Lifetime auto repair guarantee at one of 2,000 guaranteed repair network facilities.
  • Original parts replacement ensures that you will only be sold parts made by the manufacturer, not a third party.
SafeAuto
  • Affordable state-minimum car insurance.
  • R22, SR22A or FR44 as Certificate of Financial Responsibility available.

Cons

Liberty Mutual
SafeAuto
  • On average, premiums through SafeAuto cost more than some competitors.

Liberty Mutual or Safeauto Mobile Apps Options

The Liberty Mutual app is available for iOS and Android. This insurance concierge is where you can report accidents or update personal information24/7.

The SafeAuto app is available for iOS and Android. This insurance concierge allows you to see your insurance information and pay premiums.

Liberty Mutual Mobile App
iTunes     4.826.6K user reviews
Google Play     4.23.8K user reviews
SafeAuto Mobile App
iOS     4.826.6K user reviews
Android     1.845 user reviews

Liberty Mutual & Safeauto Contact Info

Liberty Mutual Contact Info
Address175 Berkeley Street, Boston, Massachusetts
Phone1 (888) 398-8924
Websitehttps://www.libertymutual.com
Facebookhttps://www.facebook.com/libertymutual
Twitterhttps://www.twitter.com/libertymutual
Youtubehttps://www.youtube.com/libertymutual
Linkedinhttps://www.linkedin.com/company/liberty-mutual-insurance
SafeAuto Contact Info
Address4 Easton Oval, Columbus, Ohio 43219
Phone1 (614) 456-2940
Websitehttps://www.safeauto.com
Facebookhttps://www.facebook.com/SafeAuto/
Twitterhttps://twitter.com/safeauto
Youtubehttps://www.youtube.com/c/safeauto
Linkedinhttps://www.linkedin.com/company/safeauto-insurance-company/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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